7637 Peppertree Dr, Ooltewah, TN 37363 Property Records

Hamilton County property record for 7637 Peppertree Dr, Ooltewah, TN 37363

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,498 sqft · built 2013
Lot Size	0.28 acres (12,223 sqft)
Owner	2 Individual Names on File
Last Sale	$349,900 (Mar 2014)
Tax Bill	$1,950 (2025)
Deeds & Mortgages	Sep 2021 Mortgage Nov 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`114G C 006`

Property Details

APN / Parcel Number

Primary APN	`114G C 006`
Alternative APN	`0000161341`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,498 sqft Living Area

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2013
Exterior Material	Fiber Cement Siding
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	12,223 sqft (0.28 acres)
Lot Dimensions	135 ft deep x 93.6 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	0000161341
Street Address	7637 PEPPERTREE DR
City	OOLTEWAH
State	TN
Zip	37363-1402
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 71 MC KENZIE FARM REV PHASE 1 PB86 PG60 92-151 OUT OF 114-84
Legal Subdivision	MC KENZIE FARM
Legal Phase	1
Legal Lot Number	71
Jurisdiction	HAMILTON TN
Township / Civil Division	9
Census Block Group	4
Census Block	4014
Census Tract	11205

Owner

7637 Peppertree Dr is owned and occupied by two individuals who bought it in March 2014.

Source: Hamilton County records, as of January 2, 2026

Owner of Record	2 Individual Names on File
Mailing Address	7637 PEPPERTREE DR, OOLTEWAH, TN 37363-1402
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 28, 2021	Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP
Nov 10, 2020	Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MTG
Jan 29, 2020	Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 5, 2014 · Amount on File
Deed Sale	Mar 5, 2014 · Amount on File
Prior Sale	Apr 29, 2013 · Amount on File
Deed Document Number	201498
Deed Book / Page	10168 / 967
Prior Transfer Date	Mar 31, 2009
Prior Transfer Doc	0000000089
Record Updated	Oct 29, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON TN
Property Address	7637 PEPPERTREE DR, OOLTEWAH, TN 37363-1402
Transaction Type	Mortgage
Record Updated	Sep 25, 2025
Title Company	INSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000203
Date	Sep 28, 2021
Book Page	12668/976
Instrument	2021092800203

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	273 Months
Due	Jun 1, 2044

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON TN
Property Address	7637 PEPPERTREE DR, OOLTEWAH, TN 37363-1402
Document Number	1118000044
Instrument Date	Nov 10, 2020
Transaction Type	Mortgage
Record Updated	Dec 2, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	7637 PEPPERTREE DR OOLTEWAH TN 373631402, OOLTEWAH, TN 37363-1402

Mortgage

Document Number	1118000044
Date	Nov 18, 2020
Book Page	012237/000412
Instrument	201118000044

Lender

Name	FREEDOM MTG
Type	Mortgage Company
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	300 Months
Due	Nov 17, 2045

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON TN
Property Address	7637 PEPPERTREE DR, OOLTEWAH, TN 37363-1402
Document Number	0319000082
Instrument Date	Jan 29, 2020
Transaction Type	Mortgage
Record Updated	Jun 17, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7637 PEPPERTREE DR OOLTEWAH TN 373631402, OOLTEWAH, TN 37363-1402

Mortgage

Document Number	0319000082
Date	Mar 19, 2020
Book Page	011943/000270
Instrument	200319000082

Lender

Name	FREEDOM MTG
Type	Mortgage Company
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	300 Months
Due	Mar 18, 2045

Tax Assessment & Valuation

The 2025 property tax bill for 7637 Peppertree Dr was $1,950, up 2.7% from the year before.

Source: Hamilton County assessment roll, as of January 2, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Hamilton County
Unified School District	Hamilton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,950.00 (+2.74%)	$128,700 (+51.63%)	$514,800 (+51.63%) Land $60,000 Building $454,800
2024	$1,898.00 (-0.47%)	$84,875 (-)	$339,500 (-) Land $60,000 Building $279,500
2023	$1,907.00	$84,875	$339,500 Land $60,000 Building $279,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 7637 Peppertree Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7637 Peppertree Dr is moderate, ranking above 46% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · above 62% of Tennessee
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAVANNAH VALLEY U.D. serves 30,571 people · EPA ID TN0000613
Water Source	Groundwater influenced by surface water
Last State Inspection	Apr 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 91 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T Fiber	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: Brightspeed, Verizon.

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