765 Debby Ln E, Ontario (Mansfield), OH 44906 Property Records

Richland County property record for 765 Debby Ln E, Ontario, OH 44906 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 4,147 sqft · built 1970
Lot Size	0.459 acres (19,998 sqft)
Owner	Individual Name on File
Last Sale	$325,000 (Mar 2023)
Tax Bill	$5,262 (2025)
Deeds & Mortgages	Nov 2021 Line of Credit Nov 2021 Line of Credit + 9 more
Flood Zone	Zone X (minimal risk)
APN	`038-60-194-12-000`

Property Details

APN / Parcel Number

Primary APN	`038-60-194-12-000`
Alternative APN	`02046`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	4,147 sqft Living Area
1st Floor Area	2,221 sqft
Basement Area	932 sqft
Finished Basement	800 sqft
Unfinished Basement	132 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1986
Architectural Style	Other
Exterior Material	Brick/Stone
Construction Type	Frame
Lot Area	19,998 sqft (0.459 acres)
Lot Dimensions	200 ft deep x 100 ft wide
Terrain	Above Road/Slope
Garage Type	Basement
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	800 sqft
Porch	Slab
Porch Area	456 sqft
Shed	1 Shed
Shed Area	100 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	765 DEBBY LN E
City	ONTARIO
State	OH
Zip	44906-1004
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ONTARIO VILLAGE 2023 100X200
Legal Subdivision	ONTARIO
Jurisdiction	RICHLAND OH
Township / Civil Division	SPRINGFIELD
Census Block Group	3
Census Block	3037
Census Tract	2400

Owner

Source: Richland County records · APN 038-60-194-12-000

Assessment roll updated April 3, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	765 DEBBY LN E, ONTARIO, OH 44906-1004
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Deeds, Mortgages & Sale History

Date	Document
Nov 01, 2021	Deed of Trust, Mortgage · Line of Credit THIRD FSLA OF CLEVELAND
Nov 02, 2021	Deed of Trust, Mortgage · Line of Credit THIRD FSLA OF CLEVELAND
May 04, 2009	Deed of Trust, Mortgage ALLEGRO MORTGAGE INC
Apr 30, 2012	Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK
Feb 13, 2017	Deed of Trust, Mortgage THIRD FSLA OF CLEVELAND
Mar 15, 2023	Warranty Deed, Transfer · Conventional Mortgage MECHANICS BANK
Nov 02, 2021	Deed of Trust, Mortgage · Line of Credit THIRD FSLA OF CLEVELAND
Nov 01, 2021	Deed of Trust, Mortgage · Line of Credit THIRD FSLA OF CLEVELAND
Feb 13, 2017	Deed of Trust, Mortgage THIRD FSLA OF CLEVELAND
Oct 24, 2007	Special Warranty Deed, Transfer · ARM MECHANICS SAVINGS BANK
May 18, 2007	Sheriff's Deed, Foreclosure

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Mar 15, 2023 · Amount on Record
Deed Sale	Mar 15, 2023 · Amount on Record
Prior Sale	Oct 24, 2007 · Amount on Record
Deed Document Number	20232354
Deed Book / Page	3001 / 2779
Record Updated	Sep 20, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RICHLAND OH
Property Address	765 DEBBY LN E, ONTARIO, OH 44906-1004
Transaction Type	Mortgage
Record Updated	Jun 16, 2026
Title Company	THIRD CAPITAL TITLE NEO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002945/221
Date	Nov 01, 2021
Book Page	2945/221
Instrument	202100015538

Lender

Name	THIRD FSLA OF CLEVELAND
Type	Bank
Address	CLEVELAND, OH 44105

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Nov 01, 2051

Interest

Rate Type	Adjustable Rate
Rate	2.59%
Adjustable	Adjustable Rate Rider
Type Change Date	Nov 01, 2026
Change Frequency	Annually
Min Rate At Change	2%
Max Rate At Change	4.59%
Index	Other

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RICHLAND OH
Property Address	765 DEBBY LN E, ONTARIO, OH 44906-1004
Transaction Type	Mortgage
Record Updated	Jun 16, 2026
Title Company	THIRD CAPITAL TITLE NEO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002945/799
Date	Nov 02, 2021
Book Page	2945/799
Instrument	202100015631

Lender

Name	THIRD FSLA OF CLEVELAND
Type	Bank
Address	CLEVELAND, OH 44105

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Oct 25, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2009: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RICHLAND OH
Property Address	765 DEBBY LN E, ONTARIO, OH 44906-1004
Transaction Type	Mortgage
Record Updated	Jun 16, 2026
Title Company	SOUTHERN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	01906/0162
Date	May 04, 2009
Book Page	1906/0162
Instrument	200900005145

Lender

Name	ALLEGRO MORTGAGE INC
Address	MANSFIELD, OH 44907

Agreement

Amount	Amount Recorded
Term	360 Months
Due	May 01, 2039

April 2012: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RICHLAND OH
Property Address	765 DEBBY LN E, ONTARIO, OH 44906-1004
Transaction Type	Mortgage
Record Updated	Jun 16, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02128/0602
Date	Apr 30, 2012
Book Page	2128/0602
Instrument	201200005087

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43229

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	362 Months
Due	Jun 09, 2042

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RICHLAND OH
Property Address	765 DEBBY LN E, ONTARIO, OH 44906-1004
Transaction Type	Mortgage
Record Updated	Jun 16, 2026
Title Company	THIRD CAPITAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02521/0338
Date	Feb 13, 2017
Book Page	2521/0338
Instrument	201700001968

