7618 Tern Dr, Orlando, FL 32822 Property Records

Orange County property record for 7618 Tern Dr, Orlando, FL 32822

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,214 sqft · built 1990
Lot Size0.86 acres (3,750 sqft)
OwnerIndividual Name on Record
Last Sale$271,000 (Dec 2022)
Tax Bill$3,954 (2025)
Deeds & MortgagesFeb 2026 Mortgage
Dec 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN11-23-30-8813-00-310

Property Details

APN / Parcel Number

Primary APN11-23-30-8813-00-310
Alternative APNs
  • 302311881300310
  • 545091
  • 550864
  • 555525

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,214 sqft Living Area
Gross Area1,462 sqft
1st Floor Area1,214 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1990
Effective Year BuiltEffective 1990
Exterior MaterialStone
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area3,750 sqft (0.86 acres)
Garage TypeAttached
Garage Area240 sqft
Parking Spaces1 Parking Space
PorchFinished/Open Porch
Shed1 Shed
Total Buildings2 Buildings

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Street Address7618 TERN DR
CityORLANDO
StateFL
Zip32822-7674
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-2
Legal DescriptionTWIN PINES 17/140 LOT 31 (LESS W1/2)
Legal Range30E
Legal Township23S
Legal Section11
Legal SubdivisionTWIN PINES
Legal Tract8813
Legal Lot Number31
JurisdictionORANGE FL
Township / Civil DivisionUNION PARK
Census Block Group3
Census Block3009
Census Tract16709

Owner

Source: Orange County records, as of April 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address7618 TERN DR, ORLANDO, FL 32822-7674
OccupancyOwner Occupied
Owner TypeIndividual
VestingSingle Man

Deeds, Mortgages & Sale History

DateDocument
Feb 26, 2026Deed of Trust, Mortgage · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Dec 12, 2022Warranty Deed, Transfer · FHA Mortgage
UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 12, 2022 · Amount on Record
Deed SaleDec 12, 2022 · Amount on Record
Prior SaleApr 2, 2013 · Amount on Record
Deed Document Number2022744816
Record UpdatedJun 8, 2026

February 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionORANGE FL
Property Address7618 TERN DR, ORLANDO, FL 32822-7674
Transaction TypeMortgage
Record UpdatedMar 20, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address7618 TERN DR, ORLANDO, FL 32822-7674

Mortgage

Document Number0000117400
DateFeb 26, 2026
Instrument20260117400
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term325 Months
DueMar 1, 2053

December 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionORANGE FL
Recording DateDec 12, 2022
Property Address7618 TERN DR, ORLANDO, FL 32822-7674
Document Number0000744816
Map ReferenceMB 17 PG 140
Instrument DateDec 7, 2022
Instrument20220744816
Transaction TypeTransfer
Record UpdatedMar 16, 2023
Title CompanyWATSON TITLE SERVICES INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,897.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address62 REMINGTON RD, OAKLAND, FL 34787-9723

Transferred To (Grantee/Buyer)

NameVerified Name
Address7618 TERN DR, ORLANDO, FL 32822-7674

Mortgage

Document Number0000744817
DateDec 12, 2022
Instrument20220744817
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueJan 1, 2053

Tax Assessment & Valuation

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyOrange County
Unified School DistrictOrange County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$259,277 (+2.7%)$269,790 (-1.1%) Land $105,000 Building $164,790
2025$3,954.00 (+5.47%) Homeowner's exemption$252,461 (+5.99%)$272,800 (+14.53%) Land $105,000 Building $167,800
2024$3,749.00 (+7.05%)
2023$3,502.00 (+5.1%) Homeowner's exemption$238,200 (+10.83%) Land $90,000 Building $148,200$238,200 (+10.83%) Land $90,000 Building $148,200
2022$3,332.00$214,926 Land $90,000 Building $124,926$214,926 Land $90,000 Building $124,926

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 55 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies55 in force
Nearby Flood Claims5 (2004–2022)
Most Recent ClaimSep 2022 · Hurricane Ian
Claims by Event
  • Hurricane Ian, Sep 2022 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 94% of Florida
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOCUD/SOUTHERN WATER SYS (5 WPS)
serves 80,738 people · EPA ID FL3484119
Water SourceGroundwater
Last State InspectionMay 2024
Lead2 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 537 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL
5,000 / 5,000
Xfinity
Cable
1,200 / 35
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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