765 Village Rd, Murphy, NC 28906 Property Records

Cherokee County property record for 765 Village Rd, Murphy, NC 28906

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,424 sqft · built 2005
Lot Size	0.28 acres (12,197 sqft)
Owner	Individual Name on Record
Last Sale	$199,000 (Aug 2017)
Tax Bill	$2,388 (2025)
Deeds & Mortgages	Oct 2026 Line of Credit Apr 2026 Sale + 3 more
Flood Zone	Zone X (minimal risk)
APN	`455407579970000`

Property Details

APN / Parcel Number

Primary APN	`455407579970000`
Alternative APN	`46075`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,424 sqft Heated Area
Gross Area	1,932 sqft
1st Floor Area	988 sqft
Upper Floors Area	436 sqft
Flooring	Wood
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2013
Exterior Material	Aluminum/Vinyl
Foundation Type	Footing
Roof Type	Cathedral/Clerestory
Roof Material	Asphalt
Lot Area	12,197 sqft (0.28 acres)
Lot Dimensions	116 ft deep x 210 ft wide
Terrain	Mountain
Garage Area	594 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	508 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	46075
Street Address	765 VILLAGE RD
City	MURPHY
State	NC
Zip	28906-1779
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 1 BLK 9 SEC 1 BEAR PAW 1190/122 A/32B
Legal Subdivision	BEAR PAW SUBDIVISION
Legal Block	9
Legal Lot Number	1
Jurisdiction	CHEROKEE NC
Township / Civil Division	SHOAL CREEK
Census Block Group	2
Census Block	2056
Census Tract	930603

Owner

Source: Cherokee County records, as of October 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	PO BOX 343, DALTON, GA 30722-0343
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 7, 2026	Deed of Trust, Mortgage · Line of Credit BUILTWELL STRUCTURES INC
Apr 14, 2026	Warranty Deed, Transfer NONE LISTED ON DOCUMENT
Apr 14, 2026	Warranty Deed, Transfer NONE LISTED ON DOCUMENT
Mar 2, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIRST BANK
Aug 3, 2017	Warranty Deed, Transfer · Commercial Mortgage FIRST BANK OF DALTON

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 3, 2017 · Amount on Record
Deed Sale	Aug 3, 2017 · Amount on Record
Prior Sale	Oct 28, 2005 · Amount on Record
Deed Document Number	20173389
Deed Book / Page	1566 / 161
Last Transfer Date	Feb 13, 2026
Transfer Doc	001799/260
Record Updated	Oct 29, 2026

October 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE NC
Recording Date	Oct 7, 2026
Property Address	765 VILLAGE RD, MURPHY, NC 28906-1779
Document Number	0000005196
Book / Page	1811 / 834
Instrument Date	Jul 13, 2026
Instrument	20265196
Transaction Type	Mortgage
Record Updated	Oct 22, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	765 VILLAGE RD, MURPHY, NC 28906-1779

Mortgage

Document Number	0000005196,
Date	Oct 7, 2026
Book Page	1811/834
Instrument	20265196

Lender

Name	BUILTWELL STRUCTURES INC

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	117 Months
Due	Jul 20, 2036

Interest

Rate Type	Adjustable Rate
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE NC
Recording Date	Apr 14, 2026
Property Address	765 VILLAGE RD, MURPHY, NC 28906-1779
Document Number	0000001723
Book / Page	1799 / 260
Instrument Date	Feb 13, 2026
Instrument	20261723
Transaction Type	Transfer
Record Updated	Apr 23, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE NC
Recording Date	Apr 14, 2026
Property Address	765 VILLAGE RD, MURPHY, NC 28906-1779
Document Number	001799/260
Book / Page	1799 / 260
Instrument Date	Feb 13, 2026
Instrument	20261723
Transaction Type	Transfer
Record Updated	Aug 27, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE NC
Property Address	765 VILLAGE RD, MURPHY, NC 28906-1779
Transaction Type	Mortgage
Record Updated	Aug 22, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001637/834
Date	Mar 2, 2020
Book Page	1637/834
Instrument	1042

Lender

Name	FIRST BANK
Type	Bank
Address	DALTON, GA 30720

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	10 Months
Due	Jan 26, 2021

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE NC
Recording Date	Aug 3, 2017
Property Address	765 VILLAGE RD, MURPHY, NC 28906-1779
Document Number	01566/0161
Book / Page	01566 / 0161
Instrument Date	Jul 18, 2017
Instrument	03389
Transaction Type	Transfer
Record Updated	Aug 22, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$398.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2410 PRAIRIE AVE, 2410, MIAMI BEACH, FL 33140-3405

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	702 LENNA LN, DALTON, GA 30720-3925

Mortgage

Document Number	0000003390
Date	Aug 3, 2017
Instrument	03390

Lender

Name	FIRST BANK OF DALTON
Type	Non-Lending Institution

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Aug 2, 2018

Tax Assessment & Valuation

Source: Cherokee County assessment roll, as of October 10, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cherokee County
Unified School District	Cherokee County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,388.00	$198,710 (+2.58%)	$198,710 (+2.58%) Land $12,000 Building $186,710
2023		$193,710	$193,710 Land $12,000 Building $181,710

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 5, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 58% of North Carolina
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BEAR PAW RESORT private · serves 909 people · EPA ID NC0120103
Water Source	Groundwater
Last State Inspection	Jan 2024
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 88 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Peachtree Broadband Fiber Fiber	1,000 / 1,000
Starlink Satellite	280 / 30
RiverStreet Networks Fixed Wireless	25 / 3

Cell Coverage

4G LTE (outdoors only), no 5G reported

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