Lake County property record for 7643 Joseph St, Willoughby, OH 44094
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,152 sqft · built 1925 |
| Lot Size | 0.504 acres (21,976 sqft) |
| Owner | Individual Name on File |
| Last Sale | $42,000 (Dec 2023) |
| Tax Bill | $4,454 (2023) |
| Deeds & Mortgages | Dec 2023 Sale Sep 2021 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 20-A-006-A-00-023-0 |
| Primary APN | 20-A-006-A-00-023-0 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 1,152 sqft Living Area |
| 1st Floor Area | 576 sqft |
| Fireplace | Fireplace |
| Year Built | Built 1925 |
|---|---|
| Effective Year Built | Effective 1960 |
| Architectural Style | Historical |
| Exterior Material | Combination |
| Lot Area | 21,976 sqft (0.504 acres) |
| Lot Dimensions | 333 ft deep x 66 ft wide |
| Porch | Enclosed Porch |
|---|---|
| Porch Area | 267 sqft |
| Deck Area | 228 sqft |
| Patio Area | 324 sqft |
| Utility Building | 171 sqft |
| Cooling System | Central |
|---|---|
| Heating Fuel | Gas |
| Account Number | 130 |
|---|---|
| Street Address | 7643 JOSEPH ST |
| City | WILLOUGHBY |
| State | OH |
| Zip | 44094-9237 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Description | LOT 30 TRACT 1 PART OF S/L 1 & 2 |
| Legal Subdivision | FIRST POWELL ALLOTMENT |
| Legal Tract | 1 |
| Legal Block | 143 |
| Legal Lot Number | 30 143 |
| Jurisdiction | LAKE OH |
| Township / Civil Division | KIRTLAND |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 203700 |
Source: Lake County assessment roll, as of August 1, 2023
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 6, 2023 | Warranty Deed, Transfer OHIO REAL TITLE |
| Sep 9, 2021 | Deed of Trust, Mortgage · Line of Credit CITIZENS BANK NA |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Dec 6, 2023 · Amount on Record |
| Deed Sale | Dec 6, 2023 · Amount on Record |
| Deed Document Number | 0000024451 |
| Record Updated | Jun 7, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAKE OH |
| Recording Date | Dec 6, 2023 |
| Property Address | ELM STREET, KIRTLAND, OH 44094 |
| Document Number | 0000024451 |
| Map Reference | VOL X PG 99 |
| Instrument Date | Nov 29, 2023 |
| Instrument | 2023R024451 |
| Transaction Type | Transfer |
| Record Updated | Dec 18, 2023 |
| Title Company | OHIO REAL TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE OH |
| Property Address | 7643 JOSEPH ST, WILLOUGHBY, OH 44094-9237 |
| Transaction Type | Mortgage |
| Record Updated | Oct 13, 2021 |
| Title Company | ACCURATE GROUP, ACCURATE GROUP LLC |
| Name | Verified Name |
|---|---|
| Address | 7643 JOSEPH ST, WILLOUGHBY, OH 44094-9237 |
| Document Number | 0000031695 |
|---|---|
| Date | Sep 9, 2021 |
| Instrument | 2021R031695 |
| Name | CITIZENS BANK NA |
|---|---|
| Type | Bank |
| Address | PROVIDENCE, RI 02903 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 299 Months |
| Due | Aug 15, 2046 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Lake County assessment roll, as of August 1, 2023
| Type | Name |
|---|---|
| State | Ohio |
| County | Lake County |
| Municipality | Kirtland City |
| Unified School District | Kirtland Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | $4,454.00 (+99.73%) Homeowner's exemption | $42,540 (-) Land $16,370 Building $26,170 | |
| 2022 | $2,230.00 Homeowner's exemption | $42,540 Land $16,370 Building $26,170 | |
| 2021 | $121,560 Land $46,780 Building $74,780 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 85% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | AQUA OHIO - MENTOR private · serves 74,500 people · EPA ID OH4301511 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2023 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 98 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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