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765 Shell Sand Rd, Charleston, SC 29412 Property Records

Charleston County property record for 765 Shell Sand Rd, Charleston, SC 29412

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,835 sqft · built 1996
Lot Size0.13 acres (5,663 sqft)
OwnerCompany Name on Record
Last Sale$580,000 (Jan 2023)
Tax Bill$9,704 (2025)
Deeds & MortgagesMar 2018 Sale & Mortgage
Flood ZoneZone AE (high risk)
APN426-11-00-182

Property Details

APN / Parcel Number

Primary APN426-11-00-182

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,835 sqft Living Area
1st Floor Area864 sqft
Upper Floors Area971 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1996
Effective Year BuiltEffective 1996
Exterior MaterialVinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area5,663 sqft (0.13 acres)
Garage TypeAttached
Garage Area440 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area203 sqft

Utilities, Heating & Cooling

Heating SystemHeat Pump

Location & Zoning

Street Address765 SHELL SAND RD
CityCHARLESTON
StateSC
Zip29412-4347
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSUBDIVISION NAME -HARBOR OAKS DESCRIPTION -LOT 24
Legal SubdivisionHARBOR OAKS
Legal Lot Number24
JurisdictionCHARLESTON SC
Township / Civil DivisionJAMES ISLAND
Census Block Group2
Census Block2005
Census Tract2007

Owner

Source: Charleston County records, as of November 18, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address3484 FOREST GLEN DR, CHARLESTON, SC 29414-7540
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 27, 2023 · Amount on Record
Deed SaleJan 27, 2023 · Amount on Record
Prior SaleMar 19, 2018 · Amount on Record
Deed Book / Page1160 / 583
Prior Transfer DateOct 3, 2013
Prior Transfer Doc0368/0257
Record UpdatedJun 8, 2026

March 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionCHARLESTON SC
Recording DateMar 19, 2018
Property Address765 SHELL SAND RD, CHARLESTON, SC 29412-4347
Document Number0705/0231
Book / Page000705 / 000231
Instrument DateMar 1, 2018
Transaction TypeTransfer
Record UpdatedApr 4, 2018
Title CompanyOTHER

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$378.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address765 SHELL SAND RD CHARLESTON SC 294124347, CHARLESTON, SC 29412-4347

Mortgage

Document Number705/0233
DateMar 19, 2018
Book Page000705/000233
Lender
NameMIDLAND MTG
TypeMortgage Company
AddressCOLUMBIA, SC 29201
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMar 18, 2048

Tax Assessment & Valuation

Source: Charleston County assessment roll, as of August 1, 2025

Property Jurisdictions

TypeName
StateSouth Carolina
CountyCharleston County
MunicipalityCharleston City
Unified School DistrictCharleston County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$9,704.00 (+222.18%)
2024$3,012.00 (+61.07%)$34,800 (+130.16%)
2022$1,870.00$15,120$378,000 (-34.83%) Land $150,000 Building $228,000
2020$580,000 Land $195,000 Building $385,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation10.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 619 individual policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies624 units insured
incl. 5 condo units
Nearby Flood Claims189 (1987–2023)
Claims Outside the SFHA5 of 189
Most Recent ClaimDec 2023 · rainfall accumulation
Claims by Event
  • Hurricane Irma, Sep 2017 · 10 claims
  • Severe Storms And Flooding, Oct 2015 · 9 claims
  • Hurricane Hugo, Sep 1989 · 146 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 98.2% of South Carolina
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHARLESTON WATER SYSTEM
serves 278,771 people · EPA ID SC1010001
Water SourceSurface water
Last State InspectionFeb 2024
Lead4 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureCorrosion control
Jul 2025
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 387 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL · Fixed Wireless in parts of the area		5,000 / 5,000
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

May also be available: WOW Internet, Cable & Phone.

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