DeSoto County property record for 745 Ross Rd, Olive Branch, MS 38654
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3,129 sqft · built 1999 |
| Lot Size | 10 acres (435,600 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $325,000 (May 2018) |
| Tax Bill | $2,381 (2025) |
| Deeds & Mortgages | Oct 2023 Line of Credit Sep 2020 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 2-06-9-32-00-0-00007-01 |
| Primary APN | 2-06-9-32-00-0-00007-01 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Total Rooms | 9 Rooms |
| Stories | 1 Story |
| Building Area | 3,129 sqft Adjusted Area |
| 1st Floor Area | 2,422 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 1999 |
| Exterior Material | Brick Veneer |
| Construction Type | Brick |
| Roof Type | Gable |
| Roof Material | Shingle |
| Lot Area | 435,600 sqft (10 acres) |
| Patio Area | 221 sqft |
| Street Address | 745 ROSS RD |
|---|---|
| City | OLIVE BRANCH |
| State | MS |
| Zip | 38654-8954 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A-R |
| Legal Description | 32-2-6 PT NW1/4 NE1/4 |
| Legal Range | 006 |
| Legal Township | 02S |
| Legal Section | 32 |
| Legal Subdivision | ROBERT RUFF |
| Legal Lot Number | 7 |
| Jurisdiction | DESOTO MS |
| Township / Civil Division | 5 |
| Census Block Group | 2 |
| Census Block | 2011 |
| Census Tract | 70722 |
745 Ross Rd is owned and occupied by two individuals who bought it in May 2018.
Source: DeSoto County records, as of December 23, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 745 ROSS RD, OLIVE BRANCH, MS 38654-8954 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Et Ux (and Wife) |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 5, 2023 | Deed of Trust, Mortgage · Line of Credit THE CITIZENS NATIONAL BANK OF MERIDIAN |
| Sep 25, 2020 | Deed of Trust, Mortgage · Conventional Mortgage EAGLE BANK & TRUST CO |
| Jul 11, 2018 | Deed of Trust, Mortgage · Conventional Mortgage EAGLE BANK & TRUST CO |
| May 25, 2018 | Deed of Trust, Mortgage · Seller Carry-Back SHERRI T DAVIS |
| May 25, 2018 | Warranty Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 25, 2018 · Amount on File |
| Deed Sale | May 25, 2018 · Amount on File |
| Deed Document Number | 2018W00857-00072 |
| Deed Book / Page | 857 / 72 |
| Prior Transfer Date | Nov 2, 2016 |
| Prior Transfer Doc | 000809/037 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DESOTO MS |
| Property Address | 745 ROSS RD, OLIVE BRANCH, MS 38654-8954 |
| Transaction Type | Mortgage |
| Record Updated | Oct 20, 2023 |
| Name | Verified Name |
|---|---|
| Address | 745 ROSS RD, OLIVE BRANCH, MS 38654-8954 |
| Document Number | 5660/93239 |
|---|---|
| Date | Oct 5, 2023 |
| Book Page | 5660/93239 |
| Name | THE CITIZENS NATIONAL BANK OF MERIDIAN |
|---|---|
| Type | Bank |
| Address | MERIDIAN, MS 39305 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DESOTO MS |
| Property Address | 745 ROSS RD, OLIVE BRANCH, MS 38654-8954 |
| Transaction Type | Mortgage |
| Record Updated | Nov 29, 2022 |
| Title Company | SELECT TITLE & ESCROW LLC |
| Name | Verified Name |
|---|---|
| Address | 745 ROSS RD, OLIVE BRANCH, MS 38654-8954 |
| Document Number | 005049/512 |
|---|---|
| Date | Sep 25, 2020 |
| Book Page | 5049/512 |
| Name | EAGLE BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | LITTLE ROCK, AR 72211 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DESOTO MS |
| Property Address | 745 ROSS RD, OLIVE BRANCH, MS 38654-8954 |
| Transaction Type | Mortgage |
| Record Updated | Nov 29, 2022 |
| Title Company | SELECT TITLE |
| Name | Verified Name |
|---|
| Document Number | 004571/526 |
|---|---|
| Date | Jul 11, 2018 |
| Book Page | 4571/526 |
| Instrument | T04571-00526 |
| Name | EAGLE BANK & TRUST CO |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 1, 2048 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DESOTO MS |
| Property Address | 745 ROSS RD, OLIVE BRANCH, MS 38654-8954 |
| Transaction Type | Mortgage |
| Record Updated | Nov 29, 2022 |
| Title Company | SELECT TITLE |
| Name | Verified Name |
|---|
| Document Number | 004547/244 |
|---|---|
| Date | May 25, 2018 |
| Book Page | 4547/244 |
| Instrument | T04547-00244 |
| Name | SHERRI T DAVIS |
|---|---|
| Type | Seller |
| Type | Seller Carry-Back |
|---|---|
| Amount | Amount on Record |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DESOTO MS |
| Recording Date | May 25, 2018 |
| Property Address | 745 ROSS RD, OLIVE BRANCH, MS 38654-8954 |
| Document Number | 000857/072 |
| Book / Page | 857 / 072 |
| Map Reference | PB 28 PG 47 |
| Instrument Date | May 23, 2018 |
| Instrument | W00857-00072 |
| Transaction Type | Transfer |
| Record Updated | Nov 29, 2022 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 5753 HIGHWAY 85 N # N2902, 5753, CRESTVIEW, FL 32536-9365 |
| Name | Verified Name |
|---|---|
| Address | 745 ROSS RD, OLIVE BRANCH, MS 38654-8954 |
The 2025 property tax bill for 745 Ross Rd was $2,381.
Source: DeSoto County assessment roll, as of December 15, 2025
| Type | Name |
|---|---|
| State | Mississippi |
| County | DeSoto County |
| Unified School District | DeSoto County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,381.00 | $32,118 Land $5,000 Building $27,118 | $321,175 Land $50,000 Building $271,175 |
| 2023 | $2,027.00 | $23,050 | $230,497 Land $50,000 Building $180,497 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 745 Ross Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 745 Ross Rd is moderate, ranking above 61% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 61% of the US · above 79% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| C Spire Wireless Fiber | 8,000 / 8,000 |
| Xfinity Cable | 1,200 / 35 |
| Brightspeed Fiber | 940 / 940 |
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