Mecklenburg County property record for 7639 Cushing Dr, Charlotte, NC 28216
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,400 sqft · built 2019 |
| Lot Size | 0.114 acres (5,005 sqft) |
| Owner | Individual Name on File |
| Last Sale | $300,000 (Sep 2019) |
| Tax Bill | $4,176 (2023) |
| Deeds & Mortgages | Dec 2021 Line of Credit May 2022 Line of Credit + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 025-125-30 |
| Primary APN | 025-125-30 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,400 sqft Heated Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2019 |
|---|---|
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Slab (Mat/Raft) |
| Lot Area | 5,005 sqft (0.114 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Gas |
| Old Parcel Number | 025-125-30 |
|---|---|
| Street Address | 7639 CUSHING DR |
| City | CHARLOTTE |
| State | NC |
| Zip | 28216-8964 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | MX-1(INNOV) |
| Legal Description | L135 M64-182 |
| Legal Subdivision | BROOKLINE SUB |
| Legal Lot Number | 135 |
| Jurisdiction | MECKLENBURG NC |
| Township / Civil Division | 1, CHARLOTTE |
| Census Block Group | 2 |
| Census Block | 2009 |
| Census Tract | 6115 |
7639 Cushing Dr is owned and occupied by an individual who bought it in September 2019.
Source: Mecklenburg County records, as of May 24, 2023
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 7639 CUSHING DR, CHARLOTTE, NC 28216-8964 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 10, 2021 | Deed of Trust, Mortgage · Line of Credit ALLEGACY FCU |
| May 9, 2022 | Deed of Trust, Mortgage · Line of Credit ALLEGACY FCU |
| Sep 20, 2022 | Deed of Trust, Mortgage · Line of Credit SPRING EQ LLC |
| Jan 11, 2021 | Deed of Trust, Mortgage ARCUS LENDING INC ARCUS LENDING INC |
| Sep 23, 2019 | Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 23, 2019 · Amount on File |
| Deed Sale | Sep 23, 2019 · Amount on File |
| Deed Document Number | 0033872976 |
| Deed Book / Page | 33872 / 976 |
| Record Updated | Jun 7, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Property Address | 7639 CUSHING DR, CHARLOTTE, NC 28216-8964 |
| Transaction Type | Mortgage |
| Record Updated | May 25, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000233442 |
|---|---|
| Date | Dec 10, 2021 |
| Book Page | 36857/128 |
| Instrument | 2021233442 |
| Name | ALLEGACY FCU |
|---|---|
| Type | Credit Union |
| Address | WINSTON SALEM, NC 27114 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 9, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Property Address | 7639 CUSHING DR, CHARLOTTE, NC 28216-8964 |
| Transaction Type | Mortgage |
| Record Updated | May 25, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000070991 |
|---|---|
| Date | May 9, 2022 |
| Book Page | 37324/382 |
| Instrument | 2022070991 |
| Name | ALLEGACY FCU |
|---|---|
| Type | Credit Union |
| Address | WINSTON SALEM, NC 27114 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 8, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Property Address | 7639 CUSHING DR, CHARLOTTE, NC 28216-8964 |
| Transaction Type | Mortgage |
| Record Updated | May 25, 2023 |
| Name | Verified Name |
|---|---|
| Address | 7639 CUSHING DR, CHARLOTTE, NC 28216-8964 |
| Document Number | 0000132928 |
|---|---|
| Date | Sep 20, 2022 |
| Book Page | 37656/811 |
| Instrument | 2022132928 |
| Name | SPRING EQ LLC |
|---|---|
| Type | Mortgage Company |
| Address | FLINT, MI 48501 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 19, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Property Address | 7639 CUSHING DR, CHARLOTTE, NC 28216-8964 |
| Document Number | 0000008906 |
| Instrument Date | Jan 11, 2021 |
| Transaction Type | Mortgage |
| Record Updated | Feb 17, 2021 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Address | 7639 CUSHING DR CHARLOTTE NC 282168964, CHARLOTTE, NC 28216-8964 |
| Document Number | 0000008906 |
|---|---|
| Date | Jan 15, 2021 |
| Book Page | 035556/000191 |
| Instrument | 8906 |
| Name | ARCUS LENDING INC ARCUS LENDING INC |
|---|---|
| Type | Bank |
| Address | SAN JOSE, CA 95128 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Jan 14, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Recording Date | Sep 23, 2019 |
| Property Address | 7639 CUSHING DR, CHARLOTTE, NC 28216-8964 |
| Document Number | 0000126213 |
| Book / Page | 33872 / 976 |
| Map Reference | MB 59 PG 250 |
| Instrument Date | Sep 23, 2019 |
| Instrument | 2019126213 |
| Transaction Type | Transfer |
| Record Updated | Jun 15, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $600.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3800 POMFRET LN, 3800, CHARLOTTE, NC 28211-3728 |
| Name | Verified Name |
|---|---|
| Address | 7639 CUSHING DR, CHARLOTTE, NC 28216-8964 |
| Document Number | 0000126214 |
|---|---|
| Date | Sep 23, 2019 |
| Instrument | 2019126214 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2049 |
Source: Mecklenburg County assessment roll, as of January 1, 2023
| Type | Name |
|---|---|
| State | North Carolina |
| County | Mecklenburg County |
| Municipality | Charlotte City |
| Unified School District | Charlotte-Mecklenburg Schools (PK - 12) |
FEMA maps place 7639 Cushing Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 2 (40% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 7639 Cushing Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 98.5% of North Carolina |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHARLOTTE WATER serves 1,206,285 people · EPA ID NC0160010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 148 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL in parts of the area | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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