Orange County property record for 7647 Tern Dr, Orlando, FL 32822
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,218 sqft · built 1989 |
| Lot Size | 0.111 acres (4,836 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $269,000 (May 2021) |
| Tax Bill | $4,286 (2025) |
| Deeds & Mortgages | May 2021 Mortgage Feb 2021 Mortgage + 2 more |
| Flood Zone | Zone AE (high risk) |
| APN | 11-23-30-8813-00-211 |
| Primary APN | 11-23-30-8813-00-211 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,218 sqft Living Area |
| Gross Area | 1,466 sqft |
| 1st Floor Area | 1,218 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 1999 |
| Exterior Material | Concrete |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 4,836 sqft (0.111 acres) |
| Garage Type | Attached |
| Garage Area | 240 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Shed | 1 Shed |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Street Address | 7647 TERN DR |
|---|---|
| City | ORLANDO |
| State | FL |
| Zip | 32822-7669 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-2 |
| Legal Description | TWIN PINES 17/140 THE E1/2 OF LOT 21 |
| Legal Range | 30E |
| Legal Township | 23S |
| Legal Section | 11 |
| Legal Subdivision | TWIN PINES |
| Legal Tract | 8813 |
| Legal Lot Number | 21 |
| Jurisdiction | ORANGE FL |
| Township / Civil Division | UNION PARK |
| Census Block Group | 3 |
| Census Block | 3015 |
| Census Tract | 16709 |
Source: Orange County records, as of May 4, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 7647 TERN DR, ORLANDO, FL 32822-7669 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 18, 2021 | Deed of Trust, Mortgage · FHA Mortgage UNITED WHOLESALE MORTGAGE |
| Feb 1, 2021 | Deed of Trust, Mortgage · FHA Mortgage NATIONSTAR MORTGAGE LLC |
| Feb 4, 2019 | Deed of Trust, Mortgage · FHA Mortgage MR COOPER |
| Sep 6, 2017 | Warranty Deed, Transfer · FHA Mortgage MR COOPER |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 18, 2021 · Amount on Record |
| Deed Sale | May 18, 2021 · Amount on Record |
| Prior Sale | Sep 6, 2017 · Amount on Record |
| Deed Document Number | 2021296879 |
| Prior Transfer Date | Mar 24, 2011 |
| Prior Transfer Doc | 0000178425 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE FL |
| Property Address | 7647 TERN DR, ORLANDO, FL 32822-7669 |
| Transaction Type | Mortgage |
| Record Updated | Mar 17, 2023 |
| Name | Verified Name |
|---|---|
| Address | 5442 LAKE MARGARET DR 1311, 1311, ORLANDO, FL 32812-6103 |
| Document Number | 0000296880 |
|---|---|
| Date | May 18, 2021 |
| Instrument | 20210296880 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE FL |
| Property Address | 7647 TERN DR, ORLANDO, FL 32822-7669 |
| Transaction Type | Mortgage |
| Record Updated | Mar 17, 2023 |
| Name | Verified Name |
|---|---|
| Address | 7647 TERN DR, ORLANDO, FL 32822-7669 |
| Document Number | 0000058542 |
|---|---|
| Date | Feb 1, 2021 |
| Instrument | 20210058542 |
| Name | NATIONSTAR MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | COPPELL, TX 75019 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 358 Months |
| Due | Dec 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE FL |
| Property Address | 7647 TERN DR, ORLANDO, FL 32822-7669 |
| Document Number | 0000087714 |
| Instrument Date | Feb 4, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Mar 29, 2019 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 7647 TERN DR ORLANDO FL 328227669, ORLANDO, FL 32822-7669 |
| Document Number | 0000087714 |
|---|---|
| Date | Feb 12, 2019 |
| Instrument | 87714 |
| Name | MR COOPER |
|---|---|
| Address | DALLAS, TX 75019 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 11, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ORANGE FL |
| Recording Date | Sep 6, 2017 |
| Property Address | 7647 TERN DR, ORLANDO, FL 32822-7669 |
| Document Number | 0000493064 |
| Instrument Date | Aug 26, 2017 |
| Instrument | 493064 |
| Transaction Type | Transfer |
| Record Updated | Sep 26, 2017 |
| Title Company | INSPIRE CLOSING SERVICES LLC, INSPIRE CLOSING SVCS LLC |
| Amount | Amount Recorded |
|---|---|
| Tax | $266.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 7647 TERN DR ORLANDO FL 328227669, ORLANDO, FL 32822-7669 |
| Document Number | 493065 |
|---|---|
| Date | Sep 6, 2017 |
| Instrument | 493065 |
| Name | MR COOPER |
|---|---|
| Address | DALLAS, TX 75019 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 5, 2047 |
Source: Orange County assessment roll, as of April 30, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Orange County |
| Unified School District | Orange County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $280,490 (+2.7%) | $292,010 (-1.08%) Land $105,000 Building $187,010 | |
| 2025 | $4,286.00 (+5.23%) Homeowner's exemption | $273,116 (+5.99%) | $295,190 (+14.55%) Land $105,000 Building $190,190 |
| 2024 | $4,073.00 (+7.07%) | ||
| 2023 | $3,804.00 (-4.33%) Homeowner's exemption | $257,688 (+11.56%) Land $90,000 Building $167,688 | $257,688 (+11.56%) Land $90,000 Building $167,688 |
| 2022 | $3,976.00 | $230,981 Land $90,000 Building $140,981 | $230,981 Land $90,000 Building $140,981 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 55 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 55 in force |
| Nearby Flood Claims | 5 (2004–2022) |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 94% of Florida |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OCUD/SOUTHERN WATER SYS (5 WPS) serves 80,738 people · EPA ID FL3484119 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2024 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 537 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Xfinity Cable | 1,200 / 35 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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