7645 Peppertree Dr, Ooltewah, TN 37363 Property Records

Hamilton County property record for 7645 Peppertree Dr, Ooltewah, TN 37363

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,236 sqft · built 2012
Lot Size	0.278 acres (12,139 sqft)
Owner	2 Individual Names on File
Last Sale	$660,000 (Jun 2025)
Tax Bill	$2,096 (2025)
Deeds & Mortgages	May 2026 Mortgage Jun 2025 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`114G C 007`

Property Details

APN / Parcel Number

Primary APN	`114G C 007`
Alternative APN	`0000161342`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,236 sqft Living Area

Exterior

Year Built	Built 2012
Effective Year Built	Effective 2012
Exterior Material	Fiber Cement Siding
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	12,139 sqft (0.278 acres)
Lot Dimensions	143 ft deep x 94.1 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	0000161342
Street Address	7645 PEPPERTREE DR
City	OOLTEWAH
State	TN
Zip	37363-1402
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 72 MC KENZIE FARM REV PHASE 1 PB86 PG60 92-151 OUT OF 114-84 FOR 2008
Legal Subdivision	MC KENZIE FARM
Legal Phase	1
Legal Lot Number	72
Jurisdiction	HAMILTON TN
Township / Civil Division	9
Census Block Group	4
Census Block	4014
Census Tract	11205

Owner

7645 Peppertree Dr is owned and occupied by two individuals who bought it in June 2025.

Source: Hamilton County records, as of September 2, 2026

Owner of Record	2 Individual Names on File
Mailing Address	7645 PEPPERTREE DR, OOLTEWAH, TN 37363-1402
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 22, 2026	Deed of Trust, Mortgage · VA Mortgage LAKEVIEW LOAN SERVICING
Jun 9, 2025	Warranty Deed, Transfer · VA Mortgage USAA FSB
Aug 27, 2020	Deed of Trust, Mortgage · Conventional Mortgage PEOPLES HM EQUITY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 9, 2025 · Amount on File
Deed Sale	Jun 9, 2025 · Amount on File
Prior Sale	Nov 30, 2012 · Amount on File
Deed Document Number	2025215
Deed Book / Page	13947 / 320
Prior Transfer Date	Mar 31, 2009
Prior Transfer Doc	0000000089
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON TN
Recording Date	May 22, 2026
Property Address	7645 PEPPERTREE DR, OOLTEWAH, TN 37363-1402
Document Number	0000000219
Book / Page	14308 / 971
Instrument Date	May 18, 2026
Instrument	2026219
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7645 PEPPERTREE DR, OOLTEWAH, TN 37363-1402

Mortgage

Document Number	0000000219,
Date	May 22, 2026
Book Page	14308/971
Instrument	2026219

Lender

Name	LAKEVIEW LOAN SERVICING

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.3%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

June 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON TN
Recording Date	Jun 9, 2025
Property Address	7645 PEPPERTREE DR, OOLTEWAH, TN 37363-1402
Document Number	0000000215
Book / Page	13947 / 320
Map Reference	MB 9135 PG 390
Instrument Date	Jun 5, 2025
Instrument	2025060900215
Transaction Type	Transfer
Record Updated	Sep 25, 2025
Title Company	FIRST CHOICE, FIRST 1ST CHOICE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,442.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7645 PEPPERTREE DR, OOLTEWAH, TN 37363-1402

Mortgage

Document Number	0013947322
Date	Jun 9, 2025
Instrument	13947/322

Lender

Name	USAA FSB
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	721 Months
Due	Jul 1, 2085

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON TN
Property Address	7645 PEPPERTREE DR, OOLTEWAH, TN 37363-1402
Document Number	0914000070
Instrument Date	Aug 27, 2020
Transaction Type	Mortgage
Record Updated	Oct 20, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	7645 PEPPERTREE DR OOLTEWAH TN 373631402, OOLTEWAH, TN 37363-1402

Mortgage

Document Number	0914000070
Date	Sep 14, 2020
Book Page	012149/000713
Instrument	200914000070

Lender

Name	PEOPLES HM EQUITY
Type	Funding / Finance Company
Address	CHARLOTTE, NC 28273

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Sep 13, 2035

Tax Assessment & Valuation

The 2025 property tax bill for 7645 Peppertree Dr was $2,096, up 12.1% from the year before.

Source: Hamilton County assessment roll, as of January 2, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Hamilton County
Unified School District	Hamilton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,096.00 (+12.15%)	$138,350 (+65.59%)	$553,400 (+65.59%) Land $60,000 Building $493,400
2024	$1,869.00 (-0.48%)	$83,550 (-)	$334,200 (-) Land $60,000 Building $274,200
2023	$1,878.00	$83,550	$334,200 Land $60,000 Building $274,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 7645 Peppertree Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7645 Peppertree Dr is moderate, ranking above 46% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · above 62% of Tennessee
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAVANNAH VALLEY U.D. serves 30,571 people · EPA ID TN0000613
Water Source	Groundwater influenced by surface water
Last State Inspection	Apr 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 91 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T Fiber	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: Brightspeed, Verizon.

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