7650 N Crescent Rd, Covington, OH 45318 Property Records

Miami County property record for 7650 N Crescent Rd, Covington, OH 45318

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,842 sqft · built 1968
Lot Size	1.48 acres (64,687 sqft)
Owner	2 Individual Names on File
Last Sale	$160,000 (Sep 2015)
Tax Bill	$2,900 (2025)
Deeds & Mortgages	Feb 2023 Line of Credit Sep 2020 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`H17-042410`

Property Details

APN / Parcel Number

Primary APN	`H17-042410`
Alternative APNs	`080517.0-02-045-00` `H17NB017A01400`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,842 sqft Living Area
1st Floor Area	3,684 sqft
Basement Area	1,842 sqft
Unfinished Basement	1,842 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1968
Effective Year Built	Effective 1968
Architectural Style	Conventional
Exterior Material	Brick
Lot Area	64,687 sqft (1.48 acres)
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	199 sqft
Deck Area	166 sqft
Patio Area	160 sqft
Shed	1 Shed
Shed Area	216 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	HVAC
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	7650 N CRESCENT RD
City	COVINGTON
State	OH
Zip	45318-9609
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	5-8-17 PT SW PT NW
Legal Range	05
Legal Township	08
Legal Section	17
Jurisdiction	MIAMI OH
Township / Civil Division	NEWBERRY
Census Block Group	1
Census Block	1058
Census Tract	320100

Owner

7650 N Crescent Rd is owned and occupied by two individuals who bought it in September 2015.

Source: Miami County records, as of July 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	7650 N CRESCENT RD, COVINGTON, OH 45318-9609
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 2, 2023	Deed of Trust, Mortgage · Line of Credit GREENVILLE FEDERAL
Sep 22, 2020	Deed of Trust, Mortgage · Line of Credit GREENVILLE FEDERAL
Jul 26, 2019	Deed of Trust, Mortgage · Conventional Mortgage GREENVILLE NATIONAL BANK
Sep 14, 2020	Deed of Trust, Mortgage · Conventional Mortgage GREENVILLE FEDERAL

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 22, 2015 · Amount on File
Deed Sale	Sep 22, 2015 · Amount on File
Prior Sale	Sep 1, 1983 · Amount on File
Deed Document Number	20152015OR-11433
Record Updated	Oct 29, 2026

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIAMI OH
Property Address	7650 N CRESCENT RD, COVINGTON, OH 45318-9609
Transaction Type	Mortgage
Record Updated	Feb 16, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001177
Date	Feb 2, 2023
Instrument	2023OR-01177

Lender

Name	GREENVILLE FEDERAL
Type	Bank
Address	GREENVILLE, OH 45331

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Feb 3, 2033

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIAMI OH
Property Address	7650 N CRESCENT RD, COVINGTON, OH 45318-9609
Transaction Type	Mortgage
Record Updated	Aug 2, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000013529
Date	Sep 22, 2020
Instrument	2020OR-13529

Lender

Name	GREENVILLE FEDERAL
Type	Bank
Address	GREENVILLE, OH 45331

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Sep 21, 2030

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIAMI OH
Property Address	7650 N CRESCENT RD, COVINGTON, OH 45318-9609
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000008261
Date	Jul 26, 2019
Instrument	2019OR-08261

Lender

Name	GREENVILLE NATIONAL BANK
Type	Bank
Address	BRADFORD, OH 45308

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2049

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIAMI OH
Property Address	7650 N CRESCENT RD, COVINGTON, OH 45318-9609
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000013031
Date	Sep 14, 2020
Instrument	2020OR-13031

Lender

Name	GREENVILLE FEDERAL
Type	Bank
Address	GREENVILLE, OH 45331

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 7650 N Crescent Rd was $2,900 with a homeowner's exemption, up 1.1% from the year before.

Source: Miami County assessment roll, as of March 6, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Miami County
County Subdivision	Newberry Township
Unified School District	Covington Exempted Village School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,900.00 (+1.08%) Homeowner's exemption	$103,950 (+21.17%) Land $12,740 Building $91,210	$297,000 Land $36,400 Building $260,600
2024	$2,869.00 (+2.57%) Homeowner's exemption	$85,790 (-) Land $10,010 Building $75,780
2023	$2,797.00 (-3.75%) Homeowner's exemption	$85,790 (-) Land $10,010 Building $75,780	$245,100 (-) Land $28,600 Building $216,500
2022	$2,906.00 Homeowner's exemption	$85,790 Land $10,010 Building $75,780	$245,100 Land $28,600 Building $216,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 7650 N Crescent Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective March 10, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7650 N Crescent Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 81% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Watch TV Fixed Wireless	400 / 40
Windstream Fixed Wireless · DSL	100 / 10
Skymesh Fixed Wireless	50 / 10
NKTELCO - Goldstar Fixed Wireless	50 / 5

May also be available: Spectrum, Verizon.

Cell Coverage

5G and 4G LTE (outdoors only)

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