495 Village Rd, Murphy, NC 28906 Property Records

Cherokee County property record for 495 Village Rd, Murphy, NC 28906

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 924 sqft · built 1971
Lot Size	0.98 acres (42,689 sqft)
Owner	2 Individual Names on Record
Last Sale	$275,000 (Jan 2022)
Tax Bill	$1,925 (2025)
Deeds & Mortgages	Jan 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`455407588705000`

Property Details

APN / Parcel Number

Primary APN	`455407588705000`
Alternative APNs	`36886` `56556`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	924 sqft Heated Area
Flooring	Carpet
Interior Walls	Plaster
Fireplace	Fireplace

Exterior

Year Built	Built 1971
Effective Year Built	Effective 2001
Exterior Material	Combination
Roof Type	Cathedral/Clerestory
Roof Material	Wood Shingle
Lot Area	42,689 sqft (0.98 acres)
Lot Dimensions	334 ft deep x 380 ft wide
Porch	Porch
Porch Area	15 sqft
Deck Area	340 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Account Number	56556
Street Address	495 VILLAGE RD
City	MURPHY
State	NC
Zip	28906-1780
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 1 BLK 1 SEC 1 BEAR PAW 1452/278 A/32B A/88A
Legal Block	1
Legal Lot Number	1
Jurisdiction	CHEROKEE NC
Township / Civil Division	SHOAL CREEK
Census Block Group	2
Census Block	2003
Census Tract	930603

Owner

Source: Cherokee County records, as of October 9, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Co-owner	Co-owner on Record
Mailing Address	495 VILLAGE RD, MURPHY, NC 28906-1780
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	3 Names on Deed
Last Sale	Jan 14, 2022 · Amount on Record
Deed Sale	Jan 14, 2022 · Amount on Record
Prior Sale	Nov 21, 2012 · Amount on Record
Deed Document Number	285
Deed Book / Page	1701 / 918
Record Updated	Jun 8, 2026

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE NC
Recording Date	Jan 14, 2022
Property Address	495 VILLAGE RD, MURPHY, NC 28906-1780
Document Number	001701/918
Book / Page	1701 / 918
Map Reference	CAB F SL 151A
Instrument Date	Jan 12, 2022
Instrument	285
Transaction Type	Transfer
Record Updated	Feb 4, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$550.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1510 BARKSDALE CT NW, 1510, KENNESAW, GA 30152-6930

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	495 VILLAGE RD, MURPHY, NC 28906-1780

Mortgage

Document Number	0001701921
Date	Jan 14, 2022
Instrument	1701/921

Lender

Name	CENTRAL TRUST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2052

Tax Assessment & Valuation

Source: Cherokee County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cherokee County
Unified School District	Cherokee County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,925.00	$166,590 (-)	$166,590 (-) Land $50,000 Building $116,590
2023		$166,590	$166,590 Land $50,000 Building $116,590

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 5, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 58% of North Carolina
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BEAR PAW RESORT private · serves 909 people · EPA ID NC0120103
Water Source	Groundwater
Last State Inspection	Jan 2024
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 88 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Peachtree Broadband Fiber Fiber	1,000 / 1,000
Starlink Satellite	280 / 30
RiverStreet Networks Fixed Wireless	25 / 3

Cell Coverage

4G LTE (outdoors only), no 5G reported

Nearby Properties on Village Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures