DeSoto County property record for 765 Cedar Xing, Hernando, MS 38632 · Last verified January 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Year Built | Built 2002 |
| Square Footage | 3,204 sqft Adjusted Area |
| Lot Size | 14,312 sqft (0.328 acres) |
| Occupancy | Owner Occupied |
| Tax Bill | $2,831.00 (2025) |
Source: DeSoto County records · APN 3-07-3-07-12-0-00014-00
Assessment roll updated September 1, 2025 · Last verified January 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 765 CEDAR XING, HERNANDO, MS 38632-6647 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Apr 25, 2019 | Deed of Trust, Mortgage · Line of Credit BANKPLUS |
| Jul 06, 2020 | Warranty Deed, Transfer · Conventional Mortgage STATEWIDE FCU |
| Oct 02, 2018 | Warranty Deed, Transfer · Conventional Mortgage BANKPLUS |
| Apr 11, 2019 | Re-recorded Document |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 06, 2020 |
| Deed Sale | Jul 06, 2020 |
| Prior Sale | Oct 02, 2018 |
| Deed Doc Number | 0000924490 |
| Deed Book / Page | 924 / 490 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DESOTO MS |
| Property Address | 765 CEDAR XING, HERNANDO, MS 38632-6647 |
| Transaction Type | Mortgage |
| Record Updated | Nov 29, 2022 |
| Name | Verified Name |
|---|
| Document Number | 004715/021 |
|---|---|
| Date | Apr 25, 2019 |
| Book Page | 4715/021 |
| Name | BANKPLUS |
|---|---|
| Type | Bank |
| Address | RIDGELAND, MS 39157 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 85 Months |
| Due | May 15, 2026 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DESOTO MS |
| Recording Date | Jul 06, 2020 |
| Property Address | 765 CEDAR XING, HERNANDO, MS 38632-6647 |
| Document Number | 000924/490 |
| Book / Page | 924 / 490 |
| Map Reference | MB 55 PG 37 |
| Instrument Date | Jun 23, 2020 |
| Transaction Type | Transfer |
| Record Updated | Nov 29, 2022 |
| Title Company | NOT AVAILABLE, GUARDIAN TITLE LLC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1213 KELLY CT, 1213, FRANKLIN, TN 37064-2441 |
| Name | Verified Name |
|---|---|
| Relationship | Tenant By Entirety |
| Address | 765 CEDAR XING, HERNANDO, MS 38632-6647 |
| Document Number | 0004983391 |
|---|---|
| Date | Jul 06, 2020 |
| Instrument | 4983/391 |
| Name | STATEWIDE FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 01, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DESOTO MS |
| Recording Date | Oct 02, 2018 |
| Property Address | 765 CEDAR XING, HERNANDO, MS 38632-6647 |
| Document Number | 000869/232 |
| Book / Page | 0869 / 232 |
| Map Reference | MB 55 PG 37&38 |
| Instrument Date | Sep 28, 2018 |
| Transaction Type | Transfer |
| Record Updated | Nov 29, 2022 |
| Title Company | FIDELITY NATIONAL TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 774 FAIRWAY TRL, 774, HERNANDO, MS 38632-7266 |
| Name | Verified Name |
|---|---|
| Relationship | Tenant By Entirety |
| Address | 765 CEDAR XING, HERNANDO, MS 38632-6647 |
| Document Number | 0004614371 |
|---|---|
| Date | Oct 02, 2018 |
| Instrument | 4614/371 |
| Name | BANKPLUS |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 01, 2048 |
| Document Type | Re-recorded Document |
|---|---|
| Jurisdiction | DESOTO MS |
| Recording Date | Apr 11, 2019 |
| Property Address | 765 CEDAR XING, HERNANDO, MS 38632-6647 |
| Document Number | 000885/154 |
| Book / Page | 0885 / 154 |
| Map Reference | MB 55 PG 37&38 |
| Instrument Date | Sep 28, 2018 |
| Record Updated | Dec 12, 2023 |
| Name | Verified Name |
|---|---|
| Address | 774 FAIRWAY TRL, HERNANDO, MS 38632-7266 |
| Name | Verified Name |
|---|---|
| Relationship | Tenant By Entirety |
| Address | 765 CEDAR XING, HERNANDO, MS 38632-6647 |
Source: DeSoto County records · Assessment roll updated September 1, 2025 · Last verified January 2026
| Type | Name |
|---|---|
| State | Mississippi |
| County | DeSoto County |
| Municipality | Hernando City |
| Unified School District | DeSoto County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,831.00 (+17.86%) | $26,882 (+38.01%) Land $3,000 Building $23,882 | $268,818 (+38%) Land $30,000 Building $238,818 |
| 2023 | $2,402.00 | $19,479 | $194,791 Land $30,000 Building $164,791 |
Source: FEMA National Flood Hazard Layer, DeSoto County (28033C), updated June 5, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 37% of the US · above 20% of Mississippi |
|---|---|
| Wildfire Likelihood | About 1 in 1,613 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 3-07-3-07-12-0-00014-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Total Rooms | 7 Rooms |
| Building Area | 3,204 sqft Adjusted Area |
| Stories | 1 Stories |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 2002 |
|---|---|
| Exterior Material | Brick Veneer Exterior |
| Construction Type | Brick Construction |
| Foundation Type | Mat/Raft Foundation (Slab) Foundation |
| Roof Construction | Gable Roof Construction |
| Roof Material | Shingle Roof |
| Lot Area | 14,312 sqft (0.328 acres) |
| Depth X Width | 161 ft x 83 ft Depth x Width |
| Patio Area | 75 sqft Patio |
| Street Address | 765 CEDAR XING |
|---|---|
| City | HERNANDO |
| State | MS |
| Zip | 38632-6647 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | THE LAKES OF CEDAR GROVE S-D PHASE I LOT 14 |
| Legal Range | 07 |
| Legal Township | 03 |
| Legal Section | 07 |
| Legal Subdivision | CEDAR GROVE S-D PHASE I |
| Legal Phase | 1 |
| Legal Lot Number | 14 |
| Jurisdiction | DESOTO MS |
| Minor Civil Division | 5 |
| Census Blockgroup | 1 |
| Census Block | 1014 |
| Census Tract | 71001 |
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