Santa Clara County property record for 7650 Carmel St, Gilroy, CA 95020 · Last verified October 2025
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1949 |
| Square Footage | 1,912 sqft Living Area |
| Lot Size | 7,000 sqft (0.16 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $1,000,000 (2023) |
| Tax Bill | $12,570.00 (2025) |
Source: Santa Clara County records · APN 799-05-060
Assessment roll updated July 1, 2025 · Last verified October 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 7650 CARMEL ST, GILROY, CA 95020-5019 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Dec 05, 2025 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Oct 23, 2023 | Grant Deed, Transfer · Conventional Mortgage MORGAN STANLEY PRIVATE BANK NA |
| Jan 22, 2020 | Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Oct 23, 2023 · Amount on Record |
| Deed Sale | Oct 23, 2023 · Amount on Record |
| Prior Sale | May 20, 2016 · Amount on Record |
| Deed Doc Number | 25548159 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CLARA CA |
| Property Address | 7650 CARMEL ST, GILROY, CA 95020-5019 |
| Transaction Type | Mortgage |
| Record Updated | Dec 16, 2025 |
| Name | Verified Name |
|---|---|
| Address | 7650 CARMEL ST, GILROY, CA 95020-5019 |
| Document Number | 0025914650 |
|---|---|
| Date | Dec 05, 2025 |
| Instrument | 25914650 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | 1050 WOODWARD AVE, DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 01, 2055 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SANTA CLARA CA |
| Recording Date | Oct 23, 2023 |
| Property Address | 7650 CARMEL ST, GILROY, CA 95020-5019 |
| Document Number | 0025548159 |
| Map Reference | VOL P PG 45 |
| Instrument Date | Oct 12, 2023 |
| Instrument | 25548159 |
| Transaction Type | Transfer |
| Record Updated | Nov 02, 2023 |
| Title Company | FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 7650 CARMEL ST, GILROY, CA 95020-5019 |
| Document Number | 0025548160 |
|---|---|
| Date | Oct 23, 2023 |
| Instrument | 25548160 |
| Name | MORGAN STANLEY PRIVATE BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CLARA CA |
| Property Address | 7650 CARMEL ST, GILROY, CA 95020-5019 |
| Document Number | 0024395445 |
| Instrument Date | Jan 22, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Feb 24, 2020 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Relationship | Community Property |
| Address | 7650 CARMEL ST GILROY CA 950205019, GILROY, CA 95020-5019 |
| Document Number | 0024395445 |
|---|---|
| Date | Feb 04, 2020 |
| Instrument | 24395445 |
| Name | PENNYMAC |
|---|---|
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 03, 2050 |
Source: Santa Clara County records · Assessment roll updated July 1, 2025 · Last verified October 2025
| Type | Name |
|---|---|
| State | California |
| County | Santa Clara County |
| Municipality | Gilroy City |
| Unified School District | Gilroy Unified School District (KG - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $12,570.00 (+36.84%) | $1,020,000 (+39.85%) Land $663,000 Building $357,000 |
| 2023 | $9,186.00 (+0.47%) | $729,344 Land $455,130 Building $274,214 |
| 2022 | $9,143.00 |
Source: FEMA National Flood Hazard Layer, Santa Clara County (06085C), updated January 18, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Moderate |
| 500-Year Floodplain | Yes |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 799-05-060 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Building Area | 1,912 sqft Living Area |
| 1st Floor | 1,912 sqft 1st Floor |
| Stories | 1 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1934 |
|---|---|
| Effective Year Built | Effective 1949 |
| Architectural Style | Other Style |
| Construction Type | Wood Construction |
| Lot Area | 7,000 sqft (0.16 acres) |
| Depth X Width | 140 ft x 50 ft Depth x Width |
| Parking Spaces | 1 Parking Spaces |
| Garage Area | 216 sqft Garage |
| Heating System | HVAC Heating |
|---|
| Street Address | 7650 CARMEL ST |
|---|---|
| City | GILROY |
| State | CA |
| Zip | 95020-5019 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | CITY/MUNI/TWP:GILROY |
| Legal Subdivision | MILLER LUX WESTERN AEON |
| Legal Block | 3 |
| Legal Lot Number | 15 |
| Jurisdiction | SANTA CLARA CA |
| Minor Civil Division | SOUTH SANTA CLARA VALLEY |
| Census Blockgroup | 1 |
| Census Block | 1010 |
| Census Tract | 512511 |
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