Anoka County property record for 765 Oak Ln, Circle Pines, MN 55014
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,776 sqft · built 1950 |
| Lot Size | 0.946 acres (56,628 sqft) |
| Owner | Individual Name on File |
| Last Sale | $180,000 (May 2017) |
| Tax Bill | $3,904 (2026) |
| Deeds & Mortgages | Aug 2022 Mortgage May 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 08-31-22-14-0015 |
| Primary APN | 08-31-22-14-0015 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,776 sqft Living Area |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1970 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Wood |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 56,628 sqft (0.946 acres) |
| Garage Area | 480 sqft |
| Driveway | Driveway |
| Porch | Finished Porch |
| Porch Area | 138 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Baseboard |
| Heating Fuel | Electric |
| Account Number | 672597 |
|---|---|
| Street Address | 765 OAK LN |
| City | CIRCLE PINES |
| State | MN |
| Zip | 55014-1117 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 12 AUDITORS SUBDIVISION NO 100 , LYG W OF E 286 FT,EX W 90 FT OF E 376 FT OF S 157.5 FTTHEREOF |
| Legal Range | 22W |
| Legal Township | 31N |
| Legal Section | 08 |
| Legal Subdivision | AUDITORS SUBDIVISION NO 100 |
| Legal Lot Number | 12 |
| Jurisdiction | ANOKA MN |
| Township / Civil Division | LINO LAKES |
| Census Block Group | 1 |
| Census Block | 1011 |
| Census Tract | 50233 |
765 Oak Ln is owned and occupied by an individual who bought it in May 2017.
Source: Anoka County records, as of May 27, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 765 OAK LN, CIRCLE PINES, MN 55014-1117 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 9, 2022 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| May 30, 2017 | Warranty Deed, Transfer · FHA Mortgage FREEDOM MORTGAGE CORP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 30, 2017 · Amount on File |
| Deed Sale | May 30, 2017 · Amount on File |
| Prior Sale | Jul 1, 2013 · Amount on File |
| Deed Document Number | 20172171546001 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ANOKA MN |
| Property Address | 765 OAK LN, CIRCLE PINES, MN 55014-1117 |
| Transaction Type | Mortgage |
| Record Updated | May 23, 2023 |
| Name | Verified Name |
|---|---|
| Address | 765 OAK LN, LINO LAKES, MN 55014-1117 |
| Document Number | A2372763001 |
|---|---|
| Date | Aug 9, 2022 |
| Instrument | A2372763.001 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | DENVER, CO 80249 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 298 Months |
| Due | Jun 1, 2047 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ANOKA MN |
| Recording Date | May 30, 2017 |
| Property Address | 765 OAK LN, CIRCLE PINES, MN 55014-1117 |
| Document Number | A2171546001 |
| Instrument Date | May 17, 2017 |
| Instrument | A2171546.001 |
| Transaction Type | Transfer |
| Record Updated | May 23, 2023 |
| Title Company | PARTNERS IN TITLE LLC, PARTNERS TITLE LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $594.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 765 OAK LN, LINO LAKES, MN 55014-1117 |
| Investor | Possibly a Property Investor |
| Document Number | A2171546002 |
|---|---|
| Date | May 30, 2017 |
| Instrument | A2171546.002 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2047 |
The 2026 property tax bill for 765 Oak Ln was $3,904 with a homeowner's exemption.
Source: Anoka County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Anoka County |
| Municipality | Lino Lakes City |
| Unified School District | Forest Lake Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,904.00 Homeowner's exemption | $343,100 Land $136,300 Building $206,800 | $343,100 Land $136,300 Building $206,800 |
| 2024 | $3,451.00 | $333,500 Land $131,000 Building $202,500 | $333,500 Land $131,000 Building $202,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 765 Oak Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 765 Oak Ln is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 60% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Lino Lakes serves 18,608 people · EPA ID MN1020023 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2024 |
| Lead | 2 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 50 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| CenturyLink DSL · Fiber in parts of the area | 140 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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