1. Home
  2. California
  3. Santa Clara County
  4. Gilroy
  5. Carmel St

7631 Carmel St, Gilroy, CA 95020 Property Records

Santa Clara County property record for 7631 Carmel St, Gilroy, CA 95020 · Last verified October 2025

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,425 sqft · built 1957
Lot Size0.213 acres (9,310 sqft)
Owner2 Individual Names on File
Last Sale$450,000 (Feb 2015)
Tax Bill$6,731 (2025)
Deeds & MortgagesSep 2020 Mortgage
Flood ZoneZone X (moderate risk)
APN799-23-048

Property Details

APN / Parcel Number

Primary APN799-23-048

Interior

Bedrooms2 Beds
Full Baths2 Baths
Total Rooms7 Rooms
Stories1 Story
Building Area1,425 sqft Living Area
1st Floor Area1,425 sqft
Family RoomFamily Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1957
Architectural StyleOther
Construction TypeWood
Lot Area9,310 sqft (0.213 acres)
Lot Dimensions133 ft deep x 70 ft wide
Garage Area600 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Heating SystemHVAC

Location & Zoning

Street Address7631 CARMEL ST
CityGILROY
StateCA
Zip95020-5018
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCITY/MUNI/TWP:GILROY
Legal SubdivisionJAS A CLAYTONS & COS ADD
Legal Block3
Legal Lot Number8
JurisdictionSANTA CLARA CA
Township / Civil DivisionSOUTH SANTA CLARA VALLEY
Census Block Group1
Census Block1011
Census Tract512511

Owner

Source: Santa Clara County records · APN 799-23-048

Assessment roll updated July 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Co-ownerVerified Secondary Owner
Mailing Address7631 CARMEL ST, GILROY, CA 95020-5018
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names3 Verified Names on Deed
Last SaleFeb 20, 2015 · Amount on Record
Deed SaleFeb 20, 2015 · Amount on Record
Prior SaleMar 20, 2006
Deed Document Number22860021
Record UpdatedJun 07, 2026

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CLARA CA
Property Address7631 CARMEL ST, GILROY, CA 95020-5018
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyTITLE CONNECT INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address7631 CARMEL ST, GILROY, CA 95020-5018

Mortgage

Document Number0024621811
DateSep 21, 2020
Instrument24621811
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressMOUNT LAUREL, NJ 08054
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term296 Months
DueMay 01, 2045

Tax Assessment & Valuation

Source: Santa Clara County records · Assessment roll updated July 1, 2025 · Last verified October 2025

Property Jurisdictions

TypeName
StateCalifornia
CountySanta Clara County
MunicipalityGilroy City
Unified School DistrictGilroy Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2025$6,731.00 (+2.2%)$540,821 (+4.04%) Land $297,453 Building $243,368
2023$6,586.00 (+1.67%)$519,822 Land $285,903 Building $233,919
2022$6,478.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Santa Clara County (06085C), updated January 18, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardModerate
500-Year FloodplainYes
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Nearby Properties on Carmel St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures