7654 Umber Ct, Arvada, CO 80007 Property Records

Jefferson County property record for 7654 Umber Ct, Arvada, CO 80007

Property Summary

Property Type	Single Family Home
Details	3 bd · 4.25 ba · 2,510 sqft · built 2007
Lot Size	0.337 acres (14,680 sqft)
Owner	Individual Name on File
Last Sale	$1,260,000 (Jun 2026)
Tax Bill	$9,247 (2025)
Deeds & Mortgages	Jun 2026 Sale & Mortgage Nov 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`20-353-01-013`

Property Details

APN / Parcel Number

Primary APN	`20-353-01-013`
Alternative APNs	`300443961` `443961`

Interior

Bedrooms	3 Beds
Full Baths	4.25 Baths
Half Baths	2 Half Baths
Stories	1 Story
Building Area	2,510 sqft Living Area
Gross Area	4,932 sqft
1st Floor Area	2,510 sqft
Basement Area	1,477 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Architectural Style	Ranch
Construction Type	Frame
Lot Area	14,680 sqft (0.337 acres)
View / Lot	Open Space
Garage Type	Attached
Garage Area	725 sqft

Exterior Amenities

Porch	Covered Porch
Porch Area	220 sqft
Deck Area	140 sqft
Patio Area	140 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	300443961
Street Address	7654 UMBER CT
City	ARVADA
State	CO
Zip	80007-8530
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECTION 35 TOWNSHIP 02 RANGE 70 QTR SW SUBDIVISIONCD 700260 SUBDIVISIONNAME SPRING MESA BLOCK 008 LOT 0005 SIZE: 14695 TRACT VALUE: .337
Legal Range	70W
Legal Township	02S
Legal Section	35
Legal Subdivision	SPRING MESA
Legal Block	8
Legal Lot Number	5
Jurisdiction	JEFFERSON CO
Township / Civil Division	NORTHEAST JEFFERSON
Census Block Group	2
Census Block	2002
Census Tract	9837

Owner

Source: Jefferson County assessment roll, as of April 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	7654 UMBER CT, ARVADA, CO 80007-8530
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jun 30, 2026	Warranty Deed, Transfer · Conventional Mortgage BMO HARRIS BANK
Nov 12, 2020	Deed of Trust, Mortgage · Conventional Mortgage ELEVATIONS CU

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jun 30, 2026 · Amount on Record
Deed Sale	Jun 30, 2026 · Amount on Record
Prior Sale	Nov 2, 2006 · Amount on Record
Deed Document Number	202644234
Record Updated	Sep 20, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON CO
Recording Date	Jun 30, 2026
Property Address	7654 UMBER CT, ARVADA, CO 80007-8530
Document Number	0000044234
Instrument Date	Jun 30, 2026
Instrument	202644234
Transaction Type	Transfer
Record Updated	Jul 7, 2026
Title Company	LAND TITLE GUARANTEE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$12,726.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	7654 UMBER CT, ARVADA, CO 80007-8530
Investor	Possibly a Property Investor

Mortgage

Document Number	0000044235,
Date	Jun 30, 2026
Instrument	202644235

Lender

Name	BMO HARRIS BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON CO
Property Address	7654 UMBER CT, ARVADA, CO 80007-8530
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	LAND TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7654 UMBER CT, ARVADA, CO 80007-8530

Mortgage

Document Number	0000150046
Date	Nov 12, 2020
Instrument	2020150046

Lender

Name	ELEVATIONS CU
Type	Credit Union
Address	BOULDER, CO 80301

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Dec 1, 2035

Tax Assessment & Valuation

Source: Jefferson County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Colorado
Municipality	Arvada City
County	Jefferson County
Unified School District	Jefferson County School District R-1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,247.00 (+9.38%)	$64,118 (+4.86%) Land $16,131 Building $47,987	$1,025,896 (+6.02%) Land $258,101 Building $767,795
2023	$8,454.00	$61,148 Land $16,029 Building $45,119	$967,645 Land $239,232 Building $728,413

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2006)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2006 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 73% of the US · above 71% of Colorado
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ARVADA serves 171,610 people · EPA ID CO0130001
Water Source	Surface water
Last State Inspection	May 2024
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 115 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
TDS Telecom Cable · Fiber in parts of the area	1,000 / 20
Verizon Fixed Wireless	300 / 20
Live Wire Networks Fixed Wireless	250 / 100
Lumen Technologies DSL	140 / 20
T-Mobile USA Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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