697 Oak Ln, Circle Pines, MN 55014 Property Records

Anoka County property record for 697 Oak Ln, Circle Pines, MN 55014

Property Summary

Property Type	Quadplex
Details	3 bd · 3 ba · 1,494 sqft · built 2001
Lot Size	0.046 acres (2,023 sqft)
Owner	2 Individual Names on Record
Last Sale	$204,000 (Sep 2018)
Tax Bill	$2,948 (2026)
Deeds & Mortgages	Sep 2020 Mortgage Sep 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`08-31-22-13-0127`

Property Details

APN / Parcel Number

Primary APN	`08-31-22-13-0127`
Alternative APN	`1450432`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,494 sqft Living Area
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2004
Architectural Style	Quadruplex
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	2,023 sqft (0.046 acres)
Garage Area	220 sqft
Driveway	Driveway
Porch	Open Porch
Porch Area	308 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	1450432
Street Address	697 OAK LN
City	CIRCLE PINES
State	MN
Zip	55014-5503
Property Category	Residential
Property Type	Residential > Multi-Unit > Quadplex
Legal Description	LOT 8 BLK 6 CIC NO 75 HIGHLAND MEADOWS WEST, TOG/W COMMONELEMENT, SUBJ TO EASE OF REC
Legal Range	22W
Legal Township	31N
Legal Section	08
Legal Subdivision	CIC NO 75 HIGHLAND MEAD W
Legal Block	6
Legal Lot Number	8
Jurisdiction	ANOKA MN
Township / Civil Division	LINO LAKES
Census Block Group	3
Census Block	3009
Census Tract	50233

Owner

Source: Anoka County records, as of May 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	697 OAK LN, CIRCLE PINES, MN 55014-5503
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 15, 2020	Deed of Trust, Mortgage · Conventional Mortgage WESTCONSIN CU
Sep 19, 2018	Warranty Deed, Transfer · Conventional Mortgage WESTCONSIN CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 19, 2018 · Amount on Record
Deed Sale	Sep 19, 2018 · Amount on Record
Prior Sale	Sep 21, 2015 · Amount on Record
Deed Document Number	20182209362011
Record Updated	Oct 29, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANOKA MN
Property Address	697 OAK LN, CIRCLE PINES, MN 55014-5503
Transaction Type	Mortgage
Record Updated	May 23, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A2278344001
Date	Sep 15, 2020
Instrument	A2278344.001

Lender

Name	WESTCONSIN CU
Type	Credit Union
Address	MENOMONIE, WI 54751

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Oct 1, 2040

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ANOKA MN
Recording Date	Sep 19, 2018
Property Address	697 OAK LN, CIRCLE PINES, MN 55014-5503
Document Number	2209362011
Instrument Date	Sep 14, 2018
Instrument	2209362011
Transaction Type	Transfer
Record Updated	Oct 9, 2018
Title Company	LIBERTY TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$673.20
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	697 OAK LN LINO LAKES MN 550145503, LINO LAKES, MN 55014-5503

Mortgage

Document Number	2209362012
Date	Sep 19, 2018
Instrument	2209362012

Lender

Name	WESTCONSIN CU
Type	Credit Union
Address	MENOMONIE, WI 54751

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 18, 2048

Tax Assessment & Valuation

Source: Anoka County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Anoka County
Municipality	Lino Lakes City
Unified School District	Forest Lake Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,948.00 (+16.34%) Homeowner's exemption	$278,800 (+2.76%) Land $80,000 Building $198,800	$278,800 (+2.76%) Land $80,000 Building $198,800
2024	$2,534.00	$271,300 Land $68,600 Building $202,700	$271,300 Land $68,600 Building $202,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 30, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Lino Lakes serves 18,608 people · EPA ID MN1020023
Water Source	Groundwater
Last State Inspection	Dec 2024
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 226 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber · DSL in parts of the area	8,000 / 8,000
Xfinity Cable	2,000 / 250

May also be available: T-Mobile, Verizon.

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