715 NW River Rd, Martindale, TX 78655 Property Records

Caldwell County property record for 715 NW River Rd, Martindale, TX 78655

Property Summary

Property Type	Single Family Home
Details	1,470 sqft · built 1922
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on File
Last Sale	$435,600 (May 2019)
Tax Bill	$9,853 (2026)
Deeds & Mortgages	Oct 2022 Mortgage May 2019 Mortgage
Flood Zone	Zone X (moderate risk)
APN	`1001002-000-800-00`

Property Details

APN / Parcel Number

Primary APN	`1001002-000-800-00`
Alternative APN	`117469`

Interior

Stories	2 Stories
Building Area	1,470 sqft Living Area
1st Floor Area	735 sqft
2nd Floor Area	735 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1922
Effective Year Built	Effective 2010
Architectural Style	Georgian
Exterior Material	Other
Foundation Type	Pier/Post & Beam
Roof Type	Mansard
Lot Area	43,560 sqft (1 acres)
Garage Type	Detached
Garage Area	348 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	225 sqft
Deck Area	144 sqft
Storage Building	108 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	117469
Street Address	715 NW RIVER RD
City	MARTINDALE
State	TX
Zip	78655-3019
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	GARDO'S SUBD, LOT 7 & 8, ACRES 1.0
Legal Subdivision	GARDO'S SUBD
Legal Lot Number	7,8
Jurisdiction	CALDWELL TX
Township / Civil Division	MARTINDALE
Census Block Group	2
Census Block	2008
Census Tract	960501

Owner

715 NW River Rd is owned and occupied by two individuals who bought it in May 2019.

Source: Caldwell County records, as of October 9, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	715 NW RIVER RD, MARTINDALE, TX 78655-3019
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 26, 2022	Deed of Trust, Mortgage · Stand-Alone First Mortgage FROST BANK
May 21, 2019	Vendor's Lien, Transfer · Conventional Mortgage BANK OF AMERICA NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 21, 2019 · Amount on File
Deed Sale	May 21, 2019 · Amount on File
Deed Document Number	20192458
Prior Transfer Date	May 17, 2019
Prior Transfer Doc	2019002458
Record Updated	Oct 29, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALDWELL TX
Property Address	715 NW RIVER RD, MARTINDALE, TX 78655-3019
Transaction Type	Mortgage
Record Updated	Nov 11, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	715 NW RIVER RD, MARTINDALE, TX 78655-3019

Mortgage

Document Number	2022008492
Date	Oct 26, 2022
Instrument	2022-008492

Lender

Name	FROST BANK
Type	Bank
Address	SCHERTZ, TX 78154

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

May 2019: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	CALDWELL TX
Recording Date	May 21, 2019
Property Address	715 NW RIVER RD, MARTINDALE, TX 78655-3019
Document Number	2019002458
Map Reference	CAB C SL 134
Instrument Date	May 17, 2019
Instrument	2019-002458
Transaction Type	Transfer
Record Updated	Nov 11, 2025
Title Company	SAN JACINTO TITLE COMPANY, SAN MARCOSTITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	715 NW RIVER RD, MARTINDALE, TX 78655-3019

Mortgage

Document Number	2019002459
Date	May 21, 2019
Instrument	2019-002459

Lender

Name	BANK OF AMERICA NA
Type	Bank
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2049

Tax Assessment & Valuation

The 2026 property tax bill for 715 NW River Rd was $9,853 with a homeowner's exemption.

Source: Caldwell County assessment roll, as of November 11, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Caldwell County
Municipality	Martindale City
Unified School District	San Marcos Consolidated Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$9,853.00	$501,579 (+17.64%)	$574,240 (+19.35%) Land $346,500 Building $227,740
2025		$426,380 Land $249,820 Building $231,300	$481,120 Land $249,820 Building $231,300
2024	$7,145.00
2023		$335,265 Land $189,820 Building $219,310	$409,130 Land $189,820 Building $219,310
2022	$3,028.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 715 NW River Rd in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 75 policies
Nearby Flood Policies	75 in force
Nearby Flood Claims	29 (1998–2022)
Most Recent Claim	Dec 2022 · tidal / storm surge
Claims by Event	Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Oct 2015 · 5 claims Severe Storms, Tornadoes, Straight-line Winds And Flooding, May 2015 · 19 claims Severe Storms And Flooding, Oct 2013 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 715 NW River Rd is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 90% of Texas
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MARTINDALE WSC serves 3,045 people · EPA ID TX0280013
Water Source	Purchased surface water from CRWA HAYS CALDWELL WTP
Last State Inspection	Mar 2024
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2019 Haloacetic acids resolved · Jul 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 100 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
VTX Communications Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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