Montgomery County property record for 764 Cloud Dr, Clarksville, TN 37043
| Property Type | Single Family Home |
|---|---|
| Details | 2.25 ba · 1,920 sqft · built 2000 |
| Lot Size | 0.43 acres (18,731 sqft) |
| Owner | Individual Name on File |
| Last Sale | $192,000 (Nov 2020) |
| Tax Bill | $2,105 (2025) |
| Deeds & Mortgages | Feb 2026 Mortgage Sep 2022 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 88G D 39.00 |
| Primary APN | 88G D 39.00 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2.25 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 7 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 1,920 sqft Living Area |
| Gross Area | 2,320 sqft |
| 1st Floor Area | 870 sqft |
| Upper Floors Area | 540 sqft |
| Basement Area | 870 sqft |
| Finished Basement | 510 sqft |
| Unfinished Basement | 360 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2000 |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 18,731 sqft (0.43 acres) |
| Terrain | Rolling |
| Driveway | Driveway |
| Driveway Area | 630 sqft |
| Porch | Porch |
|---|---|
| Porch Area | 40 sqft |
| Deck Area | 120 sqft |
| Patio Area | 120 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 764 CLOUD DR |
|---|---|
| City | CLARKSVILLE |
| State | TN |
| Zip | 37043-2617 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1A |
| Legal Description | SUBDIVISION: OAKVIEW RIDGE BLOCK: 4 LOT: 132 PLAT BOOK: 13 PLAT PAGE: 377 SPLIT OFF 88-117 T-97;GAS FRPL N/V |
| Legal Subdivision | OAKVIEW RIDGE |
| Legal Block | 4 |
| Legal Lot Number | 132 |
| Jurisdiction | MONTGOMERY TN |
| Township / Civil Division | 3 |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 101805 |
764 Cloud Dr is owned and occupied by an individual who bought it in November 2020.
Source: Montgomery County records, as of May 5, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 764 CLOUD DR, CLARKSVILLE, TN 37043-2617 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 12, 2026 | Deed of Trust, Mortgage · VA Mortgage PLANET HOME LENDING LLC |
| Sep 6, 2022 | Deed of Trust, Mortgage · VA Mortgage MILEND INC |
| Jan 30, 2018 | Warranty Deed, Transfer · FHA Mortgage FAIRWAY INDEPENDENT MORTGAGE |
| Mar 6, 2017 | Warranty Deed, Transfer · FHA Mortgage HOMEBRIDGE FINANCIAL SERVICES |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 23, 2020 · Amount on File |
| Deed Sale | Nov 23, 2020 · Amount on File |
| Prior Sale | Jan 30, 2018 · Amount on File |
| Deed Document Number | 20201287390 |
| Deed Book / Page | 2033 / 2735 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY TN |
| Property Address | 764 CLOUD DR, CLARKSVILLE, TN 37043-2617 |
| Transaction Type | Mortgage |
| Record Updated | Feb 25, 2026 |
| Title Company | SOURCEPOINT TITLE SVCS, SOURCEPOINT INC |
| Name | Verified Name |
|---|---|
| Address | 764 CLOUD DR, CLARKSVILLE, TN 37043-2617 |
| Document Number | 02476/3734 |
|---|---|
| Date | Feb 12, 2026 |
| Book Page | 2476/3734 |
| Instrument | 1532303 |
| Name | PLANET HOME LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Address | MERIDEN, CT 06450 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2056 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY TN |
| Property Address | 764 CLOUD DR, CLARKSVILLE, TN 37043-2617 |
| Transaction Type | Mortgage |
| Record Updated | Sep 20, 2022 |
| Name | Verified Name |
|---|
| Document Number | 02249/1643 |
|---|---|
| Date | Sep 6, 2022 |
| Book Page | 2249/1643 |
| Instrument | 1396220 |
| Name | MILEND INC |
|---|---|
| Type | Mortgage Company |
| Address | ALPHARETTA, GA 30009 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONTGOMERY TN |
| Recording Date | Jan 30, 2018 |
| Property Address | 764 CLOUD DR, CLARKSVILLE, TN 37043-2617 |
| Document Number | 1790/2058 |
| Book / Page | 1790 / 2058 |
| Instrument Date | Jan 23, 2018 |
| Instrument | 1151865 |
| Transaction Type | Transfer |
| Record Updated | Apr 9, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 764 CLOUD DR, CLARKSVILLE, TN 37043-2617 |
| Document Number | 0001151866 |
|---|---|
| Date | Jan 30, 2018 |
| Book Page | 1790/2060 |
| Instrument | 1151866 |
| Name | FAIRWAY INDEPENDENT MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 1, 2048 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONTGOMERY TN |
| Recording Date | Mar 6, 2017 |
| Property Address | 764 CLOUD DR, CLARKSVILLE, TN 37043-2617 |
| Document Number | 1728/1646 |
| Book / Page | 1728 / 1646 |
| Instrument Date | Jan 31, 2017 |
| Instrument | 1114146 |
| Transaction Type | Transfer |
| Record Updated | Apr 9, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 764 CLOUD DR, CLARKSVILLE, TN 37043-2617 |
| Document Number | 0001114147 |
|---|---|
| Date | Mar 6, 2017 |
| Book Page | 1728/1648 |
| Instrument | 1114147 |
| Name | HOMEBRIDGE FINANCIAL SERVICES |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 1, 2047 |
The 2025 property tax bill for 764 Cloud Dr was $2,105, up 1.3% from the year before.
Source: Montgomery County assessment roll, as of May 5, 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Montgomery County |
| Municipality | Clarksville City |
| Unified School District | Clarksville-Montgomery County School System (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,105.00 (+1.35%) | $69,700 (-) | $278,800 (-) Land $60,000 Building $218,800 |
| 2024 | $2,077.00 (+29.17%) | $69,700 (+82.94%) | $278,800 Land $60,000 Building $218,800 |
| 2023 | $1,608.00 | $38,100 (-) | |
| 2022 | $1,608.00 | $38,100 | $152,400 Land $32,500 Building $119,900 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 764 Cloud Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective January 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 764 Cloud Dr is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 72% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CLARKSVILLE WATER DEPARTMENT serves 251,864 people · EPA ID TN0000116 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2023 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 75 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| CDE Lightband Fiber | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 35 |
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