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765 Cloud Dr, Clarksville, TN 37043 Property Records

Montgomery County property record for 765 Cloud Dr, Clarksville, TN 37043

Property Summary

Property TypeSingle Family Home
Details2.5 ba · 1,972 sqft · built 1997
Lot Size0.5 acres (21,780 sqft)
OwnerIndividual Name on Record
Last Sale$300,000 (Aug 2023)
Tax Bill$2,163 (2025)
Deeds & MortgagesAug 2023 Sale & Mortgage
May 2020 Sale
Flood ZoneZone X (minimal risk)
APN88G D 46.00

Property Details

APN / Parcel Number

Primary APN88G D 46.00
Alternative APNs
  • 088G D 04600 000
  • 58978

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures8 Plumbing Fixtures
Stories1 Story
Building Area1,972 sqft Living Area
Gross Area2,595 sqft
1st Floor Area1,291 sqft
Basement Area681 sqft
Finished Basement681 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1997
Effective Year BuiltEffective 1997
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area21,780 sqft (0.5 acres)
TerrainRolling

Exterior Amenities

PorchPorch
Porch Area59 sqft
Deck Area120 sqft
Patio Area120 sqft

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address765 CLOUD DR
CityCLARKSVILLE
StateTN
Zip37043-2618
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1A
Legal DescriptionSUBDIVISION: OAKVIEW RIDGE BLOCK: 4 LOT: 139 PLAT BOOK: 13 PLAT PAGE: 377 SPLIT OFF 88-117 T-97 PRORATED FOR 10 MONTHS T-97
Legal SubdivisionOAKVIEW RIDGE
Legal Block4
Legal Lot Number139
JurisdictionMONTGOMERY TN
Township / Civil Division3
Census Block Group2
Census Block2002
Census Tract101805

Owner

Source: Montgomery County records, as of May 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address765 CLOUD DR, CLARKSVILLE, TN 37043-2618
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 15, 2023Warranty Deed, Transfer · Conventional Mortgage
FORTERA FCU
May 13, 2020Warranty Deed, Transfer
SIGNATURE TITLE, SIGNATURE TITLE SVCS INC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 15, 2023 · Amount on Record
Deed SaleAug 15, 2023 · Amount on Record
Prior SaleFeb 28, 2007 · Amount on Record
Deed Document Number20231433518
Deed Book / Page2318 / 1696
Record UpdatedOct 29, 2026

August 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMONTGOMERY TN
Recording DateAug 15, 2023
Property Address765 CLOUD DR, CLARKSVILLE, TN 37043-2618
Document Number02318/1696
Book / Page2318 / 1696
Map ReferenceMB 13 PG 377 PL 377
Instrument DateAug 14, 2023
Instrument1433518
Transaction TypeTransfer
Record UpdatedSep 1, 2023
Title CompanyFREEDOM TITLE SERVICES, FREEDOM TITLE SERVICES LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,110.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address765 CLOUD DR, CLARKSVILLE, TN 37043-2618

Mortgage

Document Number0001433519
DateAug 15, 2023
Instrument1433519
Lender
NameFORTERA FCU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2053

May 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMONTGOMERY TN
Recording DateMay 13, 2020
Property Address765 CLOUD DR, CLARKSVILLE, TN 37043-2618
Document Number0001255506
Book / Page001969 / 002134
Instrument DateMay 12, 2020
Instrument1255506
Transaction TypeTransfer
Record UpdatedJun 19, 2020
Title CompanySIGNATURE TITLE, SIGNATURE TITLE SVCS INC

Transaction

AmountAmount Recorded
Tax$540.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address765 CLOUD DR CLARKSVILLE TN 370432618, CLARKSVILLE, TN 37043-2618

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of May 5, 2026

Property Jurisdictions

TypeName
StateTennessee
CountyMontgomery County
MunicipalityClarksville City
Unified School DistrictClarksville-Montgomery County School System (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,163.00 (+1.36%)$71,625 (-)$286,500 (-) Land $60,000 Building $226,500
2024$2,134.00 (+24.58%)$71,625 (+76.42%)$286,500 (+76.42%) Land $60,000 Building $226,500
2023$1,713.00$40,600 (-)
2022$1,713.00$40,600$162,400 Land $32,500 Building $129,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood0.03% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 75 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber		5,000 / 5,000
CDE Lightband
Fiber		1,000 / 1,000
Spectrum
Cable		1,000 / 35

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