765 Ross Rd, Olive Branch, MS 38654 Property Records

DeSoto County property record for 765 Ross Rd, Olive Branch, MS 38654

Property Summary

Property TypeSingle Family Home
Details3 bd · 3,323 sqft · built 1997
Lot Size8.34 acres (363,290 sqft)
Owner2 Individual Names on Record
Tax Bill$2,260 (2025)
Deeds & MortgagesJan 2020 Mortgage
Feb 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN2-06-9-32-00-0-00007-00

Property Details

APN / Parcel Number

Primary APN2-06-9-32-00-0-00007-00

Interior

Bedrooms3 Beds
Total Rooms5 Rooms
Stories1 Story
Building Area3,323 sqft Adjusted Area
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1997
Exterior MaterialAluminum/Vinyl
Foundation TypeSlab (Mat/Raft)
Roof TypeGable
Roof MaterialShingle
Lot Area363,290 sqft (8.34 acres)
Garage TypeCarport
CarportCarport
Carport Area378 sqft
Parking Spaces1 Parking Space
Shed1 Shed
Shed Area1,120 sqft
Utility Building192 sqft

Location & Zoning

Street Address765 ROSS RD
CityOLIVE BRANCH
StateMS
Zip38654-8954
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeA-R
Legal Description32-2-6 PT NE1/4 NW1/4
Legal Range06
Legal Township02
Legal Section32
Legal Lot Number7
JurisdictionDESOTO MS
Township / Civil Division5
Census Block Group2
Census Block2011
Census Tract70722

Owner

Source: DeSoto County records, as of December 22, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Co-ownerCo-owner on Record
Mailing Address765 ROSS RD, OLIVE BRANCH, MS 38654-8954
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 6, 2020Deed of Trust, Mortgage · Conventional Mortgage
GUARANTY BANK & TRUST CO
Feb 23, 2021Deed of Trust, Mortgage · Conventional Mortgage
KELLER MORTGAGE LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Deed Document Number0000904609
Record UpdatedJun 8, 2026

January 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDESOTO MS
Property Address765 ROSS RD, OLIVE BRANCH, MS 38654-8954
Transaction TypeMortgage
Record UpdatedNov 29, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number004864/258
DateJan 6, 2020
Book Page4864/258
Lender
NameGUARANTY BANK & TRUST CO
TypeBank
AddressHERNANDO, MS 38632
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJan 1, 2050

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDESOTO MS
Property Address765 ROSS RD, OLIVE BRANCH, MS 38654-8954
Transaction TypeMortgage
Record UpdatedNov 29, 2022
Title CompanyGUARDIAN TITLE LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address765 ROSS RD, OLIVE BRANCH, MS 38654-8954

Mortgage

Document Number005165/293
DateFeb 23, 2021
Book Page5165/293
Lender
NameKELLER MORTGAGE LLC
TypeMortgage Company
AddressDUBLIN, OH 43016
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 1, 2051

Tax Assessment & Valuation

Source: DeSoto County assessment roll, as of September 1, 2025

Property Jurisdictions

TypeName
StateMississippi
CountyDeSoto County
Unified School DistrictDeSoto County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,260.00 (+14.95%)$30,666 (+36.64%) Land $5,000 Building $25,666$306,657 (+36.64%) Land $50,000 Building $256,657
2023$1,966.00$22,443$224,429 Land $50,000 Building $174,429

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 52% of the US · above 61% of Mississippi
Wildfire Likelihood0.1% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
C Spire Wireless
Fiber
8,000 / 8,000
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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