764 Wadhams Rd, Kimball (Smiths Creek), MI 48074 Property Records

St. Clair County property record for 764 Wadhams Rd, Kimball, MI 48074

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,260 sqft · built 1992
Lot Size	5.17 acres (225,205 sqft)
Owner	Individual Name on Record
Tax Bill	$2,468 (2025)
Deeds & Mortgages	Jun 2023 Line of Credit Apr 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`74-25-026-1007-200`

Property Details

APN / Parcel Number

Primary APN	`74-25-026-1007-200`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,260 sqft Living Area
1st Floor Area	1,260 sqft
Basement Area	1,344 sqft
Unfinished Basement	1,344 sqft

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Architectural Style	Ranch
Exterior Material	Wood Siding
Roof Type	Mansard
Roof Material	Composition Shingle
Lot Area	225,205 sqft (5.17 acres)
Garage Area	1,654 sqft
Parking Spaces	6 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	764 WADHAMS RD
City	KIMBALL
State	MI
Zip	48074-3719
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AG
Legal Description	S 166.82' OF SW 1/4 OF NW 1/4 SECTION 26 T6N R16E 5.17 A
Legal Range	16E
Legal Township	06N
Legal Section	26
Jurisdiction	SAINT CLAIR MI
Township / Civil Division	KIMBALL
Census Block Group	5
Census Block	5015
Census Tract	634600

Owner

Source: St. Clair County records, as of September 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	764 WADHAMS RD, KIMBALL, MI 48074-3719
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 8, 2023	Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK
Apr 22, 2019	Deed of Trust, Mortgage · Line of Credit CHEMICAL BK

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	764 WADHAMS RD, KIMBALL, MI 48074-3719
Transaction Type	Mortgage
Record Updated	Jun 23, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	764 WADHAMS RD, KIMBALL, MI 48074-3719

Mortgage

Document Number	0005628269
Date	Jun 8, 2023
Book Page	5628/269
Instrument	2023010341

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43231

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	May 19, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	764 WADHAMS RD, KIMBALL, MI 48074-3719
Document Number	0050610654
Instrument Date	Apr 22, 2019
Transaction Type	Mortgage
Record Updated	Jun 27, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	764 WADHAMS RD KIMBALL MI 480743719, KIMBALL, MI 48074-3719

Mortgage

Document Number	0050610654
Date	May 31, 2019
Book Page	005061/000654

Lender

Name	CHEMICAL BK
Type	Bank
Address	MIDLAND, MI 48640

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of September 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	St. Clair County
County Subdivision	Kimball Township
Unified School District	Marysville Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$164,400 (+2.75%)	$328,800 (+2.75%)
2025	$2,468.00 (+3.09%) Homeowner's exemption	$160,000 (+14.94%)
2024	$2,394.00 (+11.97%)		$320,000 (+14.94%)
2023		$139,200
2022	$2,138.00		$278,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 40 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

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