594 Smith Creek Rd, Boydton, VA 23917 Property Records

Mecklenburg County property record for 594 Smith Creek Rd, Boydton, VA 23917

Property Summary

Property Type	Single Family Home
Details	2 bd · 1,296 sqft · built 1974
Lot Size	1.4 acres (60,984 sqft)
Owner	Individual Name on File
Last Sale	$183,000 (Jan 2023)
Tax Bill	$553 (2025)
Deeds & Mortgages	Sep 2025 Mortgage Mar 2024 Second Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`200000-04-A`

Property Details

APN / Parcel Number

Primary APN	`200000-04-A`
Alternative APNs	`200000_04_00_A` `R018502`

Interior

Bedrooms	2 Beds
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,296 sqft Heated Area
Flooring	Hardwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1990
Foundation Type	Block
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	60,984 sqft (1.4 acres)

Utilities, Heating & Cooling

Heating System	Central
Heating Fuel	Oil

Location & Zoning

Account Number	R018502
Street Address	594 SMITH CREEK RD
City	BOYDTON
State	VA
Zip	23917-4608
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	FRIENDLY ACRES
Jurisdiction	MECKLENBURG VA
Township / Civil Division	1
Census Block Group	1
Census Block	1098
Census Tract	930700

Owner

Source: Mecklenburg County assessment roll, as of January 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	594 SMITH CREEK RD, BOYDTON, VA 23917-4608
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 9, 2025	Deed of Trust, Mortgage · FHA Mortgage PLANET HOME LENDING LLC
Mar 19, 2024	Deed of Trust, Mortgage · Stand-Alone Second Mortgage SECRETARY OF HOUSING AND URBAN DEVELOPME
Jan 24, 2023	Warranty Deed, Transfer · FHA Mortgage LOWER LLC

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jan 24, 2023 · Amount on Record
Deed Sale	Jan 24, 2023 · Amount on Record
Deed Document Number	230000225
Record Updated	Jun 8, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG VA
Property Address	594 SMITH CREEK RD, BOYDTON, VA 23917-4608
Transaction Type	Mortgage
Record Updated	Oct 10, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	594 SMITH CREEK RD, BOYDTON, VA 23917-4608

Mortgage

Document Number	0250003725
Date	Sep 9, 2025
Instrument	250003725

Lender

Name	PLANET HOME LENDING LLC
Type	Mortgage Company
Address	MERIDEN, CT 06450

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	480 Months
Due	Sep 1, 2065

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG VA
Property Address	594 SMITH CREEK RD, BOYDTON, VA 23917-4608
Transaction Type	Mortgage
Record Updated	Apr 24, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0240001099
Date	Mar 19, 2024
Instrument	240001099

Lender

Name	SECRETARY OF HOUSING AND URBAN DEVELOPME

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	480 Months
Due	Mar 1, 2064

Interest

Rate Type	Fixed Rate

January 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MECKLENBURG VA
Recording Date	Jan 24, 2023
Property Address	594 SMITH CREEK RD, BOYDTON, VA 23917-4608
Document Number	0230000225
Instrument Date	Jan 12, 2023
Instrument	230000225
Transaction Type	Transfer
Record Updated	Mar 16, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	594 SMITH CREEK RD, BOYDTON, VA 23917-4608

Mortgage

Document Number	0230000226
Date	Jan 24, 2023
Instrument	230000226

Lender

Name	LOWER LLC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2053

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Virginia
County	Mecklenburg County
Unified School District	Mecklenburg County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$553.00 (+18.42%)	$153,800 (+31.68%) Land $20,000 Building $133,800	$153,800 (+31.68%) Land $20,000 Building $133,800
2023	$467.00	$116,800 (-) Land $14,000 Building $102,800	$116,800 (-) Land $14,000 Building $102,800
2022	$467.00	$116,800 Land $14,000 Building $102,800	$116,800 Land $14,000 Building $102,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 13 policies
Nearby Flood Policies	13 in force
Nearby Flood Claims	3 (1986–1987)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Apr 1987 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of Virginia
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Internet Providers

Source: FCC Broadband Data Collection, based on 37 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mecklenburg Electric Cooperative Fiber	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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