765 Chestnut St, Dubuque, IA 52001 Property Records

Dubuque County property record for 765 Chestnut St, Dubuque, IA 52001

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 924 sqft · built 1880
Lot Size	0.099 acres (4,316 sqft)
Owner	2 Company Names on Record
Tax Bill	$1,090 (2025)
Deeds & Mortgages	Feb 2024 Line of Credit Feb 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`10-24-354-011`

Property Details

APN / Parcel Number

Primary APN	`10-24-354-011`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	924 sqft Living Area
1st Floor Area	924 sqft
Basement Area	924 sqft
Unfinished Basement	924 sqft
Interior Walls	Unfinished

Exterior

Year Built	Built 1880
Effective Year Built	Effective 1880
Architectural Style	Traditional
Exterior Material	Wood Siding
Construction Type	Stone
Roof Type	Hip
Roof Material	Metal
Lot Area	4,316 sqft (0.099 acres)
Lot Dimensions	166 ft deep x 26 ft wide
Garage Type	Carport
Garage Area	200 sqft
Carport	Carport
Carport Area	200 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Porch
Porch Area	132 sqft
Deck Area	180 sqft
Patio Area	180 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	765 CHESTNUT ST
City	DUBUQUE
State	IA
Zip	52001-4308
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CI
Legal Description	LOT 4 BISSELL'S DUBUQUE
Legal Range	02E
Legal Township	89N
Legal Section	24
Legal Subdivision	LINCOLN
Legal Lot Number	4
Jurisdiction	DUBUQUE IA
Township / Civil Division	DUBUQUE
Census Block Group	3
Census Block	3000
Census Tract	701

Owner

Source: Dubuque County records, as of December 23, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	765 CHESTNUT ST, DUBUQUE, IA 52001-4308
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Feb 5, 2024	Deed of Trust, Mortgage · Line of Credit DUTRAC COMMUNITY CU
Feb 10, 2017	Deed of Trust, Mortgage · Line of Credit AMERICAN TRUST & SAVINGS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Aug 29, 2025
Transfer Doc	0000009238
Record Updated	Sep 20, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUBUQUE IA
Property Address	765 CHESTNUT ST, DUBUQUE, IA 52001-4308
Transaction Type	Mortgage
Record Updated	Feb 15, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000974
Date	Feb 5, 2024
Instrument	2024-00000974

Lender

Name	DUTRAC COMMUNITY CU
Type	Credit Union
Address	PO BOX 3250, DUBUQUE, IA 52004

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Feb 4, 2039

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUBUQUE IA
Property Address	765 CHESTNUT ST, DUBUQUE, IA 52001-4308
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001741
Date	Feb 10, 2017
Instrument	2017-00001741

Lender

Name	AMERICAN TRUST & SAVINGS BANK
Type	Bank
Address	DUBUQUE, IA 52003

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Dubuque County assessment roll, as of October 7, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Dubuque County
Municipality	Dubuque City
Unified School District	Dubuque Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,090.00 Homeowner's exemption	$103,700 (+9.74%) Land $16,400 Building $87,300	$103,700 (+9.74%) Land $16,400 Building $87,300
2024	$1,090.00 (+2.64%)
2023		$94,500 (+27.98%) Land $15,700 Building $78,800	$94,500 (+27.98%) Land $15,700 Building $78,800
2022	$1,062.00 Homeowner's exemption	$73,840 Land $14,950 Building $58,890
2021			$73,840 Land $14,950 Building $58,890

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 9, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 82% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DUBUQUE WATER WORKS serves 59,667 people · EPA ID IA3126052
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	5 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 616 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
ImOn Communications Fiber	1,000 / 1,000
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
CenturyLink DSL	140 / 20

May also be available: AT&T, Comelec Internet Services, Nextlink, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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