765 NW River Rd, Martindale, TX 78655 Property Records

Caldwell County property record for 765 NW River Rd, Martindale, TX 78655

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,707 sqft · built 2019
Lot Size	0.5 acres (21,780 sqft)
Owner	Individual Name on Record
Tax Bill	$8,460 (2026)
Deeds & Mortgages	Jan 2026 Line of Credit Aug 2020 Line of Credit + 1 more
Flood Zone	Zone AE (high risk)
APN	`1001002-000-400-00`

Property Details

APN / Parcel Number

Primary APN	`1001002-000-400-00`
Alternative APN	`117465`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,707 sqft Living Area
1st Floor Area	1,707 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2020
Exterior Material	Stone
Foundation Type	Slab (Mat/Raft)
Roof Type	Reinforced Concrete
Roof Material	Composition Shingle
Lot Area	21,780 sqft (0.5 acres)
Garage Type	Attached
Garage Area	552 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	60 sqft
Patio Area	228 sqft
Storage Building	60 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	117465
Street Address	765 NW RIVER RD
City	MARTINDALE
State	TX
Zip	78655-3019
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	GARDO'S SUBD, LOT 4, ACRES .5
Legal Subdivision	GARDO'S SUBD
Legal Lot Number	4
Jurisdiction	CALDWELL TX
Township / Civil Division	MARTINDALE
Census Block Group	2
Census Block	2008
Census Tract	960501

Owner

Source: Caldwell County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	765 NW RIVER RD, MARTINDALE, TX 78655-3019
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 15, 2026	Deed of Trust, Mortgage · Line of Credit RANDOLPH BROOKS FCU
Aug 17, 2020	Deed of Trust, Mortgage · Line of Credit AUSTIN TELCO FCU
May 13, 2019	Warranty Deed, Transfer INDEPENDENCE TITLE AGENCY, INDEPENDENCE TITLE CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 13, 2019
Deed Sale	May 13, 2019
Deed Document Number	20192306
Record Updated	Oct 29, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALDWELL TX
Property Address	765 NW RIVER RD, MARTINDALE, TX 78655-3019
Transaction Type	Mortgage
Record Updated	Jan 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2026000349
Date	Jan 15, 2026
Instrument	2026-000349

Lender

Name	RANDOLPH BROOKS FCU
Type	Credit Union
Address	UNIVERSAL CITY, TX 78148

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Jan 1, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALDWELL TX
Property Address	765 NW RIVER RD, MARTINDALE, TX 78655-3019
Transaction Type	Mortgage
Record Updated	Nov 11, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020004421
Date	Aug 17, 2020
Instrument	2020-004421

Lender

Name	AUSTIN TELCO FCU
Type	Credit Union
Address	AUSTIN, TX 78757

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Aug 15, 2040

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CALDWELL TX
Recording Date	May 13, 2019
Property Address	765 NW RIVER RD, MARTINDALE, TX 78655-3019
Document Number	2019002306
Map Reference	CAB C SL 134
Instrument Date	May 10, 2019
Instrument	2019-002306
Transaction Type	Transfer
Record Updated	Nov 11, 2025
Title Company	INDEPENDENCE TITLE AGENCY, INDEPENDENCE TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	307 W 1ST ST, FREEPORT, TX 77541-5703

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	802 CONWAY DR, SAN MARCOS, TX 78666-7935

Tax Assessment & Valuation

Source: Caldwell County assessment roll, as of November 11, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Caldwell County
Municipality	Martindale City
Unified School District	San Marcos Consolidated Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$8,460.00 (+54.55%)	$430,650 (+1%)	$620,730 (+14.13%) Land $308,000 Building $312,730
2025		$391,500 (+21%) Land $222,050 Building $321,840	$543,890 (+22.84%) Land $222,050 Building $321,840
2024	$5,474.00 (+89.48%)
2023		$323,554 Land $98,910 Building $343,850	$442,760 Land $98,910 Building $343,850
2022	$2,889.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 75 policies
Nearby Flood Policies	75 in force
Nearby Flood Claims	29 (1998–2022)
Most Recent Claim	Dec 2022 · tidal / storm surge
Claims by Event	Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Oct 2015 · 5 claims Severe Storms, Tornadoes, Straight-line Winds And Flooding, May 2015 · 19 claims Severe Storms And Flooding, Oct 2013 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 90% of Texas
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MARTINDALE WSC serves 3,045 people · EPA ID TX0280013
Water Source	Purchased surface water from CRWA HAYS CALDWELL WTP
Last State Inspection	Mar 2024
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2019 Haloacetic acids resolved · Jul 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 100 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
VTX Communications Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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