7628 Buffalo Ridge Rd, Pace (Milton), FL 32571 Property Records

Santa Rosa County property record for 7628 Buffalo Ridge Rd, Pace, FL 32571

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,911 sqft · built 2022
Lot Size	5.26 acres (229,474 sqft)
Owner	2 Individual Names on Record
Last Sale	$910,000 (Apr 2025)
Tax Bill	$6,094 (2025)
Deeds & Mortgages	Oct 2021 Mortgage Feb 2023 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`03-2N-30-0000-00141-0000`

Property Details

APN / Parcel Number

Primary APN	`03-2N-30-0000-00141-0000`
Alternative APN	`N302030000001410000`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,911 sqft Living Area
Gross Area	4,791 sqft
1st Floor Area	2,911 sqft
Flooring	Wood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Exterior Material	Concrete
Construction Type	Wood
Roof Material	Wood Shingle
Lot Area	229,474 sqft (5.26 acres)
View / Lot	Woodland
Garage Type	Attached
Garage Area	542 sqft
Porch	Slab
Porch Area	384 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	7628 BUFFALO RIDGE RD
City	PACE
State	FL
Zip	32571-5234
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AG1
Legal Description	DESCRIPTION UPDATE FOR 2025 LOT 55-BR BUFFALO RIDGE UNREC DESCRIBED AS: COM AT NW CORNER OF SECTION 2 TOWNSHIP 2 NORTH RANGE 30 WEST & NE CORNER OF SECTION 3 TOWNSHIP 2 NORTH RANGE 30 WEST THN S8716 21E 364.82 FT THN S024339 W 1339.83 FT THN S3
Legal Range	30W
Legal Township	2N
Legal Section	03
Legal Subdivision	BUFFALO RIDGE
Legal Lot Number	55
Jurisdiction	SANTA ROSA FL
Township / Civil Division	PACE
Census Block Group	1
Census Block	1020
Census Tract	10302

Owner

Source: Santa Rosa County records, as of April 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	7628 BUFFALO RIDGE RD, MILTON, FL 32571-5234
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Oct 22, 2021	Deed of Trust, Mortgage · Conventional Mortgage HARVESTERS FCU
Feb 7, 2023	Deed of Trust, Mortgage · Conventional Mortgage HARVESTERS FCU
May 10, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage GULF WINDS FCU
Feb 18, 2026	Deed of Trust, Mortgage · Closed-End Mortgage COMMUNITY BANK OF WICHITA
Apr 30, 2025	Warranty Deed, Transfer · Closed-End Mortgage COMMUNITY BANK OF WICHITA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 30, 2025 · Amount on Record
Deed Sale	Apr 30, 2025 · Amount on Record
Deed Document Number	202519117
Deed Book / Page	4610 / 1057
Record Updated	Jun 8, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA ROSA FL
Property Address	7628 BUFFALO RIDGE RD, PACE, FL 32571-5234
Transaction Type	Mortgage
Record Updated	Mar 27, 2026
Title Company	CLEAR TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1868 SILAS CIR, CANTONMENT, FL 32533-5851

Mortgage

Document Number	0041971043
Date	Oct 22, 2021
Book Page	4197/1043
Instrument	202170918

Lender

Name	HARVESTERS FCU
Type	Credit Union
Address	CANTONMENT, FL 32533

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	373 Months
Due	Nov 1, 2052

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA ROSA FL
Property Address	7628 BUFFALO RIDGE RD, PACE, FL 32571-5234
Transaction Type	Mortgage
Record Updated	Mar 27, 2026
Title Company	CLEAR TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7628 BUFFALO RIDGE RD, PACE, FL 32571-5234

Mortgage

Document Number	0043641996
Date	Feb 7, 2023
Book Page	4364/1996
Instrument	202304952

Lender

Name	HARVESTERS FCU
Type	Credit Union
Address	CANTONMENT, FL 32533

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2053

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA ROSA FL
Property Address	7628 BUFFALO RIDGE RD, PACE, FL 32571-5234
Transaction Type	Mortgage
Record Updated	Mar 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7628 BUFFALO RIDGE RD, PACE, FL 32571-5234

Mortgage

Document Number	0043940015
Date	May 10, 2023
Book Page	4394/15
Instrument	202320636

Lender

Name	GULF WINDS FCU
Type	Credit Union
Address	PENSACOLA, FL 32534

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	145 Months
Due	Jun 1, 2035

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA ROSA FL
Property Address	7628 BUFFALO RIDGE RD, PACE, FL 32571-5234
Transaction Type	Mortgage
Record Updated	Mar 27, 2026
Title Company	CLEAR TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7628 BUFFALO RIDGE RD, PACE, FL 32571-5234
Investor	Possibly a Property Investor

Mortgage

Document Number	0047100346
Date	Feb 18, 2026
Book Page	4710/346
Instrument	202607947

Lender

Name	COMMUNITY BANK OF WICHITA
Type	Bank
Address	WICHITA, KS 67206

Agreement

Type	Closed-End Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Feb 19, 2036

April 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANTA ROSA FL
Recording Date	Apr 30, 2025
Property Address	7628 BUFFALO RIDGE RD, PACE, FL 32571-5234
Document Number	0046101057
Book / Page	4610 / 1057
Instrument Date	Apr 30, 2025
Instrument	202519117
Transaction Type	Transfer
Record Updated	Mar 27, 2026
Title Company	CLEAR TTL OF NORTHWEST FL LL

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$6,370.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1868 SILAS CIR, CANTONMENT, FL 32533-5851

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7628 BUFFALO RIDGE RD, PACE, FL 32571-5234
Investor	Possibly a Property Investor

Mortgage

Document Number	0046101060
Date	Apr 30, 2025
Book Page	4610/1060
Instrument	202519118

Lender

Name	COMMUNITY BANK OF WICHITA
Type	Bank
Address	WICHITA, KS 67206

Agreement

Type	Closed-End Mortgage
Amount	Amount Recorded
Term	7 Months
Due	Nov 1, 2025

Tax Assessment & Valuation

Source: Santa Rosa County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Santa Rosa County
Unified School District	Santa Rosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,094.00 (+2.9%)	$525,507 (+2.9%)	$585,155 (+1.47%) Land $120,900 Building $464,255
2024	$5,922.00 (-17.67%) Homeowner's exemption	$510,697 (-8%)	$576,651 (+3.88%) Land $120,900 Building $455,751
2023	$7,193.00 (+486.7%)	$555,129 (+463.52%) Land $107,467 Building $447,662	$555,129 (+463.52%) Land $107,467 Building $447,662
2022	$1,226.00	$98,511	$98,511 Land $98,511

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 149 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	149 in force
Nearby Flood Claims	3 (2020)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Sep 2020 · Hurricane Sally
Claims by Event	Hurricane Sally, Sep 2020 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 69% of the US · above 49% of Florida
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Conexon Connect Fiber	2,000 / 2,000

Cell Coverage

5G (outdoors only) and 4G LTE

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