7646 Buffalo Ridge Rd, Pace (Milton), FL 32571 Property Records

Santa Rosa County property record for 7646 Buffalo Ridge Rd, Pace, FL 32571

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 3,308 sqft · built 2022
Lot Size	5.27 acres (229,561 sqft)
Owner	2 Individual Names on Record
Last Sale	$92,000 (Apr 2020)
Tax Bill	$5,435 (2024)
Deeds & Mortgages	Apr 2021 Construction Loan Jun 2023 Second Mortgage
Flood Zone	Zone X (minimal risk)
APN	`03-2N-30-0000-00133-0000`

Property Details

APN / Parcel Number

Primary APN	`03-2N-30-0000-00133-0000`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Stories	1 Story
Building Area	3,308 sqft Heated Area
1st Floor Area	4,033 sqft
Flooring	Laminate Plank
Interior Walls	Custom/Decorative

Exterior

Year Built	Built 2022
Exterior Material	Brick
Foundation Type	Masonry
Roof Material	Shingle
Lot Area	229,561 sqft (5.27 acres)
Lot Dimensions	8,660 ft deep x 2,650 ft wide

Exterior Amenities

Porch	Open Porch
Porch Area	264 sqft
Shed	1 Shed
Shed Area	1 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	032N300000001330000
Street Address	7646 BUFFALO RIDGE RD
City	PACE
State	FL
Zip	32571-5234
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AG1
Legal Description	NEW PARCEL FOR 2020 TAX ROLL LOT 56-BR, BUFFALO RIDGE (UNREC): COMMENCE NORTHWEST CORNER OF SECTION 2, TOWNSHIP 2 NORTH,
Legal Range	30W
Legal Township	02N
Legal Section	03
Legal Lot Number	56
Jurisdiction	SANTA ROSA FL
Township / Civil Division	PACE
Census Block Group	1
Census Block	1020
Census Tract	10302

Owner

Source: Santa Rosa County records, as of October 27, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	7646 BUFFALO RIDGE RD, PACE, FL 32571-5234
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 23, 2021	Deed of Trust, Mortgage · Construction Mortgage UNIVERSITY LENDING GROUP LLC
Jun 27, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage GULF WINDS FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 24, 2020 · Amount on Record
Deed Sale	Apr 24, 2020 · Amount on Record
Deed Document Number	0003943399
Record Updated	Jun 8, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA ROSA FL
Property Address	7646 BUFFALO RIDGE RD, PACE, FL 32571-5234
Transaction Type	Mortgage
Record Updated	Mar 27, 2026
Title Company	GUARANTEE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2980 GEMSTONE CIR, PACE, FL 32571-9801

Mortgage

Document Number	0041081106
Date	Apr 23, 2021
Book Page	4108/1106
Instrument	202127107

Lender

Name	UNIVERSITY LENDING GROUP LLC
Type	Mortgage Company
Address	SOUTHFIELD, MI 48034

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	373 Months
Due	May 1, 2052

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA ROSA FL
Property Address	7646 BUFFALO RIDGE RD, PACE, FL 32571-5234
Transaction Type	Mortgage
Record Updated	Mar 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7646 BUFFALO RIDGE RD, PACE, FL 32571-5234

Mortgage

Document Number	0044091736
Date	Jun 27, 2023
Book Page	4409/1736
Instrument	202328826

Lender

Name	GULF WINDS FCU
Type	Credit Union
Address	PENSACOLA, FL 32534

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	145 Months
Due	Jul 1, 2035

Tax Assessment & Valuation

Source: Santa Rosa County assessment roll, as of July 1, 2024

Property Jurisdictions

Type	Name
State	Florida
County	Santa Rosa County
Unified School District	Santa Rosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$5,435.00 (+8.72%) Homeowner's exemption	$467,355 (+10.91%)	$594,375 (+10.12%) Land $120,946 Building $473,429
2023	$4,999.00 (+307.75%) Homeowner's exemption	$421,382 (+327.59%)	$539,771 (+447.72%) Land $107,508 Building $432,263
2022	$1,226.00	$98,549	$98,549 Land $98,549

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 149 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	149 in force
Nearby Flood Claims	3 (2020)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Sep 2020 · Hurricane Sally
Claims by Event	Hurricane Sally, Sep 2020 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 69% of the US · above 49% of Florida
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Conexon Connect Fiber	2,000 / 2,000

Cell Coverage

5G (outdoors only) and 4G LTE

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