DeSoto County property record for 713 Cedar Xing, Hernando, MS 38632 · Last verified January 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Year Built | Built 2002 |
| Square Footage | 3,347 sqft Adjusted Area |
| Lot Size | 31,248 sqft (0.717 acres) |
| Occupancy | Owner Occupied |
| Tax Bill | $3,594.00 (2025) |
| Primary APN | 3-07-3-07-12-0-00017-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Total Rooms | 7 Rooms |
| Building Area | 3,347 sqft Adjusted Area |
| Stories | 1 Stories |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 2002 |
|---|---|
| Exterior Material | Brick Veneer Exterior |
| Construction Type | Brick Construction |
| Foundation Type | Mat/Raft Foundation (Slab) Foundation |
| Roof Construction | Hip Roof Construction |
| Roof Material | Shingle Roof |
| Lot Area | 31,248 sqft (0.717 acres) |
| Depth X Width | 228 ft x 131 ft Depth x Width |
| Patio Area | 289 sqft Patio |
| Street Address | 713 CEDAR XING |
|---|---|
| City | HERNANDO |
| State | MS |
| Zip | 38632-6647 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | THE LAKES OF CEDAR GROVE S-D PHASE I LOT 17 |
| Legal Range | 07 |
| Legal Township | 03 |
| Legal Section | 07 |
| Legal Subdivision | CEDAR GROVE S-D PHASE I |
| Legal Phase | 1 |
| Legal Lot Number | 17 |
| Jurisdiction | DESOTO MS |
| Minor Civil Division | 5 |
| Census Blockgroup | 1 |
| Census Block | 1014 |
| Census Tract | 71001 |
Source: DeSoto County records · APN 3-07-3-07-12-0-00017-00
Assessment roll updated September 1, 2025 · Last verified January 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 713 CEDAR XING, HERNANDO, MS 38632-6647 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Oct 16, 2025 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage FREEDOM MORTGAGE CORP |
| Jul 27, 2023 | Deed of Trust, Mortgage · Commercial Mortgage TRUSTMARK NATIONAL BANK |
| Sep 28, 2020 | Deed of Trust, Mortgage · Line of Credit TRUSTMARK NATIONAL BANK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Oct 16, 2024 |
| Deed Sale | Oct 16, 2024 |
| Prior Sale | Mar 28, 2014 |
| Deed Doc Number | 0102418801 |
| Deed Book / Page | 1024 / 18801 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DESOTO MS |
| Property Address | 713 CEDAR XING, HERNANDO, MS 38632-6647 |
| Transaction Type | Mortgage |
| Record Updated | Oct 27, 2025 |
| Name | Verified Name |
|---|---|
| Address | 713 CEDAR XING, HERNANDO, MS 38632-6647 |
| Document Number | 5662/106682 |
|---|---|
| Date | Oct 16, 2025 |
| Book Page | 5662/106682 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 349 Months |
| Due | Nov 01, 2054 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DESOTO MS |
| Property Address | 713 CEDAR XING, HERNANDO, MS 38632-6647 |
| Transaction Type | Mortgage |
| Record Updated | Sep 22, 2023 |
| Name | Verified Name |
|---|
| Document Number | 5660/67202 |
|---|---|
| Date | Jul 27, 2023 |
| Book Page | 5660/67202 |
| Name | TRUSTMARK NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | JACKSON, MS 39205 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 178 Months |
| Due | May 30, 2038 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DESOTO MS |
| Property Address | 713 CEDAR XING, HERNANDO, MS 38632-6647 |
| Transaction Type | Mortgage |
| Record Updated | Nov 29, 2022 |
| Name | Verified Name |
|---|---|
| Address | 713 CEDAR XING, HERNANDO, MS 38632-6647 |
| Document Number | 0005052/33 |
|---|---|
| Date | Sep 28, 2020 |
| Book Page | 5052/33 |
| Name | TRUSTMARK NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | JACKSON, MS 39205 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Sep 04, 2030 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
Source: DeSoto County records · Assessment roll updated September 1, 2025 · Last verified January 2026
| Type | Name |
|---|---|
| State | Mississippi |
| County | DeSoto County |
| Municipality | Hernando City |
| Unified School District | DeSoto County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,594.00 (+91.68%) | $30,853 (+46.8%) Land $3,500 Building $27,353 | $308,532 (+46.8%) Land $35,000 Building $273,532 |
| 2023 | $1,875.00 | $21,017 | $210,166 Land $35,000 Building $175,166 |
713 Cedar Xing is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).
Source: FEMA National Flood Hazard Layer · DeSoto County (28033C), updated June 5, 2026
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Low 37th percentile of exposed land nationally · 20th in Mississippi |
|---|---|
| Wildfire Likelihood | Moderate — about 1 in 1,613 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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