7595 Gratiot Ave, Columbus, MI 48063 Property Records

St. Clair County property record for 7595 Gratiot Ave, Columbus, MI 48063

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,200 sqft · built 1960
Lot Size	0.977 acres (42,558 sqft)
Owner	Individual Name on File
Last Sale	$195,000 (Nov 2019)
Tax Bill	$1,690 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Nov 2019 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`74-16-320-0007-000`

Property Details

APN / Parcel Number

Primary APN	`74-16-320-0007-000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,200 sqft Living Area
1st Floor Area	1,200 sqft

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Lot Area	42,558 sqft (0.977 acres)
Lot Dimensions	473 ft deep x 90 ft wide
Garage Area	600 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	7595 GRATIOT AVE
City	COLUMBUS
State	MI
Zip	48063-3311
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RESIDEN
Legal Description	LOT 15 GRATIOT GUARDIAN GARDENS
Legal Subdivision	GRATOIT GUARDIAN SUBDIVISION
Legal Lot Number	15
Legal Unit	15
Jurisdiction	SAINT CLAIR MI
Township / Civil Division	COLUMBUS
Census Block Group	1
Census Block	1000
Census Tract	651600

Owner

7595 Gratiot Ave is owned and occupied by an individual who bought it in November 2019.

Source: St. Clair County records, as of September 17, 2026

Owner of Record	Individual Name on File
Mailing Address	7595 GRATIOT AVE, COLUMBUS, MI 48063-3311
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 5, 2021	Deed of Trust, Mortgage · VA Mortgage AMERIFIRST FINANCIAL CORP
Nov 1, 2019	Warranty Deed, Transfer ATA NATIONAL TITLE
Jul 24, 2017	Warranty Deed, Transfer OTHER INSTITUTIONAL LENDERS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 1, 2019 · Amount on File
Deed Sale	Nov 1, 2019 · Amount on File
Prior Sale	Jul 24, 2017 · Amount on File
Deed Document Number	201922949
Deed Book / Page	5115 / 566
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	7595 GRATIOT AVE, COLUMBUS, MI 48063-3311
Transaction Type	Mortgage
Record Updated	Mar 24, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7595 GRATIOT AVE, COLUMBUS, MI 48063-3311

Mortgage

Document Number	5329984
Date	Mar 5, 2021
Book Page	5329/984
Instrument	2021006501

Lender

Name	AMERIFIRST FINANCIAL CORP
Type	Funding / Finance Company
Address	PORTAGE, MI 49002

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	Nov 1, 2019
Property Address	7595 GRATIOT AVE, COLUMBUS, MI 48063-3311
Document Number	0005115566
Book / Page	5115 / 566
Map Reference	LB 50 PG 11
Instrument Date	Oct 24, 2019
Instrument	2019022949
Transaction Type	Transfer
Record Updated	Feb 11, 2022
Title Company	ATA NATIONAL TITLE

Transaction

Amount	Amount on Record
Tax	$1,677.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4598 MEADOWLAWN DR, FORT GRATIOT, MI 48059-3548

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	Jul 24, 2017
Property Address	7595 GRATIOT AVE, COLUMBUS, MI 48063-3311
Document Number	0048520288
Book / Page	004852 / 000288
Instrument Date	Jul 10, 2017
Transaction Type	Transfer
Record Updated	Aug 27, 2018
Title Company	ATA NATIONAL TITLE GROUP LLC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,221.20
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	36857 OAKWOOD LN RICHMOND MI 480621467, RICHMOND, MI 48062-1467

Mortgage

Document Number	48520289
Date	Jul 24, 2017
Book Page	004852/000289

Lender

Name	OTHER INSTITUTIONAL LENDERS
Type	Funding / Finance Company
Address	STERLING HEIGHTS, MI 48314

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jul 23, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 7595 Gratiot Ave was $1,690 with a homeowner's exemption, up 4.2% from the year before.

Source: St. Clair County assessment roll, as of September 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	St. Clair County
County Subdivision	Columbus Township
Unified School District	East China School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$87,500 (+0.57%)	$175,000
2025	$1,690.00 (+4.19%) Homeowner's exemption	$87,000
2024	$1,622.00		$174,000
2023		$72,400
2022	$1,537.00		$144,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 7595 Gratiot Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 20, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 7595 Gratiot Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 85% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Starlink Satellite	280 / 30

May also be available: Verizon.

Nearby Properties on Gratiot Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures