690 Wadhams Rd, Kimball (Smiths Creek), MI 48074 Property Records

St. Clair County property record for 690 Wadhams Rd, Kimball, MI 48074

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,633 sqft · built 1971
Lot Size	10.2 acres (444,312 sqft)
Owner	Individual Name on Record
Last Sale	$240,000 (Jun 2019)
Tax Bill	$4,054 (2025)
Deeds & Mortgages	Apr 2022 Mortgage Jun 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`74-25-026-4001-000`

Property Details

APN / Parcel Number

Primary APN	`74-25-026-4001-000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Building Area	1,633 sqft Living Area
1st Floor Area	1,633 sqft
Basement Area	1,633 sqft
Unfinished Basement	1,476 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1971
Architectural Style	Ranch
Exterior Material	Wood Siding
Roof Type	Mansard
Roof Material	Composition Shingle
Lot Area	444,312 sqft (10.2 acres)
Lot Width	350 ft Width
Garage Area	625 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	317 sqft
Patio Area	252 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	690 WADHAMS RD
City	KIMBALL
State	MI
Zip	48074-3717
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AG
Legal Description	W 1/2 OF SW 1/4 EXC S 2364.3 FT. 10.2 A SEC 26 T6N R16E
Legal Range	16E
Legal Township	06N
Legal Section	26
Jurisdiction	SAINT CLAIR MI
Township / Civil Division	KIMBALL
Census Block Group	5
Census Block	5015
Census Tract	634600

Owner

Source: St. Clair County records, as of September 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	690 WADHAMS RD, KIMBALL, MI 48074-3717
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 7, 2022	Deed of Trust, Mortgage · FHA Mortgage EQUITY PRIME MORTGAGE LLC
Jun 11, 2019	Warranty Deed, Transfer · Conventional with PMI LAKE MI CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 11, 2019 · Amount on Record
Deed Sale	Jun 11, 2019 · Amount on Record
Prior Sale	Oct 24, 2016 · Amount on Record
Deed Document Number	201911754
Deed Book / Page	5064 / 687
Record Updated	Oct 29, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	690 WADHAMS RD, KIMBALL, MI 48074-3717
Transaction Type	Mortgage
Record Updated	Apr 27, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	690 WADHAMS RD, KIMBALL, MI 48074-3717

Mortgage

Document Number	0005508597
Date	Apr 7, 2022
Book Page	5508/597
Instrument	2022009142

Lender

Name	EQUITY PRIME MORTGAGE LLC
Type	Mortgage Company
Address	ATLANTA, GA 30328

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2052

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	Jun 11, 2019
Property Address	690 WADHAMS RD, KIMBALL, MI 48074-3717
Document Number	0050640687
Book / Page	005064 / 000687
Instrument Date	Apr 15, 2019
Transaction Type	Transfer
Record Updated	Jun 27, 2019
Title Company	LIBERTY TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,064.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	569 SAINT BERNARD ST MARYSVILLE MI 480401320, MARYSVILLE, MI 48040-1320

Mortgage

Document Number	50640689
Date	Jun 11, 2019
Book Page	005064/000689

Lender

Name	LAKE MI CU
Type	Credit Union
Address	GRAND RAPIDS, MI 49501

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jun 10, 2049

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of September 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	St. Clair County
County Subdivision	Kimball Township
Unified School District	Marysville Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$184,300 (+7.4%)	$368,600 (+7.4%)
2025	$4,054.00 (+3.1%) Homeowner's exemption	$171,600 (+14.25%)
2024	$3,932.00 (+10.17%)		$343,200 (+14.25%)
2023		$150,200
2022	$3,569.00		$300,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Starlink Satellite	280 / 30

Cell Coverage

5G and 4G LTE (outdoors only)

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