7643 Gratiot Ave, Columbus, MI 48063 Property Records

St. Clair County property record for 7643 Gratiot Ave, Columbus, MI 48063

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,008 sqft · built 1910
Lot Size	2.36 acres (103,194 sqft)
Owner	2 Individual Names on Record
Last Sale	$54,000 (Apr 2017)
Tax Bill	$2,017 (2025)
Deeds & Mortgages	Jul 2026 Line of Credit Apr 2017 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`74-16-320-0018-000`

Property Details

APN / Parcel Number

Primary APN	`74-16-320-0018-000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,008 sqft Living Area
1st Floor Area	896 sqft
Basement Area	256 sqft

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Lot Area	103,194 sqft (2.36 acres)
Lot Dimensions	400 ft deep x 258 ft wide
Garage Area	1,312 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	7643 GRATIOT AVE
City	COLUMBUS
State	MI
Zip	48063-3309
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RESIDEN
Legal Description	LOT 74 & THAT PART OF NE 1/4 LYING S OF GRATIOT RD, W OF LOT 74 & NELY OF A LINE BEG AT SWLY COR OF LOT 74, TH N 28D 59M W
Legal Range	15E
Legal Township	05N
Legal Section	24
Legal Subdivision	GRATIOT GUARDIAN GARDENS SUB
Legal Lot Number	74
Jurisdiction	SAINT CLAIR MI
Township / Civil Division	COLUMBUS
Census Block Group	1
Census Block	1000
Census Tract	651600

Owner

Source: St. Clair County records, as of September 17, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	806 S 10TH ST, SAINT CLAIR, MI 48079-4911
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 13, 2026	Deed of Trust, Mortgage · Line of Credit ADVIA CREDIT UNION
Apr 20, 2017	Warranty Deed, Transfer GRECO TITLE AGENCY LLC
Apr 20, 2017	Warranty Deed, Transfer GRECO TITLE AGENCY LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 20, 2017 · Amount on Record
Deed Sale	Apr 20, 2017 · Amount on Record
Prior Sale	Apr 20, 2017 · Amount on Record
Deed Document Number	201710005
Deed Book / Page	4821 / 202
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Recording Date	Jul 13, 2026
Property Address	7643 GRATIOT AVE, COLUMBUS, MI 48063-3309
Document Number	0000014086
Book / Page	5943 / 71
Instrument Date	Jul 11, 2026
Instrument	202614086
Transaction Type	Mortgage
Record Updated	Jul 29, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	806 S 10TH ST, SAINT CLAIR, MI 48079-4911

Mortgage

Document Number	0000014086,
Date	Jul 13, 2026
Book Page	5943/71
Instrument	202614086

Lender

Name	ADVIA CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate	6.52%
Max Rate	-1%

April 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	Apr 20, 2017
Property Address	7643 GRATIOT AVE, COLUMBUS, MI 48063-3309
Document Number	0048210202
Book / Page	004821 / 000202
Instrument Date	Apr 7, 2017
Transaction Type	Transfer
Record Updated	May 31, 2017
Title Company	GRECO TITLE AGENCY LLC

Transaction

Amount	Amount Recorded
Tax	$464.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	801 S 10TH ST ST CLAIR MI 48079, ST CLAIR, MI 48079

April 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	Apr 20, 2017
Property Address	7643 GRATIOT AVE, COLUMBUS, MI 48063-3309
Document Number	0048210199
Book / Page	004821 / 000199
Instrument Date	Apr 4, 2017
Transaction Type	Transfer
Record Updated	May 31, 2017
Title Company	GRECO TITLE AGENCY LLC

Transaction

Tax	$0.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	801 S 10TH ST ST CLAIR MI 48079, ST CLAIR, MI 48079

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of September 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	St. Clair County
County Subdivision	Columbus Township
Unified School District	East China School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$77,100 (+16.29%)	$154,200 (+16.29%)
2025	$2,017.00 (+4.08%)	$66,300 (+20.55%)
2024	$1,938.00 (+7.13%)		$132,600 (+20.55%)
2023		$55,000
2022	$1,809.00		$110,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 85% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Starlink Satellite	280 / 30

May also be available: Verizon.

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