7634 Monarch Ct, Delray Beach, FL 33446 Property Records

Palm Beach County property record for 7634 Monarch Ct, Delray Beach, FL 33446

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,317 sqft · built 1998
Lot Size	0.169 acres (7,340 sqft)
Owner	2 Company Names on Record
Last Sale	$1,150,000 (Sep 2026)
Tax Bill	$5,123 (2025)
Deeds & Mortgages	Sep 2026 Sale Oct 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`00-42-46-09-10-000-2830`

Property Details

APN / Parcel Number

Primary APN	`00-42-46-09-10-000-2830`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,317 sqft Living Area
Gross Area	2,930 sqft
1st Floor Area	1,656 sqft
Upper Floors Area	661 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1998
Effective Year Built	Effective 2003
Exterior Material	Concrete Block/Stucco
Construction Type	Masonry / Concrete Block
Roof Type	Wood Truss
Roof Material	Concrete
Lot Area	7,340 sqft (0.169 acres)
Garage Type	Attached
Garage Area	449 sqft
Porch	Slab
Porch Area	164 sqft
Patio Area	107 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	7634 MONARCH CT
City	DELRAY BEACH
State	FL
Zip	33446-3637
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	POLO TRACE 2 PL 3 LT 283
Legal Range	42E
Legal Township	46S
Legal Section	09
Legal Subdivision	POLO TRACE
Legal Lot Number	283
Jurisdiction	PALM BEACH FL
Township / Civil Division	BOYNTON BEACH-DELRAY BEACH
Census Block Group	1
Census Block	1000
Census Tract	5955

Owner

Source: Palm Beach County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	7634 MONARCH CT, DELRAY BEACH, FL 33446-3637
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
Sep 14, 2026	Warranty Deed, Transfer NONE LISTED ON DOCUMENT
Oct 6, 2020	Deed of Trust, Mortgage · Conventional Mortgage CHOICE MORTGAGE
Sep 1, 2017	Warranty Deed, Transfer · Conventional with PMI K & B CAP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 14, 2026 · Amount on Record
Deed Sale	Sep 14, 2026 · Amount on Record
Prior Sale	Sep 1, 2017 · Amount on Record
Deed Document Number	2026334399
Deed Book / Page	36788 / 1878
Prior Transfer Date	Mar 15, 2007
Prior Transfer Doc	0215861399
Record Updated	Oct 29, 2026

September 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PALM BEACH FL
Recording Date	Sep 14, 2026
Property Address	7634 MONARCH CT, DELRAY BEACH, FL 33446-3637
Document Number	0000334399
Book / Page	36788 / 1878
Instrument Date	Sep 3, 2026
Instrument	2026334399
Transaction Type	Transfer
Record Updated	Oct 8, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Tax	$813,050.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	7634 MONARCH CT, DELRAY BEACH, FL 33446-3637

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PALM BEACH FL
Property Address	7634 MONARCH CT, DELRAY BEACH, FL 33446-3637
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7634 MONARCH CT, DELRAY BEACH, FL 33446-3637

Mortgage

Document Number	0318001605
Date	Oct 6, 2020
Book Page	31800/1605
Instrument	20200372462

Lender

Name	CHOICE MORTGAGE
Type	Non-Lending Institution
Address	BOCA RATON, FL 33432

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Oct 1, 2035

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PALM BEACH FL
Recording Date	Sep 1, 2017
Property Address	7634 MONARCH CT, DELRAY BEACH, FL 33446-3637
Document Number	0293301400
Book / Page	029330 / 001400
Instrument Date	Aug 24, 2017
Instrument	319556
Transaction Type	Transfer
Record Updated	Sep 25, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,220.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	7634 MONARCH CT DELRAY BEACH FL 334463637, DELRAY BEACH, FL 33446-3637

Mortgage

Document Number	293301403
Date	Sep 1, 2017
Book Page	029330/001403
Instrument	319557

Lender

Name	K & B CAP
Type	Funding / Finance Company
Address	BOCA RATON, FL 33432

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Aug 31, 2047

Tax Assessment & Valuation

Source: Palm Beach County assessment roll, as of December 10, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Palm Beach County
Unified School District	Palm Beach County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,123.00 (+3.12%)	$327,148 (+5.99%)	$667,423 (+13.83%) Land $288,589 Building $378,834
2024	$4,968.00 (+2.58%)
2023	$4,843.00 (+0.56%) Homeowner's exemption	$308,668 (+2.59%)	$586,314 (+15.01%) Land $257,668 Building $328,646
2022	$4,816.00 Homeowner's exemption	$300,868	$509,803 Land $198,202 Building $311,601

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 156 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	156 in force
Nearby Flood Claims	9 (2014–2018)
Claims Outside the SFHA	9 of 9
Most Recent Claim	Oct 2018 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 95% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PALM BEACH COUNTY WATER UTILITIES serves 671,114 people · EPA ID FL4504393
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Dec 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 397 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable · Fiber in parts of the area	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: Hotwire Communications.

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