416 E Over Dr Rd, Highlands, NC 28741 Property Records

Macon County property record for 416 E Over Dr Rd, Highlands, NC 28741

Property Summary

Property Type	Residential Vacant Land
Lot Size	0.47 acres (20,473 sqft)
Owner	Individual Name on Record
Last Sale	$295,000 (Oct 2020)
Tax Bill	$289 (2025)
Deeds & Mortgages	Aug 2022 Mortgage Oct 2020 Sale
Flood Zone	Zone X (minimal risk)
APN	`7551767802`

Property Details

APN / Parcel Number

Primary APN	`7551767802`
Alternative APNs	`0545726` `147879`

Exterior

Lot Area	20,473 sqft (0.47 acres)
Terrain	Rolling

Utilities, Heating & Cooling

Heating Fuel	Electric

Location & Zoning

Account Number	147879
Street Address	416 E OVER DRIVE RD
City	HIGHLANDS
State	NC
Zip	28741
Property Category	Residential
Property Type	Vacant Land > Residential
Local Zoning Code	R
Legal Description	LT 23 COWEE MTN- .81 AC IN JACKSON CO HFCC
Legal Subdivision	HIGHLANDS FALLS COUNTRY CLUB
Legal Lot Number	23
Jurisdiction	MACON NC
Township / Civil Division	HIGHLANDS
Census Block Group	2
Census Block	2089
Census Tract	970501

Owner

Source: Macon County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	8273 TULANE AVE, SAINT LOUIS, MO 63132-5019
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 1, 2022	Deed of Trust, Mortgage · Commercial Mortgage CITIZENS BANK
Oct 9, 2020	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 9, 2020 · Amount on Record
Deed Sale	Oct 9, 2020 · Amount on Record
Prior Sale	Jan 4, 2008 · Amount on Record
Deed Document Number	20207554
Deed Book / Page	40 / 1419
Record Updated	Sep 20, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACON NC
Property Address	416 E OVER DRIVE RD, HIGHLANDS, NC 28741
Transaction Type	Mortgage
Record Updated	Nov 8, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8273 TULANE AVE, SAINT LOUIS, MO 63132-5019

Mortgage

Document Number	00Z41/1730
Date	Aug 1, 2022
Book Page	Z-41/1730
Instrument	2022005872

Lender

Name	CITIZENS BANK
Type	Bank
Address	NEW HAVEN, MO 63068

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACON NC
Recording Date	Oct 9, 2020
Property Address	416 E OVER DRIVE RD, HIGHLANDS, NC 28741
Document Number	00G40/1419
Book / Page	G-40 / 1419
Map Reference	CAB 13 SL 755
Instrument Date	Oct 9, 2020
Instrument	2020007554
Transaction Type	Transfer
Record Updated	Nov 8, 2022

Transaction

Amount	Amount Recorded
Tax	$590.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8273 TULANE AVE, SAINT LOUIS, MO 63132-5019

Tax Assessment & Valuation

Source: Macon County assessment roll, as of September 22, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Macon County
Unified School District	Macon County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$100,000 (-) Land $100,000	$100,000 (-) Land $100,000
2025	$289.00
2023	$289.00	$100,000 Land $100,000	$100,000 Land $100,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 8, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Nearby Flood Policies	12 in force
Nearby Flood Claims	2 (2020–2024)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Sep 2024 · Tropical Storm Helene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 58% of North Carolina
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 45 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: BalsamWest FiberNET, Frontier, Vyve Broadband.

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