762 Shell Sand Rd, Charleston, SC 29412 Property Records

Charleston County property record for 762 Shell Sand Rd, Charleston, SC 29412

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,374 sqft · built 1996
Lot Size	0.11 acres (4,792 sqft)
Owner	Individual Name on File
Last Sale	$299,900 (Jun 2017)
Tax Bill	$1,956 (2025)
Deeds & Mortgages	Jun 2023 Transfer Aug 2020 Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`426-11-00-195`

Property Details

APN / Parcel Number

Primary APN	`426-11-00-195`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,374 sqft Living Area
1st Floor Area	582 sqft
Upper Floors Area	792 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Exterior Material	Vinyl
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	4,792 sqft (0.11 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	176 sqft

Utilities, Heating & Cooling

Heating System	Heat Pump

Location & Zoning

Street Address	762 SHELL SAND RD
City	CHARLESTON
State	SC
Zip	29412-4346
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBDIVISION NAME -HARBOR OAKS DESCRIPTION -LOT 11
Legal Subdivision	HARBOR OAKS
Legal Lot Number	11
Jurisdiction	CHARLESTON SC
Township / Civil Division	JAMES ISLAND
Census Block Group	2
Census Block	2005
Census Tract	2007

Owner

762 Shell Sand Rd is owned and occupied by an individual who acquired it in May 2023.

Source: Charleston County records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	762 SHELL SAND RD, CHARLESTON, SC 29412-4346
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 1, 2023	Intrafamily Transfer, Transfer SOUTHWESTERN TITLE COMPANY/FL, SOUTHEASTERN TITLE CO LLC
Aug 7, 2020	Deed of Trust, Mortgage · Conventional Mortgage SOUTH ST BK
Jun 16, 2017	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 16, 2017 · Amount on File
Deed Sale	Jun 16, 2017 · Amount on File
Prior Sale	Jul 15, 2016 · Amount on File
Deed Book / Page	645 / 744
Last Transfer Date	May 30, 2023
Transfer Doc	0011830156
Record Updated	Oct 29, 2026

June 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CHARLESTON SC
Recording Date	Jun 1, 2023
Property Address	762 SHELL SAND RD, CHARLESTON, SC 29412-4346
Document Number	0011830156
Book / Page	1183 / 156
Map Reference	MB EA PG 894
Instrument Date	May 30, 2023
Transaction Type	Transfer
Record Updated	Jul 27, 2023
Title Company	SOUTHWESTERN TITLE COMPANY/FL, SOUTHEASTERN TITLE CO LLC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	762 SHELL SAND RD, CHARLESTON, SC 29412-4346

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLESTON SC
Property Address	762 SHELL SAND RD, CHARLESTON, SC 29412-4346
Document Number	0908/0497
Instrument Date	Aug 7, 2020
Transaction Type	Mortgage
Record Updated	Sep 29, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	762 SHELL SAND RD CHARLESTON SC 294124346, CHARLESTON, SC 29412-4346

Mortgage

Document Number	0908/0497
Date	Aug 20, 2020
Book Page	000908/000497

Lender

Name	SOUTH ST BK
Type	Bank
Address	NORTH CHARLESTON, SC 29406

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Aug 19, 2035

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHARLESTON SC
Recording Date	Jun 16, 2017
Property Address	762 SHELL SAND RD, CHARLESTON, SC 29412-4346
Document Number	0645/0744
Book / Page	000645 / 000744
Instrument Date	Jun 14, 2017
Transaction Type	Transfer
Record Updated	Jun 28, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$299.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	762 SHELL SAND RD CHARLESTON SC 294124346, CHARLESTON, SC 29412-4346

Tax Assessment & Valuation

The 2025 property tax bill for 762 Shell Sand Rd was $1,956, down 64.8% from the year before.

Source: Charleston County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Charleston County
Municipality	Charleston City
Unified School District	Charleston County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,956.00 (-64.77%)	$365,125 (+2,775%) Land $160,885 Building $204,240	$505,000 Land $195,000 Building $310,000
2024	$5,552.00	$12,700
2022	$1,586.00	$12,700	$317,500 Land $139,900 Building $177,600
2020			$317,500 Land $139,900 Building $177,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 762 Shell Sand Rd in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 619 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	624 units insured incl. 5 condo units
Nearby Flood Claims	189 (1987–2023)
Claims Outside the SFHA	5 of 189
Most Recent Claim	Dec 2023 · rainfall accumulation
Claims by Event	Hurricane Irma, Sep 2017 · 10 claims Severe Storms And Flooding, Oct 2015 · 9 claims Hurricane Hugo, Sep 1989 · 146 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 762 Shell Sand Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 98.2% of South Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLESTON WATER SYSTEM serves 278,771 people · EPA ID SC1010001
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2025
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 387 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: WOW Internet, Cable & Phone.

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