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7640 Cushing Dr, Charlotte, NC 28216 Property Records

Mecklenburg County property record for 7640 Cushing Dr, Charlotte, NC 28216

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 3,030 sqft · built 2018
Lot Size0.146 acres (6,368 sqft)
OwnerIndividual Name on File
Last Sale$286,500 (Oct 2018)
Tax Bill$4,653 (2023)
Deeds & MortgagesAug 2019 Mortgage
Oct 2018 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN025-125-37

Property Details

APN / Parcel Number

Primary APN025-125-37

Interior

Bedrooms3 Beds
Full Baths3 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area3,030 sqft Heated Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2018
Exterior MaterialAluminum/Vinyl
Foundation TypeSlab (Mat/Raft)
Lot Area6,368 sqft (0.146 acres)

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
Heating FuelGas

Location & Zoning

Old Parcel Number025-125-37
Street Address7640 CUSHING DR
CityCHARLOTTE
StateNC
Zip28216-8963
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeMX-1(INNOV)
Legal DescriptionL72 M59-250
Legal SubdivisionBROOKLINE SUB
Legal Lot Number72
JurisdictionMECKLENBURG NC
Township / Civil Division1, CHARLOTTE
Census Block Group2
Census Block2005
Census Tract6115

Owner

7640 Cushing Dr is owned and occupied by an individual who bought it in October 2018.

Source: Mecklenburg County records, as of May 24, 2023

Owner of RecordIndividual Name on File
Co-ownerCo-owner on File
Mailing Address7640 CUSHING DR, CHARLOTTE, NC 28216-8963
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Aug 28, 2019Deed of Trust, Mortgage · FHA Mortgage
MR COOPER
Oct 18, 2018Warranty Deed, Transfer · FHA Mortgage
ATLANTIC BAY MORTGAGE GROUP LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 25, 2018 · Amount on File
Deed SaleOct 25, 2018 · Amount on File
Prior SaleOct 18, 2018 · Amount on File
Deed Document Number2018134497
Deed Book / Page33067 / 137
Record UpdatedJun 7, 2026

August 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMECKLENBURG NC
Property Address7640 CUSHING DR, CHARLOTTE, NC 28216-8963
Document Number0000113989
Instrument DateAug 28, 2019
Transaction TypeMortgage
Record UpdatedOct 25, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address7640 CUSHING DR CHARLOTTE NC 282168963, CHARLOTTE, NC 28216-8963

Mortgage

Document Number0000113989
DateAug 30, 2019
Book Page033805/000728
Instrument113989
Lender
NameMR COOPER
AddressDALLAS, TX 75019
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueAug 29, 2049

October 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMECKLENBURG NC
Recording DateOct 18, 2018
Property Address7640 CUSHING DR, CHARLOTTE, NC 28216-8963
Document Number0000131732
Book / Page33053 / 490
Map ReferenceMB58 PG993
Instrument DateOct 18, 2018
Instrument2018131732
Transaction TypeTransfer
Record UpdatedJun 15, 2021

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$634.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address3800 POMFRET LN, 3800, CHARLOTTE, NC 28211-3728

Transferred To (Grantee/Buyer)

NameVerified Name
Address7640 CUSHING DR, CHARLOTTE, NC 28216-8963
InvestorPossibly a Property Investor

Mortgage

Document Number0000131733
DateOct 18, 2018
Instrument2018131733
Lender
NameATLANTIC BAY MORTGAGE GROUP LLC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term361 Months
DueNov 1, 2048

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of January 1, 2023

Property Jurisdictions

TypeName
StateNorth Carolina
CountyMecklenburg County
MunicipalityCharlotte City
Unified School DistrictCharlotte-Mecklenburg Schools (PK - 12)

Flood

FEMA maps place 7640 Cushing Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 2 (40% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7640 Cushing Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 99% of North Carolina
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHARLOTTE WATER
serves 1,206,285 people · EPA ID NC0160010
Water SourceSurface water
Last State InspectionJul 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 148 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL in parts of the area		5,000 / 5,000
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

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