7640 Monarch Ct, Delray Beach, FL 33446 Property Records

Palm Beach County property record for 7640 Monarch Ct, Delray Beach, FL 33446

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,346 sqft · built 1998
Lot Size	0.204 acres (8,891 sqft)
Owner	Individual Name on Record
Last Sale	$595,000 (Dec 2025)
Tax Bill	$5,075 (2025)
Deeds & Mortgages	Sep 2026 Line of Credit Dec 2025 Sale
Flood Zone	Zone X (minimal risk)
APN	`00-42-46-09-10-000-2840`

Property Details

APN / Parcel Number

Primary APN	`00-42-46-09-10-000-2840`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,346 sqft Living Area
Gross Area	2,976 sqft
1st Floor Area	2,346 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1998
Effective Year Built	Effective 2003
Exterior Material	Concrete Block/Stucco
Construction Type	Masonry / Concrete Block
Roof Type	Wood Truss
Roof Material	Concrete
Lot Area	8,891 sqft (0.204 acres)
Garage Type	Attached
Garage Area	420 sqft

Exterior Amenities

Pool Area	79 sqft
Porch	Finished Screened Porch
Porch Area	210 sqft
Patio Area	987 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	7640 MONARCH CT
City	DELRAY BEACH
State	FL
Zip	33446-3637
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	POLO TRACE 2 PL 3 LT 284
Legal Range	42E
Legal Township	46S
Legal Section	09
Legal Subdivision	POLO TRACE
Legal Lot Number	284
Jurisdiction	PALM BEACH FL
Township / Civil Division	BOYNTON BEACH-DELRAY BEACH
Census Block Group	1
Census Block	1000
Census Tract	5955

Owner

Source: Palm Beach County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	7640 MONARCH CT, DELRAY BEACH, FL 33446-3637
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Woman

Deeds, Mortgages & Sale History

Date	Document
Sep 22, 2026	Deed of Trust, Mortgage · Line of Credit AMERISAVE MORTGAGE CORPORATION
Dec 10, 2025	Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 10, 2025 · Amount on Record
Deed Sale	Dec 10, 2025 · Amount on Record
Prior Sale	Sep 9, 1998 · Amount on Record
Deed Document Number	2025434488
Deed Book / Page	36182 / 803
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PALM BEACH FL
Recording Date	Sep 22, 2026
Property Address	7640 MONARCH CT, DELRAY BEACH, FL 33446-3637
Document Number	0000343321
Book / Page	36804 / 164
Instrument Date	Sep 11, 2026
Instrument	2026343321
Transaction Type	Mortgage
Record Updated	Oct 13, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7640 MONARCH CT, DELRAY BEACH, FL 33446-3637

Mortgage

Document Number	0000343321,
Date	Sep 22, 2026
Book Page	36804/164
Instrument	2026343321

Lender

Name	AMERISAVE MORTGAGE CORPORATION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Oct 1, 2046

Interest

Max Rate	-1%

December 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PALM BEACH FL
Recording Date	Dec 10, 2025
Property Address	7640 MONARCH CT, DELRAY BEACH, FL 33446-3637
Document Number	0361820803
Book / Page	36182 / 803
Map Reference	MB 83 PG 1
Instrument Date	Dec 4, 2025
Instrument	20250434488
Transaction Type	Transfer
Record Updated	Dec 25, 2025
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Tax	$4,165.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10677 LAKE JASMINE DR, BOCA RATON, FL 33498-1504

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7640 MONARCH CT, DELRAY BEACH, FL 33446-3637

Tax Assessment & Valuation

Source: Palm Beach County assessment roll, as of December 10, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Palm Beach County
Unified School District	Palm Beach County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,075.00 (+5.91%) Homeowner's exemption	$329,196 (+5.99%)	$679,463 (+13.2%) Land $290,877 Building $388,586
2023	$4,792.00 (-0.75%) Homeowner's exemption Widower's exemption	$310,600 (+3%)	$600,236 (+14.28%) Land $259,712 Building $340,524
2022	$4,828.00 Homeowner's exemption	$301,553	$525,229 Land $200,059 Building $325,170

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 156 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	156 in force
Nearby Flood Claims	9 (2014–2018)
Claims Outside the SFHA	9 of 9
Most Recent Claim	Oct 2018 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 95% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PALM BEACH COUNTY WATER UTILITIES serves 671,114 people · EPA ID FL4504393
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Dec 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 397 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable · Fiber in parts of the area	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: Hotwire Communications.

Nearby Properties on Monarch Ct

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures