76541 Jay Normand Dr, Covington, LA 70435 Property Records

St. Tammany Parish property record for 76541 Jay Normand Dr, Covington, LA 70435

Property Summary

Property Type	Single Family Home
Details	2,168 sqft · built 2003
Lot Size	5 acres (217,800 sqft)
Owner	Individual Name on Record
Last Sale	$452,000 (Jul 2023)
Tax Bill	$4,659 (2025)
Deeds & Mortgages	Mar 2022 Mortgage Nov 2023 Mortgage + 4 more
APN	`107-140-4032`

Property Details

APN / Parcel Number

Primary APN	`107-140-4032`
Alternative APN	`31228`

Interior

Building Area	2,168 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Lot Area	217,800 sqft (5 acres)
Garage Area	1,620 sqft
Parking Spaces	6 Parking Spaces

Location & Zoning

Street Address	76541 JAY NORMAND DR
City	COVINGTON
State	LA
Zip	70435-4701
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	NORMAND OAKS LT12A PH1
Legal Subdivision	NORMAND OAKS
Legal Phase	1
Legal Lot Number	12A
Jurisdiction	SAINT TAMMANY LA
Township / Civil Division	3
Census Block Group	2
Census Block	2003
Census Tract	40204

Owner

Source: St. Tammany Parish records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	76541 JAY NORMAND DR, COVINGTON, LA 70435-4701
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 9, 2022	Deed of Trust, Mortgage · USDA Mortgage USDA
Nov 29, 2023	Deed of Trust, Mortgage · Conventional Mortgage GMFS LLC
Jul 8, 2008	Deed of Trust, Mortgage · Conventional Mortgage REGIONS BANK
Jul 19, 2023	Cash Sale Deed, Transfer
Aug 10, 2017	Deed, Transfer · Conventional Mortgage GMFS LLC
Sep 25, 2014	Deed, Transfer · Conventional Mortgage FIDELITY HOMESTEAD SVCS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 19, 2023 · Amount on Record
Deed Sale	Jul 19, 2023 · Amount on Record
Prior Sale	Aug 10, 2017 · Amount on Record
Deed Document Number	202378908
Record Updated	Sep 20, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT TAMMANY LA
Property Address	76541 JAY NORMAND DR, COVINGTON, LA 70435-4701
Transaction Type	Mortgage
Record Updated	Feb 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002318148
Date	Mar 9, 2022
Instrument	2318148

Lender

Name	USDA
Type	Government Agency

Agreement

Type	USDA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2052

Interest

Rate Type	Fixed Rate

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT TAMMANY LA
Property Address	76541 JAY NORMAND DR, COVINGTON, LA 70435-4701
Transaction Type	Mortgage
Record Updated	Feb 6, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURAN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002394071
Date	Nov 29, 2023
Instrument	2394071

Lender

Name	GMFS LLC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2053

July 2008: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT TAMMANY LA
Property Address	76541 JAY NORMAND DR, COVINGTON, LA 70435-4701
Transaction Type	Mortgage
Record Updated	Feb 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001689131
Date	Jul 8, 2008
Instrument	1689131

Lender

Name	REGIONS BANK
Type	Bank
Address	BIRMINGHAM, AL 35244

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	179 Months
Due	Jun 1, 2023

July 2023: Cash Sale Deed, Transfer

Document Type	Cash Sale Deed
Jurisdiction	SAINT TAMMANY LA
Recording Date	Jul 19, 2023
Property Address	76541 JAY NORMAND DR, COVINGTON, LA 70435-4701
Document Number	0002378908
Instrument Date	May 17, 2023
Instrument	2378908
Transaction Type	Transfer
Record Updated	Feb 6, 2026

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	76541 JAY NORMAND DR, COVINGTON, LA 70435-4701

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	76541 JAY NORMAND DR, COVINGTON, LA 70435-4701

August 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	SAINT TAMMANY LA
Recording Date	Aug 10, 2017
Property Address	76541 JAY NORMAND DR, COVINGTON, LA 70435-4701
Document Number	0002074399
Map Reference	MAP 1707
Instrument Date	Aug 2, 2017
Instrument	2074399
Transaction Type	Transfer
Record Updated	Feb 6, 2026
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	76541 JAY NORMAND DR, COVINGTON, LA 70435-4701

Mortgage

Document Number	0002074403
Date	Aug 10, 2017
Instrument	2074403

Lender

Name	GMFS LLC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2047

Interest

Rate Type	Fixed Rate

September 2014: Deed, Transfer

Document Type	Deed
Jurisdiction	SAINT TAMMANY LA
Recording Date	Sep 25, 2014
Property Address	76541 JAY NORMAND DR, COVINGTON, LA 70435-4701
Document Number	0001957172
Map Reference	MAP 1707
Instrument Date	Sep 22, 2014
Instrument	1957172
Transaction Type	Transfer
Record Updated	Feb 6, 2026
Title Company	UNKNOWN, BAYOU TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	76541 JAY NORMAND DR, COVINGTON, LA 70435-4701
Investor	Possibly a Property Investor

Mortgage

Document Number	0001957173
Date	Sep 25, 2014
Instrument	1957173

Lender

Name	FIDELITY HOMESTEAD SVCS BANK
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: St. Tammany Parish assessment roll, as of February 6, 2026

Property Jurisdictions

Type	Name
State	Louisiana
County	St. Tammany Parish
Unified School District	St. Tammany Parish School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,659.00 (-3.78%)	$41,524 (-) Land $13,700 Building $27,824	$415,239 (-) Land $137,000 Building $278,239
2024	$4,842.00 (+103.19%)	$41,524 (+56.12%) Land $13,700 Building $27,824	$415,239 (+56.12%) Land $137,000 Building $278,239
2023	$2,383.00 Homeowner's exemption	$26,598 (-) Land $4,134 Building $22,464	$265,980 (+6.83%) Land $41,340 Building $224,640
2022	$2,383.00 Homeowner's exemption	$26,598 Land $4,134 Building $22,464	$248,980 Land $24,340 Building $224,640

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 308 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	308 in force
Nearby Flood Claims	44 (2005–2024)
Claims Outside the SFHA	16 of 44
Most Recent Claim	Sep 2024 · Hurricane Francine
Claims by Event	Hurricane Ida, Aug 2021 · 6 claims Severe Storms And Flooding, Aug 2016 · 26 claims Hurricane Katrina, Aug 2005 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 64% of the US · above 86% of Louisiana
Wildfire Likelihood	0.3% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAKE RAMSEY private · serves 840 people · EPA ID LA1103139
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Sanitary survey deficiency not corrected currently in violation since Sep 2025 Lead service line inventory Oct 2024
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, T-Mobile.

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