764 University Ave, Elyria, OH 44035 Property Records

Lorain County property record for 764 University Ave, Elyria, OH 44035

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,654 sqft · built 1994
Lot Size	0.18 acres (7,841 sqft)
Owner	Individual Name on Record
Last Sale	$103,500 (May 2015)
Tax Bill	$851 (2025)
Deeds & Mortgages	Oct 2021 Mortgage Oct 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`06-25-002-112-041`

Property Details

APN / Parcel Number

Primary APN	`06-25-002-112-041`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,654 sqft Living Area
1st Floor Area	962 sqft
2nd Floor Area	790 sqft
Upper Floors Area	770 sqft
Attic Area	480 sqft
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Lot Area	7,841 sqft (0.18 acres)
Lot Dimensions	120 ft deep x 68 ft wide
Garage Type	Attached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	50 sqft
Patio Area	105 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	764 UNIVERSITY AVE
City	ELYRIA
State	OH
Zip	44035-7241
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PARKWOOD ESTATES 6 66.12 X 120
Legal Subdivision	PARKWOOD ESTATES #6
Legal Tract	25
Legal Block	112
Legal Lot Number	401
Jurisdiction	LORAIN OH
Township / Civil Division	ELYRIA
Census Block Group	1
Census Block	1009
Census Tract	71201

Owner

Source: Lorain County records, as of March 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	764 UNIVERSITY AVE, ELYRIA, OH 44035-7241
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 25, 2021	Deed of Trust, Mortgage · VA Mortgage NEWREZ LLC
Oct 25, 2021	Deed of Trust, Mortgage · VA Mortgage NEWREZ LLC
Jul 24, 2018	Deed of Trust, Mortgage · VA Mortgage NEW PENN FIN'L LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 12, 2015 · Amount on Record
Deed Sale	May 12, 2015 · Amount on Record
Prior Sale	Apr 30, 2009 · Amount on Record
Deed Document Number	2015001770
Record Updated	Sep 20, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LORAIN OH
Property Address	764 UNIVERSITY AVE, ELYRIA, OH 44035-7241
Transaction Type	Mortgage
Record Updated	Jun 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000845990
Date	Oct 25, 2021
Instrument	2021-0845990

Lender

Name	NEWREZ LLC
Type	Mortgage Company
Address	FORT WASHINGTON, PA 19034

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LORAIN OH
Property Address	764 UNIVERSITY AVE, ELYRIA, OH 44035-7241
Transaction Type	Mortgage
Record Updated	Nov 2, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20210845990
Date	Oct 25, 2021
Instrument	2021-0845990

Lender

Name	NEWREZ LLC
Type	Mortgage Company
Address	FORT WASHINGTON, PA 19034

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LORAIN OH
Property Address	764 UNIVERSITY AVE, ELYRIA, OH 44035-7241
Document Number	0000682073
Instrument Date	Jul 24, 2018
Transaction Type	Mortgage
Record Updated	Aug 14, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	764 UNIVERSITY AVE ELYRIA OH 440357241, ELYRIA, OH 44035-7241

Mortgage

Document Number	0000682073
Date	Aug 1, 2018
Instrument	682073

Lender

Name	NEW PENN FIN'L LLC
Type	Funding / Finance Company
Address	PLYMOUTH MEETING, PA 19462

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 31, 2048

Tax Assessment & Valuation

Source: Lorain County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Lorain County
Municipality	Elyria City
Unified School District	Elyria City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$851.00	$59,680 (+%) Land $12,380 Building $47,300	$170,510 (-) Land $35,360 Building $135,150
2024	$851.00 (-64.15%)	$59,679 (+36.94%) Land $12,376 Building $47,303	$170,510 (+36.94%) Land $35,360 Building $135,150
2023	$2,374.00 (+0.34%)	$43,579 (%) Land $5,397 Building $38,182	$124,510 (-) Land $15,420 Building $109,090
2022	$2,366.00	$43,580 Land $5,400 Building $38,180
2021			$124,510 Land $15,420 Building $109,090

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2013)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2013 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELYRIA WATER DEPARTMENT serves 68,000 people · EPA ID OH4700411
Water Source	Surface water
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 518 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Windstream DSL · Fiber in parts of the area	300 / 20

May also be available: T-Mobile.

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