Towns County property record for 765 Bugscuffle Rd, Hiawassee, GA 30546
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,456 sqft · built 1987 |
| Lot Size | 1.17 acres (50,965 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $140,000 (Jun 2018) |
| Tax Bill | $1,001 (2025) |
| Deeds & Mortgages | Dec 2020 Mortgage Jun 2018 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 0044D128 |
| Primary APN | 0044D128 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,456 sqft Heated Area |
| 1st Floor Area | 1,456 sqft |
| Basement Area | 335 sqft |
| Unfinished Basement | 335 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 1997 |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 50,965 sqft (1.17 acres) |
| Garage Type | Carport |
| Garage Area | 616 sqft |
| Carport | Carport |
| Carport Area | 616 sqft |
| Porch | Slab |
|---|---|
| Porch Area | 416 sqft |
| Deck Area | 308 sqft |
| Storage Building | 256 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 7973 |
|---|---|
| Street Address | 765 BUGSCUFFLE RD |
| City | HIAWASSEE |
| State | GA |
| Zip | 30546-2502 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 18TH D LL109 120 121 |
| Jurisdiction | TOWNS GA |
| Township / Civil Division | HIAWASSEE |
| Census Block Group | 2 |
| Census Block | 2016 |
| Census Tract | 960301 |
Source: Towns County records, as of March 30, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 765 BUGSCUFFLE RD, HIAWASSEE, GA 30546-2502 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 28, 2020 | Deed of Trust, Mortgage · FHA Mortgage QUICKEN LOANS |
| Jun 8, 2018 | Warranty Deed, Transfer · FHA Mortgage QUICKEN LOANS INC |
| Jan 18, 2018 | Warranty Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 8, 2018 · Amount on Record |
| Deed Sale | Jun 8, 2018 · Amount on Record |
| Prior Sale | Nov 24, 1997 · Amount on Record |
| Deed Document Number | 2018503 |
| Deed Book / Page | 613 / 492 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | TOWNS GA |
| Property Address | 765 BUGSCUFFLE RD, HIAWASSEE, GA 30546-2502 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|---|
| Address | 765 BUGSCUFFLE RD, HIAWASSEE, GA 30546-2502 |
| Document Number | 0000000664/0000000417 |
|---|---|
| Date | Dec 28, 2020 |
| Book Page | 0000000664/0000000417 |
| Name | QUICKEN LOANS |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | TOWNS GA |
| Recording Date | Jun 8, 2018 |
| Property Address | 765 BUGSCUFFLE RD, HIAWASSEE, GA 30546-2502 |
| Document Number | 000613/492 |
| Book / Page | 613 / 492 |
| Instrument Date | Jun 8, 2018 |
| Instrument | 2018-000503 |
| Transaction Type | Transfer |
| Record Updated | Feb 1, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 765 BUGSCUFFLE RD, HIAWASSEE, GA 30546-2502 |
| Document Number | 613/494 |
|---|---|
| Date | Jun 8, 2018 |
| Book Page | 613/494 |
| Name | QUICKEN LOANS INC |
|---|---|
| Type | Lending Institution |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2048 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | TOWNS GA |
| Recording Date | Jan 18, 2018 |
| Property Address | 765 BUGSCUFFLE RD, HIAWASSEE, GA 30546-2502 |
| Document Number | 000607/846 |
| Book / Page | 607 / 846 |
| Instrument Date | Jan 18, 2018 |
| Instrument | 2018-000062 |
| Transaction Type | Transfer |
| Record Updated | Feb 1, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 594 YOUNG CANE CREEK RD, BLAIRSVILLE, GA 30512-3912 |
Source: Towns County assessment roll, as of March 30, 2026
| Type | Name |
|---|---|
| State | Georgia |
| County | Towns County |
| Unified School District | Towns County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,001.00 (-12.35%) | $106,832 (+18.98%) Land $11,376 Building $95,456 | $267,079 (+18.98%) Land $28,439 Building $238,640 |
| 2023 | $89,792 (+8.65%) Land $9,100 Building $80,692 | $224,482 (+8.66%) Land $22,751 Building $201,731 | |
| 2022 | $1,142.00 | $82,640 Land $7,584 Building $75,056 | $206,600 Land $18,959 Building $187,641 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 16, 2011
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 46% of the US · above 51% of Georgia |
|---|---|
| Wildfire Likelihood | 0.09% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HIAWASSEE serves 5,496 people · EPA ID GA2810000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2023 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 82 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Blue Ridge Mountain EMC Fiber | 1,000 / 1,000 |
| Windstream Cable | 1,000 / 25 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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