765 Smith Creek Rd, Boydton, VA 23917 Property Records

Mecklenburg County property record for 765 Smith Creek Rd, Boydton, VA 23917

Property Summary

Property Type	Single Family Home
Details	2 bd · 1,584 sqft · built 1978
Lot Size	1.37 acres (59,677 sqft)
Owner	Individual Name on Record
Last Sale	$405,000 (Jun 2015)
Tax Bill	$1,694 (2025)
Deeds & Mortgages	Apr 2020 Mortgage Aug 2021 Refinance
Flood Zone	Zone X (minimal risk)
APN	`200000-04-009A`

Property Details

APN / Parcel Number

Primary APN	`200000-04-009A`
Alternative APNs	`200000_04_00_009A` `R038123`

Interior

Bedrooms	2 Beds
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	1,584 sqft Heated Area
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1990
Exterior Material	Siding
Foundation Type	Stone
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	59,677 sqft (1.37 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Electric

Location & Zoning

Account Number	R038123
Street Address	765 SMITH CREEK RD
City	BOYDTON
State	VA
Zip	23917
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	LOTS 9 & 10 SEC 1 FRIENDLY ACRES
Legal Lot Number	9-10
Jurisdiction	MECKLENBURG VA
Township / Civil Division	1
Census Block Group	1
Census Block	1098
Census Tract	930700

Owner

Source: Mecklenburg County records, as of January 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	16225 MITCHELLS MILL CT, MIDLOTHIAN, VA 23112-4076
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 22, 2020	Deed of Trust, Mortgage · Conventional Mortgage CAPITAL CENTER LLC
Aug 3, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance PENNYMAC LOAN SERVICES LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 8, 2015 · Amount on Record
Deed Sale	Jun 8, 2015 · Amount on Record
Deed Document Number	0015001793
Deed Book / Page	1500 / 1793
Record Updated	Jun 8, 2026

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG VA
Property Address	765 SMITH CREEK RD, BOYDTON, VA 23917
Transaction Type	Mortgage
Record Updated	Mar 17, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0200001383
Date	Apr 22, 2020
Instrument	200001383

Lender

Name	CAPITAL CENTER LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2050

Interest

Rate Type	Fixed Rate

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG VA
Property Address	765 SMITH CREEK RD, BOYDTON, VA 23917
Transaction Type	Mortgage
Record Updated	Mar 17, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0210003878
Date	Aug 3, 2021
Instrument	210003878

Lender

Name	PENNYMAC LOAN SERVICES LLC

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2051

Interest

Rate Type	Fixed Rate
Rate	2.88%

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Virginia
County	Mecklenburg County
Unified School District	Mecklenburg County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,694.00 (+4.25%)	$470,700 (+15.85%) Land $140,000 Building $330,700	$470,700 (+15.85%) Land $140,000 Building $330,700
2023	$1,625.00	$406,300 (-) Land $140,000 Building $266,300	$406,300 (-) Land $140,000 Building $266,300
2022	$1,625.00	$406,300 Land $140,000 Building $266,300	$406,300 Land $140,000 Building $266,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 13 policies
Nearby Flood Policies	13 in force
Nearby Flood Claims	3 (1986–1987)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Apr 1987 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of Virginia
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 37 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Empower Broadband Fiber	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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