7655 Umber Ct, Arvada, CO 80007 Property Records

Jefferson County property record for 7655 Umber Ct, Arvada, CO 80007

Property Summary

Property Type	Single Family Home
Details	4 bd · 6 ba · 3,900 sqft · built 2007
Lot Size	0.337 acres (14,680 sqft)
Owner	2 Trust Names on File
Last Sale	$669,500 (Jun 2015)
Tax Bill	$11,482 (2025)
Deeds & Mortgages	Nov 2025 Transfer Oct 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`20-353-01-011`

Property Details

APN / Parcel Number

Primary APN	`20-353-01-011`
Alternative APNs	`300443972` `443972`

Interior

Bedrooms	4 Beds
Full Baths	6 Baths
Half Baths	3 Half Baths
Stories	2 Stories
Building Area	3,900 sqft Living Area
Gross Area	6,569 sqft
1st Floor Area	2,033 sqft
2nd Floor Area	1,867 sqft
Basement Area	1,523 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Architectural Style	Bi-Level
Construction Type	Frame
Lot Area	14,680 sqft (0.337 acres)
View / Lot	Open Space
Garage Type	Attached
Garage Area	983 sqft
Porch	Covered Porch
Porch Area	163 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	300443972
Street Address	7655 UMBER CT
City	ARVADA
State	CO
Zip	80007-8531
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECTION 35 TOWNSHIP 02 RANGE 70 QTR SW SUBDIVISIONCD 700260 SUBDIVISIONNAME SPRING MESA BLOCK 010 LOT 0005 SIZE: 14659 TRACT VALUE: .337
Legal Range	70W
Legal Township	02S
Legal Section	35
Legal Subdivision	SPRING MESA
Legal Block	10
Legal Lot Number	5
Jurisdiction	JEFFERSON CO
Township / Civil Division	NORTHEAST JEFFERSON
Census Block Group	2
Census Block	2002
Census Tract	9837

Owner

7655 Umber Ct is owner-occupied and held in a trust since October 2025.

Source: Jefferson County records, as of April 13, 2026

Owner of Record	2 Trust Names on File
Mailing Address	7655 UMBER CT, ARVADA, CO 80007-8531
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 4, 2025	Intrafamily Transfer, Transfer
Oct 11, 2021	Deed of Trust, Mortgage · Conventional Mortgage AMERISAVE MORTGAGE CORP
Jul 27, 2020	Deed of Trust, Mortgage · Line of Credit UMB BANK NA
Apr 28, 2020	Deed of Trust, Mortgage · Conventional Mortgage SWBC MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 23, 2015 · Amount on File
Deed Sale	Jun 23, 2015 · Amount on File
Prior Sale	Nov 29, 2006 · Amount on File
Deed Document Number	201563917
Last Transfer Date	Oct 21, 2025
Transfer Doc	0000071221
Record Updated	Oct 29, 2026

November 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	JEFFERSON CO
Recording Date	Nov 4, 2025
Property Address	7655 UMBER CT, ARVADA, CO 80007-8531
Document Number	0000071221
Instrument Date	Oct 21, 2025
Instrument	2025071221
Transaction Type	Transfer
Record Updated	Nov 14, 2025

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	7655 UMBER CT, ARVADA, CO 80007-8531

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON CO
Property Address	7655 UMBER CT, ARVADA, CO 80007-8531
Transaction Type	Mortgage
Record Updated	Oct 20, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000144472
Date	Oct 11, 2021
Instrument	2021144472

Lender

Name	AMERISAVE MORTGAGE CORP
Type	Mortgage Company
Address	ATLANTA, GA 30305

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2051

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON CO
Property Address	7655 UMBER CT, ARVADA, CO 80007-8531
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000089831
Date	Jul 27, 2020
Instrument	2020089831

Lender

Name	UMB BANK NA
Type	Bank
Address	DENVER, CO 80202

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON CO
Property Address	7655 UMBER CT, ARVADA, CO 80007-8531
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000046310
Date	Apr 28, 2020
Instrument	2020046310

Lender

Name	SWBC MORTGAGE CORP
Type	Mortgage Company
Address	SAN ANTONIO, TX 78216

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 7655 Umber Ct was $11,482, up 20.6% from the year before.

Source: Jefferson County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Colorado
Municipality	Arvada City
County	Jefferson County
Unified School District	Jefferson County School District R-1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$11,482.00 (+20.58%)	$79,616 (+15.49%) Land $13,443 Building $66,173	$1,273,845 (+17.52%) Land $215,084 Building $1,058,761
2024	$9,522.00 (-0.09%)	$68,938 (-) Land $13,938 Building $55,000	$1,083,930 (-) Land $208,028 Building $875,902
2023	$9,531.00	$68,938 Land $13,938 Building $55,000	$1,083,930 Land $208,028 Building $875,902

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 7655 Umber Ct in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2006.

Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2006)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2006 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7655 Umber Ct is high, ranking above 73% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 73% of the US · above 71% of Colorado
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ARVADA serves 171,610 people · EPA ID CO0130001
Water Source	Surface water
Last State Inspection	May 2024
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 115 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
TDS Telecom Cable · Fiber in parts of the area	1,000 / 20
Verizon Fixed Wireless	300 / 20
LiveWireNet Fixed Wireless	250 / 100
CenturyLink DSL	140 / 20
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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