7505 N Crescent Rd, Covington, OH 45318 Property Records

Miami County property record for 7505 N Crescent Rd, Covington, OH 45318

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,498 sqft · built 2024
Lot Size	4.62 acres (201,596 sqft)
Owner	2 Individual Names on File
Tax Bill	$5,975 (2025)
Deeds & Mortgages	Mar 2026 Mortgage Nov 2023 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`H17-042580`

Property Details

APN / Parcel Number

Primary APN	`H17-042580`
Alternative APN	`080517.0-02-017-01`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	2,498 sqft Living Area
1st Floor Area	4,996 sqft
Basement Area	2,498 sqft

Exterior

Year Built	Built 2024
Effective Year Built	Effective 2024
Architectural Style	Conventional
Exterior Material	Brick/Stone
Construction Type	Frame
Lot Area	201,596 sqft (4.62 acres)
Garage Area	1,142 sqft
Parking Spaces	4 Parking Spaces
Porch	Slab
Porch Area	584 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	7505 N CRESCENT RD
City	COVINGTON
State	OH
Zip	45318-8805
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	5-8-17 W CEN PT SW
Legal Range	05
Legal Township	08
Legal Section	17
Jurisdiction	MIAMI OH
Township / Civil Division	NEWBERRY
Census Block Group	1
Census Block	1067
Census Tract	320100

Owner

7505 N Crescent Rd is owned and occupied by two individuals.

Source: Miami County records, as of July 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	7505 N CRESCENT RD, COVINGTON, OH 45318-8805
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 23, 2026	Deed of Trust, Mortgage · Conventional Mortgage MUTUAL OF OMAHA MORTGAGE INC
Nov 21, 2023	Deed of Trust, Mortgage · Conventional Mortgage WESTERN OHIO MORTGAGE CORP
Sep 19, 2024	Deed of Trust, Mortgage · Conventional Mortgage WESTERN OHIO MORTGAGE CORP
May 2, 2023	Warranty Deed, Transfer · Conventional Mortgage MINSTER BANK
Apr 25, 2023	Warranty Deed, Transfer · Conventional Mortgage PARK NATIONAL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Sep 20, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIAMI OH
Property Address	7505 N CRESCENT RD, COVINGTON, OH 45318-8805
Transaction Type	Mortgage
Record Updated	Apr 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7505 N CRESCENT RD, COVINGTON, OH 45318-8805

Mortgage

Document Number	0000003290
Date	Mar 23, 2026
Instrument	2026OR-03290

Lender

Name	MUTUAL OF OMAHA MORTGAGE INC
Type	Mortgage Company
Address	3131 CAMINO DEL RIO N STE 1100, SAN DIEGO, CA 92108

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2056

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIAMI OH
Property Address	7505 N CRESCENT RD, COVINGTON, OH 45318-8805
Transaction Type	Mortgage
Record Updated	Mar 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	711 E WALNUT ST, COVINGTON, OH 45318-1649

Mortgage

Document Number	0000012912
Date	Nov 21, 2023
Instrument	2023OR-12912

Lender

Name	WESTERN OHIO MORTGAGE CORP
Type	Mortgage Company
Address	SIDNEY, OH 45365

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	12 Months
Due	Nov 17, 2024

Interest

Rate Type	Adjustable Rate
Rate	8.37%
Type Change Date	Jan 1, 2024
Change Frequency	6 Months
Min Rate At Change	9.37%
Max Rate At Change	9.37%
Index	SOFR Average 30-Day
Margin	3
Max Rate	19.7%

September 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIAMI OH
Property Address	7505 N CRESCENT RD, COVINGTON, OH 45318-8805
Transaction Type	Mortgage
Record Updated	Mar 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7505 N CRESCENT RD, COVINGTON, OH 45318-8805

Mortgage

Document Number	0000009544
Date	Sep 19, 2024
Instrument	2024OR-09544

Lender

Name	WESTERN OHIO MORTGAGE CORP
Type	Mortgage Company
Address	733 FAIR RD, SIDNEY, OH 45365

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2054

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MIAMI OH
Recording Date	May 2, 2023
Property Address	7505 N CRESCENT RD, COVINGTON, OH 45318-8805
Document Number	0000004547
Instrument Date	Apr 28, 2023
Instrument	2023OR-04547
Transaction Type	Transfer
Record Updated	Mar 6, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	759 N PEARL ST, COVINGTON, OH 45318-1449

Mortgage

Document Number	0000004548
Date	May 2, 2023
Instrument	2023OR-04548

Lender

Name	MINSTER BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	60 Months
Due	May 1, 2028

April 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MIAMI OH
Recording Date	Apr 25, 2023
Property Address	7505 N CRESCENT RD, COVINGTON, OH 45318-8805
Document Number	0000004311
Instrument Date	Apr 21, 2023
Instrument	2023OR-04311
Transaction Type	Transfer
Record Updated	Mar 6, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	420 N MAIN ST, PIQUA, OH 45356-2318

Mortgage

Document Number	0000004312
Date	Apr 25, 2023
Instrument	2023OR-04312

Lender

Name	PARK NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	May 1, 2038

Tax Assessment & Valuation

The 2025 property tax bill for 7505 N Crescent Rd was $5,975 with a homeowner's exemption, up 691.4% from the year before.

Source: Miami County assessment roll, as of March 6, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Miami County
County Subdivision	Newberry Township
Unified School District	Covington Exempted Village School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,975.00 (+691.39%) Homeowner's exemption	$199,220 (+800.63%) Land $26,040 Building $173,180	$569,200 Land $74,400 Building $494,800
2024	$755.00 (-62.17%)	$22,120 (-) Land $22,120
2023	$1,996.00 (+1,139.75%)	$22,120 (+373.66%) Land $22,120	$63,200 (-23.67%) Land $63,200
2022	$161.00	$4,670 Land $4,670	$82,800 Land $82,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 7505 N Crescent Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 10, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7505 N Crescent Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 85% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Watch TV Fixed Wireless	400 / 40
Starlink Satellite	280 / 30
Windstream Fixed Wireless · DSL in parts of the area	100 / 10
Skymesh Fixed Wireless	50 / 10
NKTELCO - Goldstar Fixed Wireless	50 / 5

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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