751 University Ave, Elyria, OH 44035 Property Records

Lorain County property record for 751 University Ave, Elyria, OH 44035 · Last verified March 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,309 sqft · built 1976
Lot Size	0.189 acres (8,276 sqft)
Owner	Individual Name on File
Last Sale	$170,000 (Oct 2021)
Tax Bill	$2,633 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Nov 2022 Second Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`06-25-002-113-054`

Property Details

APN / Parcel Number

Primary APN	`06-25-002-113-054`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,309 sqft Living Area
1st Floor Area	936 sqft
2nd Floor Area	749 sqft
Upper Floors Area	749 sqft
Fireplace	Fireplace

Exterior

Year Built	Built 1976
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Lot Area	8,276 sqft (0.189 acres)
Lot Dimensions	130 ft deep x 65 ft wide
Garage Type	Basement
Garage Area	440 sqft

Exterior Amenities

Porch	Enclosed Porch
Porch Area	216 sqft
Deck Area	180 sqft
Patio Area	404 sqft

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Street Address	751 UNIVERSITY AVE
City	ELYRIA
State	OH
Zip	44035-7240
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PARKWOOD EST 6 65 X 130
Legal Subdivision	PARKWOOD ESTATES SUBDIVISION #6
Legal Tract	25
Legal Block	113
Legal Lot Number	378
Jurisdiction	LORAIN OH
Township / Civil Division	ELYRIA
Census Block Group	1
Census Block	1000
Census Tract	71202

Owner

Source: Lorain County records · APN 06-25-002-113-054

Assessment roll updated August 1, 2025 · Last verified March 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	751 UNIVERSITY AVE, ELYRIA, OH 44035-7240
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 16, 2026	Deed of Trust, Mortgage · FHA Mortgage SERVICELINK
Nov 09, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage PENNYMAC LOAN SERVICES LLC
Oct 15, 2021	Warranty Deed, Transfer · FHA Mortgage RUOFF MORTGAGE COMPANY INC
Nov 21, 2019	Fiduciary Deed, Transfer · VA Mortgage CLEVELAND MORTGAGE CORP

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Oct 15, 2021 · Amount on Record
Deed Sale	Oct 15, 2021 · Amount on Record
Prior Sale	Nov 21, 2019 · Amount on Record
Deed Document Number	2021007056
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LORAIN OH
Recording Date	Jul 16, 2026
Property Address	751 UNIVERSITY AVE, ELYRIA, OH 44035-7240
Document Number	0000103941
Instrument Date	May 05, 2026
Instrument	2026103941
Transaction Type	Mortgage
Record Updated	Jul 28, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	751 UNIVERSITY AVE, ELYRIA, OH 44035-7240

Mortgage

Document Number	0000103941,
Date	Jul 16, 2026
Instrument	2026103941

Lender

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	478 Months
Due	May 01, 2066

Interest

Rate	6.37%
Max Rate	-1%

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LORAIN OH
Property Address	751 UNIVERSITY AVE, ELYRIA, OH 44035-7240
Transaction Type	Mortgage
Record Updated	Nov 17, 2022
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	751 UNIVERSITY AVE, ELYRIA, OH 44035-7240

Mortgage

Document Number	0000897992
Date	Nov 09, 2022
Instrument	2022-0897992

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	MOORPARK, CA 93021

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	348 Months
Due	Nov 01, 2051

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LORAIN OH
Recording Date	Oct 15, 2021
Property Address	751 UNIVERSITY AVE, ELYRIA, OH 44035-7240
Document Number	20210844458
Map Reference	VOL 29 PG 1
Instrument Date	Sep 13, 2021
Instrument	2021-0844458
Transaction Type	Transfer
Record Updated	Oct 25, 2021
Title Company	AFFINITY TITLE COMPANY, INFINITY TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	751 UNIVERSITY AVE, ELYRIA, OH 44035-7240

Mortgage

Document Number	20210844459
Date	Oct 15, 2021
Instrument	2021-0844459

Lender

Name	RUOFF MORTGAGE COMPANY INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 01, 2051

November 2019: Fiduciary Deed, Transfer

Document Type	Fiduciary Deed
Jurisdiction	LORAIN OH
Recording Date	Nov 21, 2019
Property Address	751 UNIVERSITY AVE, ELYRIA, OH 44035-7240
Document Number	0000739271
Map Reference	VOL 29 PG 1
Instrument Date	Nov 18, 2019
Instrument	2019-0739271
Transaction Type	Transfer
Record Updated	Apr 29, 2022
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	751 UNIVERSITY AVE, ELYRIA, OH 44035-7240
Investor	Possibly a Property Investor

Mortgage

Document Number	0000739272
Date	Nov 21, 2019
Instrument	2019-0739272

Lender

Name	CLEVELAND MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 01, 2049

Tax Assessment & Valuation

Source: Lorain County records · Assessment roll updated August 1, 2025 · Last verified March 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Lorain County
Municipality	Elyria City
Unified School District	Elyria City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,633.00	$55,400 (+%) Land $12,300 Building $43,100	$158,280 (-) Land $35,150 Building $123,130
2024	$2,633.00 (-1.9%)	$55,399 (+14.17%) Land $12,303 Building $43,096	$158,280 (+14.17%) Land $35,150 Building $123,130
2023	$2,684.00 (+1.9%)	$48,524 (+0.01%) Land $10,731 Building $37,793	$138,640 (-) Land $30,660 Building $107,980
2022	$2,634.00	$48,520 Land $10,730 Building $37,790
2021			$138,640 Land $30,660 Building $107,980

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lorain County (39093C), updated May 25, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 390930712021, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (2006–2014)
Claims Outside the SFHA	2 of 2
Most Recent Claim	May 2014, other causes

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 518 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20
Uniti Group	DSL	300 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: T-Mobile USA, Uniti Group. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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