647 Chestnut St, Dubuque, IA 52001 Property Records

Dubuque County property record for 647 Chestnut St, Dubuque, IA 52001

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,312 sqft · built 1925
Lot Size	0.074 acres (3,240 sqft)
Owner	Individual Name on File
Last Sale	$140,000 (Feb 2023)
Tax Bill	$1,696 (2024)
Deeds & Mortgages	Feb 2023 Sale & Mortgage Dec 2018 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`10-24-378-010`

Property Details

APN / Parcel Number

Primary APN	`10-24-378-010`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	1,312 sqft Living Area
1st Floor Area	576 sqft
Upper Floors Area	576 sqft
Attic Area	576 sqft
Basement Area	736 sqft
Game Room	Game Room

Exterior

Year Built	Built 1925
Architectural Style	Traditional
Exterior Material	Wood Siding
Construction Type	Wood Frame
Lot Area	3,240 sqft (0.074 acres)
Lot Dimensions	72 ft deep x 45 ft wide
Porch	Open Porch
Porch Area	56 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Gas

Location & Zoning

Street Address	647 CHESTNUT ST
City	DUBUQUE
State	IA
Zip	52001-6219
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CI
Legal Description	E 45' - S 1/2 - 796 A MCDANIELS SUB
Legal Subdivision	LINCOLN
Jurisdiction	DUBUQUE IA
Township / Civil Division	DUBUQUE
Census Block Group	2
Census Block	2005
Census Tract	701

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the West Eleventh Street Historic District listed 2004 · 223 contributing resources · NRIS 04000814

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

647 Chestnut St is owned and occupied by an individual who bought it in February 2023.

Source: Dubuque County records, as of October 6, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	647 CHESTNUT ST, DUBUQUE, IA 52001-6219
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 14, 2023	Warranty Deed, Transfer · FHA Mortgage AMERISAVE MORTGAGE CORP
Dec 7, 2018	Warranty Deed, Transfer
Oct 23, 2017	Grant Deed, Transfer
Oct 23, 2017	Warranty Deed, Transfer · Conventional with PMI ALLIANT CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 14, 2023 · Amount on File
Deed Sale	Feb 14, 2023 · Amount on File
Prior Sale	Oct 23, 2017 · Amount on File
Deed Document Number	2023-00001353
Record Updated	Jun 7, 2026

February 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DUBUQUE IA
Recording Date	Feb 14, 2023
Property Address	647 CHESTNUT ST, DUBUQUE, IA 52001-6219
Document Number	0000001353
Instrument Date	Feb 10, 2023
Instrument	2023-00001353
Transaction Type	Transfer
Record Updated	Feb 28, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$223.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	647 CHESTNUT ST, DUBUQUE, IA 52001-6219

Mortgage

Document Number	0000001354
Date	Feb 14, 2023
Instrument	2023-00001354

Lender

Name	AMERISAVE MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2053

December 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DUBUQUE IA
Recording Date	Dec 7, 2018
Property Address	647 CHESTNUT ST, DUBUQUE, IA 52001-6219
Document Number	0000014462
Instrument Date	Dec 6, 2018
Instrument	14462
Transaction Type	Transfer
Record Updated	Dec 31, 2018

Transaction

Amount	Amount on Record
Tax	$175.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	647 CHESTNUT ST DUBUQUE IA 520016219, DUBUQUE, IA 52001-6219

October 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	DUBUQUE IA
Recording Date	Oct 23, 2017
Property Address	647 CHESTNUT ST, DUBUQUE, IA 52001-6219
Document Number	0000013179
Instrument Date	Oct 20, 2017
Instrument	13179
Transaction Type	Transfer
Record Updated	Jan 3, 2018

Transaction

Amount	Amount on Record
Tax	$102.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6754 BERNAL AVE PLEASANTON CA 945661232, PLEASANTON, CA 94566-1232

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DUBUQUE IA
Recording Date	Oct 23, 2017
Property Address	647 CHESTNUT ST, DUBUQUE, IA 52001-6219
Document Number	0000013180
Instrument Date	Oct 14, 2017
Instrument	13180
Transaction Type	Transfer
Record Updated	Jan 3, 2018

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$163.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	647 CHESTNUT ST DUBUQUE IA 520016219, DUBUQUE, IA 52001-6219

Mortgage

Document Number	13182
Date	Oct 23, 2017
Instrument	13182

Lender

Name	ALLIANT CU
Type	Credit Union
Address	DUBUQUE, IA 52002

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Oct 22, 2047

Interest

Rate Type	Adjustable Rate
Rate	4.9%

Tax Assessment & Valuation

Source: Dubuque County assessment roll, as of May 1, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Dubuque County
Municipality	Dubuque City
Unified School District	Dubuque Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$128,900 Land $15,800 Building $113,100	$128,900 Land $15,800 Building $113,100
2024	$1,696.00
2023		$118,000 (+21.98%) Land $15,800 Building $102,200	$118,000 Land $15,800 Building $102,200
2022	$1,668.00	$96,740 Land $11,880 Building $84,860
2021			$96,740 Land $11,880 Building $84,860

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 647 Chestnut St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 9, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 647 Chestnut St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DUBUQUE WATER WORKS serves 59,667 people · EPA ID IA3126052
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	5 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 616 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
ImOn Communications Fiber	1,000 / 1,000
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
CenturyLink DSL	140 / 20

May also be available: AT&T, Comelec Internet Services, Nextlink, Verizon.

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