765 Clover Rd, Hannibal, MO 63401 Property Records

Marion County property record for 765 Clover Rd, Hannibal, MO 63401

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,740 sqft · built 2005
Lot Size	0.3 acres (13,068 sqft)
Owner	Individual Name on Record
Tax Bill	$2,453 (2025)
Deeds & Mortgages	Apr 2020 Refinance Jun 2020 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`H11741`

Property Details

APN / Parcel Number

Primary APN	`H11741`
Alternative APN	`011.06.24.2.02.002.141`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,740 sqft Living Area
Basement Area	1,740 sqft
Family Room	Family Room
Flooring	Combination, Other
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Architectural Style	Split Foyer
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	13,068 sqft (0.3 acres)
Lot Dimensions	125 ft deep x 100 ft wide

Exterior Amenities

Porch	Open Porch
Porch Area	60 sqft
Deck Area	336 sqft
Patio Area	240 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating Fuel	Gas

Location & Zoning

Account Number	H11741
Street Address	765 CLOVER RD
City	HANNIBAL
State	MO
Zip	63401-2599
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBD ROLLING MEADOWS 1ST ADD, ALL LOT 104 DIM DEED-100.3 X 125
Legal Subdivision	ROLLING MEADOWS
Legal Lot Number	104
Jurisdiction	MARION MO
Township / Civil Division	MILLER
Census Block Group	3
Census Block	3086
Census Tract	960100

Owner

Source: Marion County records, as of March 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	765 CLOVER RD, HANNIBAL, MO 63401-2599
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 17, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance F&M BANK AND TRUST COMPANY
Jun 11, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance F&M BANK AND TRUST COMPANY
Apr 7, 2017	Warranty Deed, Transfer · Conventional Mortgage AMERICAN BANK OF MISSOURI

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 7, 2017
Deed Sale	Apr 7, 2017
Prior Sale	Jun 29, 2005
Deed Document Number	2017R001042
Record Updated	Jun 8, 2026

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARION MO
Property Address	765 CLOVER RD, HANNIBAL, MO 63401-2599
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020R001103
Date	Apr 17, 2020
Instrument	2020R001103

Lender

Name	F&M BANK AND TRUST COMPANY

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2050

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARION MO
Property Address	765 CLOVER RD, HANNIBAL, MO 63401-2599
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020R002011
Date	Jun 11, 2020
Instrument	2020R002011

Lender

Name	F&M BANK AND TRUST COMPANY

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	109 Months
Due	Jul 1, 2029

April 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARION MO
Recording Date	Apr 7, 2017
Property Address	765 CLOVER RD, HANNIBAL, MO 63401-2599
Document Number	2017R001042
Instrument Date	Apr 5, 2017
Instrument	2017R001042
Transaction Type	Transfer
Record Updated	Mar 3, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	765 CLOVER RD, HANNIBAL, MO 63401-2599

Mortgage

Document Number	2017R001043
Date	Apr 7, 2017
Instrument	2017R001043

Lender

Name	AMERICAN BANK OF MISSOURI
Type	Bank
Address	WRIGHT CITY, MO 63390

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2047

Tax Assessment & Valuation

Source: Marion County assessment roll, as of May 31, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Marion County
Municipality	Hannibal City
Unified School District	Hannibal 60 School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,453.00 (+13.99%)	$37,910 (+9.98%) Land $2,760 Building $35,150	$199,530 (+1%) Land $14,520 Building $185,010
2023	$2,152.00	$34,470 Land $2,510 Building $31,960	$181,390 Land $13,200 Building $168,190

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 13, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1979–1993)
Most Recent Claim	Jul 1993 · Severe Storms & Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RALLS COUNTY PWSD 1 serves 7,662 people · EPA ID MO2024499
Water Source	Groundwater
Last State Inspection	Sep 2022
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 293 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Chariton Valley Communication Fiber	1,000 / 1,000
AT&T Fixed Wireless	100 / 20
Mark Twain Communications Company Fixed Wireless	100 / 20

May also be available: T-Mobile.

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