765 E Over Dr Rd, Highlands, NC 28741 Property Records

Macon County property record for 765 E Over Dr Rd, Highlands, NC 28741

Property Summary

Property Type	Single Family Home
Details	4 bd · 4.5 ba · 3,771 sqft · built 2018
Lot Size	5.77 acres (251,341 sqft)
Owner	Individual Name on File
Last Sale	$220,000 (Feb 2018)
Tax Bill	$6,574 (2025)
Deeds & Mortgages	Apr 2020 Mortgage Feb 2018 Sale
Flood Zone	Zone X (minimal risk)
APN	`7551759619`

Property Details

APN / Parcel Number

Primary APN	`7551759619`
Alternative APNs	`0501058` `141702`

Interior

Bedrooms	4 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	3,771 sqft Heated Area
1st Floor Area	2,571 sqft
Upper Floors Area	1,200 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Architectural Style	Conventional
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	251,341 sqft (5.77 acres)
Terrain	Rolling
Garage Type	Finished
Garage Area	850 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Patio
Porch Area	472 sqft
Deck Area	80 sqft
Patio Area	464 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	141702
Street Address	765 E OVER DRIVE RD
City	HIGHLANDS
State	NC
Zip	28741-0640
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	EASTOVER DR
Jurisdiction	MACON NC
Township / Civil Division	HIGHLANDS
Census Block Group	2
Census Block	2087
Census Tract	970501

Owner

Source: Macon County records · APN 7551759619

Assessment roll updated September 22, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	11200 BENT PINE DR, FORT MYERS, FL 33913-8104
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 20, 2020	Deed of Trust, Mortgage · Conventional Mortgage MORGAN STANLEY PRIVATE BANK NA
Feb 07, 2018	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Feb 07, 2018 · Amount on Record
Deed Sale	Feb 07, 2018 · Amount on Record
Prior Sale	Jun 10, 1993
Deed Document Number	2018856
Deed Book / Page	38 / 1302
Record Updated	Sep 20, 2026

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACON NC
Property Address	765 E OVER DRIVE RD, HIGHLANDS, NC 28741-0640
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	W39/3
Date	Apr 20, 2020
Book Page	W-39/3
Instrument	2020002494

Lender

Name	MORGAN STANLEY PRIVATE BANK NA
Type	Bank
Address	CINCINNATI, OH 45245

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 01, 2050

February 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACON NC
Recording Date	Feb 07, 2018
Property Address	765 E OVER DRIVE RD, HIGHLANDS, NC 28741-0640
Document Number	K38/1302
Book / Page	K-38 / 1302
Map Reference	DOC 9664
Instrument Date	Feb 07, 2018
Instrument	2018000856
Transaction Type	Transfer
Record Updated	Oct 04, 2021

Transaction

Amount	Amount Recorded
Tax	$440.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	807 E OVER DRIVE RD, 807, HIGHLANDS, NC 28741-7406

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11200 BENT PINE DR, FORT MYERS, FL 33913-8104

Tax Assessment & Valuation

Source: Macon County records · Assessment roll updated September 22, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Macon County
Unified School District	Macon County Schools (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$2,232,610 (+2.15%) Land $373,150 Building $1,859,460	$2,232,610 (+2.15%) Land $373,150 Building $1,859,460
2025	$6,574.00 (+2.3%)
2023	$6,426.00	$2,185,630 Land $373,150 Building $1,812,480	$2,185,630 Land $373,150 Building $1,812,480

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of November 8, 2018 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Nearby Flood Policies	12 in force
Nearby Flood Claims	2 (2020–2024)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Sep 2024 · Tropical Storm Helene

Wildfire

Wildfire Risk	Moderate above 42% of the US · above 62% of North Carolina
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: BalsamWest FiberNET, Frontier, Vyve Broadband.

Based on FCC filings for 45 locations within half a mile of this property.

Cell Coverage

4G LTE (outdoors only), no 5G reported

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