7645 E 42nd Ln, Yuma, AZ 85365 Property Records

Yuma County property record for 7645 E 42nd Ln, Yuma, AZ 85365

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,700 sqft · built 2024
Lot Size	0.167 acres (7,290 sqft)
Owner	Individual Name on Record
Last Sale	$353,290 (Feb 2024)
Tax Bill	$2,695 (2025)
Deeds & Mortgages	Jun 2026 Mortgage Feb 2024 Sale & Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`725-15-495`

Property Details

APN / Parcel Number

Primary APN	`725-15-495`
Alternative APN	`R0102925`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,700 sqft Living Area
Gross Area	2,486 sqft
1st Floor Area	1,700 sqft

Exterior

Year Built	Built 2024
Effective Year Built	Effective 2024
Exterior Material	Combination
Roof Material	Concrete
Lot Area	7,290 sqft (0.167 acres)
View / Lot	Interior
Garage Type	Attached
Garage Area	641 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered Slab
Porch Area	217 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	R0102925
Street Address	7645 E 42ND LN
City	YUMA
State	AZ
Zip	85365-1308
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1-6
Legal Description	SUBDIVISION: SAGUARO UNIT NO 4 LOT: 495 SECTION: 15 TOWNSHIP: 09S RANGE: 22W
Legal Range	22W
Legal Township	09S
Legal Section	15
Legal Subdivision	SAGUARO UNIT NO 4
Legal Lot Number	495
Legal Unit	4
Jurisdiction	YUMA AZ
Township / Civil Division	YUMA
Census Block Group	2
Census Block	2006
Census Tract	11121

Owner

Source: Yuma County records, as of June 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	7645 E 42ND LN, YUMA, AZ 85365-1308
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Woman

Deeds, Mortgages & Sale History

Date	Document
Jun 2, 2026	Deed of Trust, Mortgage · Conventional Mortgage UNITED MICHIGAN MORTGAGE LLC
Feb 26, 2024	Warranty Deed, Transfer · Conventional Mortgage NOVA FINANCIAL & INVESTMENT CORP
Feb 26, 2024	Warranty Deed, Transfer CHICAGO TITLE AGENCY/NV INC, CHICAGO TITLE AGENCY INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 26, 2024 · Amount on Record
Deed Sale	Feb 26, 2024 · Amount on Record
Deed Document Number	20244481
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YUMA AZ
Recording Date	Jun 2, 2026
Property Address	7645 E 42ND LN, YUMA, AZ 85365-1308
Document Number	0000014029
Instrument Date	May 27, 2026
Instrument	202614029
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7645 E 42ND LN, YUMA, AZ 85365-1308

Mortgage

Document Number	0000014029,
Date	Jun 2, 2026
Instrument	202614029

Lender

Name	UNITED MICHIGAN MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jul 1, 2041

Interest

Rate Type	Fixed Rate
Rate	5.64%
Initial Type	Fixed Rate
Max Rate	-1%

February 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	YUMA AZ
Recording Date	Feb 26, 2024
Property Address	7645 E 42ND LN, YUMA, AZ 85365-1308
Document Number	0000004481
Map Reference	MB 33 PG 60&61
Instrument Date	Dec 21, 2023
Instrument	2024-04481
Transaction Type	Transfer
Record Updated	Apr 10, 2026
Title Company	CHICAGO TITLE AGENCY/NV INC, CHICAGO TITLE AGENCY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7645 E 42ND LN, YUMA, AZ 85365-1308

Mortgage

Document Number	0000004482
Date	Feb 26, 2024
Instrument	2024-04482

Lender

Name	NOVA FINANCIAL & INVESTMENT CORP
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2054

February 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	YUMA AZ
Recording Date	Feb 26, 2024
Property Address	7645 E 42ND LN, YUMA, AZ 85365-1308
Document Number	0000004480
Map Reference	MB 33 PG 60&61
Instrument Date	Dec 21, 2023
Instrument	2024-04480
Transaction Type	Transfer
Record Updated	Apr 10, 2026
Title Company	CHICAGO TITLE AGENCY/NV INC, CHICAGO TITLE AGENCY INC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3064 S AVENUE B, YUMA, AZ 85364-7706
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Yuma County assessment roll, as of March 11, 2026

Property Jurisdictions

Type	Name
State	Arizona
County	Yuma County
Municipality	Yuma City
Elementary School District	Yuma Elementary District (PK - 08)
Secondary School District	Yuma Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$22,741 (+281.11%) Land $5,034 Building $17,707	$302,650 (+543.94%) Land $67,000 Building $235,650
2025	$2,695.00 (+239.42%)
2023	$794.00	$5,967 Land $5,967	$47,000 Land $47,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 5, 2023

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 68% of Arizona
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF YUMA serves 103,264 people · EPA ID AZ0414024
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Chlorine dioxide resolved · Mar 2022
Treatment and Procedure	Organic carbon removal Oct 2021
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 463 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Allo Communications Fiber	2,300 / 2,300
Spectrum Cable	1,000 / 1,000
Sun Valley Broadband Fixed Wireless	500 / 50

May also be available: CenturyLink, Verizon.

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