Lender

Name	THIRD FSLA OF CLEVELAND
Type	Lending Institution
Address	CLEVELAND, OH 44105

Agreement

Amount	Amount Recorded
Term	121 Months
Due	Mar 01, 2027

March 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RICHLAND OH
Recording Date	Mar 15, 2023
Property Address	765 DEBBY LN E, ONTARIO, OH 44906-1004
Document Number	03001/2779
Book / Page	3001 / 2779
Map Reference	VOL 22 PG 107
Instrument Date	Mar 14, 2023
Instrument	202300002354
Transaction Type	Transfer
Record Updated	Mar 27, 2023
Title Company	MILESTONE TITLE INC, MILESTONE TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	765 DEBBY LN E, ONTARIO, OH 44906-1004

Mortgage

Document Number	202300002355
Date	Mar 15, 2023
Instrument	202300002355

Lender

Name	MECHANICS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 01, 2053

Interest

Rate Type	Adjustable Rate
Rate	5.99%
Adjustable	Adjustable Rate Rider
Type Change Date	Apr 01, 2033
Change Frequency	Annually
Min Rate At Change	4.99%
Max Rate At Change	7.99%
Index	1-Year CMT
Max Rate	11.9%

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RICHLAND OH
Property Address	765 DEBBY LN E, ONTARIO, OH 44906-1004
Transaction Type	Mortgage
Record Updated	Nov 11, 2021
Title Company	THIRD CAPITAL TITLE NEO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2945/799
Date	Nov 02, 2021
Book Page	2945/799
Instrument	202100015631

Lender

Name	THIRD FSLA OF CLEVELAND
Type	Bank
Address	CLEVELAND, OH 44105

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Oct 25, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RICHLAND OH
Property Address	765 DEBBY LN E, ONTARIO, OH 44906-1004
Transaction Type	Mortgage
Record Updated	Nov 11, 2021
Title Company	THIRD CAPITAL TITLE NEO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2945/221
Date	Nov 01, 2021
Book Page	2945/221
Instrument	202100015538

Lender

Name	THIRD FSLA OF CLEVELAND
Type	Bank
Address	CLEVELAND, OH 44105

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Nov 01, 2051

Interest

Rate Type	Adjustable Rate
Rate	2.59%
Adjustable	Adjustable Rate Rider
Type Change Date	Nov 01, 2026
Change Frequency	Annually
Min Rate At Change	2%
Max Rate At Change	4.59%
Index	Other

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RICHLAND OH
Property Address	765 DEBBY LN E, ONTARIO, OH 44906-1004
Transaction Type	Mortgage
Record Updated	Jun 22, 2021
Title Company	THIRD CAPITAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2521/0338
Date	Feb 13, 2017
Book Page	2521/0338
Instrument	201700001968

Lender

Name	THIRD FSLA OF CLEVELAND
Type	Lending Institution
Address	CLEVELAND, OH 44105

Agreement

Amount	Amount Recorded
Term	121 Months
Due	Mar 01, 2027

October 2007: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	RICHLAND OH
Recording Date	Oct 24, 2007
Property Address	765 DEBBY LN E, ONTARIO, OH 44906-1004
Document Number	01800/0113
Book / Page	1800 / 0113
Map Reference	MB22 PG107
Instrument Date	Oct 15, 2007
Instrument	200700016125
Transaction Type	Transfer
Record Updated	Jun 09, 2026
Title Company	TITLE FIRST, TITLE FIRST AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	765 DEBBY LN E, ONTARIO, OH 44906-1004

Mortgage

Document Number	200700016126
Date	Oct 24, 2007
Instrument	200700016126

Lender

Name	MECHANICS SAVINGS BANK
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Nov 01, 2037

Interest

Rate Type	Adjustable Rate
Rate	6.2%
Adjustable	Adjustable Rate Rider
Change Frequency	3 Years
Index	3-Year TN
Margin	3

May 2007: Sheriff's Deed, Foreclosure

Document Type	Sheriff's Deed
Jurisdiction	RICHLAND OH
Recording Date	May 18, 2007
Property Address	765 DEBBY LN E, ONTARIO, OH 44906-1004
Document Number	01756/0793
Book / Page	1756 / 0793
Map Reference	MB22 PG107
Instrument Date	Mar 30, 2007
Instrument	200700007439
Transaction Type	Foreclosure
Record Updated	Jun 16, 2026

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2078 TIFFANY LN, JONESBORO, GA 30236-2644
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Richland County records · Assessment roll updated April 3, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Richland County
County Subdivision	Springfield Township
Municipality	Ontario City
Unified School District	Ontario Local School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,262.00 (+0.02%)	$107,980 (-) Land $14,550 Building $93,430
2024	$5,261.00 (-2.25%) Homeowner's exemption	$107,980 (-) Land $14,550 Building $93,430
2023	$5,382.00 (+38.07%) Homeowner's exemption	$107,980 (+60.45%) Land $14,550 Building $93,430	$308,510 (+60.46%) Land $41,580 Building $266,930
2022	$3,898.00 Homeowner's exemption	$67,300 Land $8,300 Building $59,000
2020			$192,270 Land $23,700 Building $168,570

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Richland County (39139C), updated March 23, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 391390024003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Claims	1 (1981)
Most Recent Claim	Jun 1981, rainfall accumulation

Wildfire

Wildfire Risk	Low above 5% of the US · above 22% of Ohio
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 127 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Brightspeed	Fiber	2,000 / 2,000
Spectrum	Cable	1,000 / 1,000
Benton Ridge Telephone Company	Fixed Wireless (licensed-by-rule)	100 / 20

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

Nearby Properties on Debby Ln E

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures