76503 Jay Normand Dr, Covington, LA 70435 Property Records

St. Tammany Parish property record for 76503 Jay Normand Dr, Covington, LA 70435

Property Summary

Property Type	Single Family Home
Details	2,368 sqft · built 2004
Owner	Individual Name on Record
Last Sale	$258,700 (Jun 2021)
Tax Bill	$2,733 (2025)
Deeds & Mortgages	Jun 2021 Sale & Mortgage Jul 2016 Sale & Mortgage + 1 more
APN	`107-114-5231`

Property Details

APN / Parcel Number

Primary APN	`107-114-5231`
Alternative APN	`28273`

Interior

Building Area	2,368 sqft Living Area

Exterior

Year Built	Built 2004
Garage Area	575 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Old Parcel Number	107-114-5231
Street Address	76503 JAY NORMAND DR
City	COVINGTON
State	LA
Zip	70435-4701
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	NORMAND OAKS LT14 PH1
Legal Subdivision	NORMAND OAKS
Legal Phase	1
Legal Lot Number	14
Jurisdiction	SAINT TAMMANY LA
Township / Civil Division	3
Census Block Group	2
Census Block	2003
Census Tract	40204

Owner

Source: St. Tammany Parish records, as of February 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	76503 JAY NORMAND DR, COVINGTON, LA 70435-4701
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 3, 2021	Deed, Transfer · Conventional Mortgage HANCOCK WHITNEY BANK
Jul 29, 2016	Cash Sale Deed, Transfer · FHA Mortgage SOUTHWEST FUNDING LP
Jun 2, 2011	Deed, Transfer · FHA Mortgage AMERICAS MORTGAGE RESOURCE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 3, 2021 · Amount on Record
Deed Sale	Jun 3, 2021 · Amount on Record
Prior Sale	Jul 29, 2016 · Amount on Record
Deed Document Number	2273542
Record Updated	Jun 8, 2026

June 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	SAINT TAMMANY LA
Recording Date	Jun 3, 2021
Property Address	76503 JAY NORMAND DR, COVINGTON, LA 70435-4701
Document Number	0002273542
Instrument Date	May 28, 2021
Instrument	2273542
Transaction Type	Transfer
Record Updated	Feb 6, 2026
Title Company	WFG NATIONAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Estimated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	76503 JAY NORMAND DRIVE, FOLSOM, LA 70437

Mortgage

Document Number	0002273543
Date	Jun 3, 2021
Instrument	2273543

Lender

Name	HANCOCK WHITNEY BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2051

Interest

Rate Type	Fixed Rate

July 2016: Cash Sale Deed, Transfer

Document Type	Cash Sale Deed
Jurisdiction	SAINT TAMMANY LA
Recording Date	Jul 29, 2016
Property Address	76503 JAY NORMAND DR, COVINGTON, LA 70435-4701
Document Number	0002031838
Instrument Date	Jul 22, 2016
Instrument	2031838
Transaction Type	Transfer
Record Updated	Feb 6, 2026
Title Company	QUALITY TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	76503 JAY NORMAND DR, COVINGTON, LA 70435-4701

Mortgage

Document Number	0002031840
Date	Jul 29, 2016
Instrument	2031840

Lender

Name	SOUTHWEST FUNDING LP
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2046

Interest

Rate Type	Fixed Rate

June 2011: Deed, Transfer

Document Type	Deed
Jurisdiction	SAINT TAMMANY LA
Recording Date	Jun 2, 2011
Property Address	76503 JAY NORMAND DR, COVINGTON, LA 70435-4701
Document Number	0001812994
Map Reference	MAP1159
Instrument Date	May 31, 2011
Instrument	1812994
Transaction Type	Transfer
Record Updated	Feb 6, 2026
Title Company	MAHONY TITLE SERVICES LLC, MAHONY TITLE & SERVICES LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 1001, MANDEVILLE, LA 70470-1001

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	76503 JAY NORMAND DR, COVINGTON, LA 70435-4701

Mortgage

Document Number	0001812999
Date	Jun 2, 2011
Instrument	1812999

Lender

Name	AMERICAS MORTGAGE RESOURCE INC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2041

Tax Assessment & Valuation

Source: St. Tammany Parish assessment roll, as of October 15, 2025

Property Jurisdictions

Type	Name
State	Louisiana
County	St. Tammany Parish
Unified School District	St. Tammany Parish School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,733.00 (-3.77%) Homeowner's exemption	$31,859 (-) Land $5,700 Building $26,159	$318,593 (-) Land $57,000 Building $261,593
2024	$2,840.00 (+9.06%) Homeowner's exemption	$31,859 (+12.31%) Land $5,700 Building $26,159	$318,593 (+12.31%) Land $57,000 Building $261,593
2023	$2,604.00 Homeowner's exemption	$28,367 (-) Land $5,700 Building $22,667	$283,670 (+6.37%) Land $57,000 Building $226,670
2022	$2,604.00 Homeowner's exemption	$28,367 Land $5,700 Building $22,667	$266,670 Land $40,000 Building $226,670

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 308 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	308 in force
Nearby Flood Claims	44 (2005–2024)
Claims Outside the SFHA	16 of 44
Most Recent Claim	Sep 2024 · Hurricane Francine
Claims by Event	Hurricane Ida, Aug 2021 · 6 claims Severe Storms And Flooding, Aug 2016 · 26 claims Hurricane Katrina, Aug 2005 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 64% of the US · above 86% of Louisiana
Wildfire Likelihood	0.3% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAKE RAMSEY private · serves 840 people · EPA ID LA1103139
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Sanitary survey deficiency not corrected currently in violation since Sep 2025 Lead service line inventory Oct 2024
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, T-Mobile.

Nearby Properties on Jay Normand Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures