764 Grandpa's Ln, O Fallon, MO 63366 Property Records

St. Charles County property record for 764 Grandpa's Ln, O Fallon, MO 63366

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,060 sqft · built 1996
Lot Size	3.04 acres (132,422 sqft)
Owner	2 Trust Names on File
Last Sale	$409,000 (Sep 2018)
Tax Bill	$6,107 (2025)
Deeds & Mortgages	Aug 2023 Line of Credit Mar 2021 Transfer + 3 more
Flood Zone	Zone X (minimal risk)
APN	`A962000863`

Property Details

APN / Parcel Number

Primary APN	`A962000863`
Alternative APN	`2-0042-7319-00-0002.0000000`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,060 sqft Living Area
1st Floor Area	2,060 sqft
Basement Area	2,048 sqft
Finished Basement	1,433 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Architectural Style	Ranch
Exterior Material	Brick/Stone
Lot Area	132,422 sqft (3.04 acres)
Terrain	Rolling
Garage Type	Attached
Parking Spaces	3 Parking Spaces
Porch	Porch
Porch Area	396 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	A962000863
Old Parcel Number	A962000863
Street Address	764 GRANDPAS LN
City	O FALLON
State	MO
Zip	63366-1062
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ST PAUL PL LOT 2
Legal Range	03E
Legal Township	47N
Legal Subdivision	ST PAUL PL
Legal Lot Number	2
Jurisdiction	ST CHARLES MO
Township / Civil Division	WENTZVILLE
Census Block Group	2
Census Block	2003
Census Tract	311801

Owner

764 Grandpa's Ln is owner-occupied and held in a trust since March 2021.

Source: St. Charles County records, as of March 16, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Trust Names on File
Co-owner	Co-owner on File
Mailing Address	764 GRANDPAS LN, O FALLON, MO 63366-1062
Occupancy	Owner Occupied
Owner Type	Company, Secondary Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Aug 9, 2023	Deed of Trust, Mortgage · Line of Credit FIRST STATE BANK OF ST CHARLES MO
Mar 30, 2021	Intrafamily Transfer, Transfer
Aug 29, 2020	Deed of Trust, Mortgage ENDEAVOR CAP
Oct 29, 2019	Deed of Trust, Mortgage · VA Mortgage ENDEAVOR CAP
Sep 26, 2018	Warranty Deed, Transfer · VA Mortgage FLAT BRANCH HOME LOANS INC

Assessor's Deed Record

Deed Names	3 Names on Deed
Last Sale	Sep 26, 2018 · Amount on File
Deed Sale	Sep 26, 2018 · Amount on File
Prior Sale	Sep 26, 2018 · Amount on File
Deed Document Number	0069821038
Deed Book / Page	6982 / 1038
Last Transfer Date	Mar 30, 2021
Transfer Doc	2021R027419
Record Updated	Jun 8, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	764 GRANDPAS LN, O FALLON, MO 63366-1062
Transaction Type	Mortgage
Record Updated	Aug 23, 2023
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	764 GRANDPAS LN, SAINT PAUL, MO 63366-1062

Mortgage

Document Number	0000031882
Date	Aug 9, 2023
Instrument	2023R-031882

Lender

Name	FIRST STATE BANK OF ST CHARLES MO
Type	Bank
Address	SAINT CHARLES, MO 63301

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	35 Months
Due	Jul 28, 2026

March 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST CHARLES MO
Recording Date	Mar 30, 2021
Property Address	764 GRANDPAS LN, O FALLON, MO 63366-1062
Document Number	2021R027419
Map Reference	MB 32 PG 298
Instrument Date	Mar 24, 2021
Instrument	2021R-027419
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	764 GRANDPAS LN, SAINT PAUL, MO 63366-1062

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	764 GRANDPAS LN, O FALLON, MO 63366-1062
Document Number	0000065224
Instrument Date	Aug 29, 2020
Transaction Type	Mortgage
Record Updated	Oct 19, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	764 GRANDPAS LN ST PAUL MO 633661062, ST PAUL, MO 63366-1062

Mortgage

Document Number	0000065224
Date	Sep 4, 2020
Instrument	65224

Lender

Name	ENDEAVOR CAP
Type	Funding / Finance Company
Address	SAINT LOUIS, MO 63107

Agreement

Amount	Amount on Record
Term	300 Months
Due	Sep 3, 2045

Interest

Rate Type	Adjustable Rate

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	764 GRANDPAS LN, O FALLON, MO 63366-1062
Document Number	0071772255
Instrument Date	Oct 29, 2019
Transaction Type	Mortgage
Record Updated	Nov 29, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	764 GRANDPAS LN ST PAUL MO 633661062, ST PAUL, MO 63366-1062

Mortgage

Document Number	0071772255
Date	Nov 6, 2019
Book Page	007177/002255
Instrument	636700

Lender

Name	ENDEAVOR CAP
Type	Funding / Finance Company
Address	CHESTERFIELD, MO 63017

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 5, 2049

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Sep 26, 2018
Property Address	764 GRANDPAS LN, O FALLON, MO 63366-1062
Document Number	0069821038
Book / Page	6982 / 1038
Map Reference	MB 32 PG 298
Instrument Date	Sep 24, 2018
Instrument	20180926000552480
Transaction Type	Transfer
Record Updated	Aug 9, 2021

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount from Assessment
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	950 E RUE DE LA BANQUE UNIT 114, 950, SAINT LOUIS, MO 63141-5162

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	764 GRANDPAS LN, O FALLON, MO 63366-1062

Mortgage

Document Number	20180926000552490
Date	Sep 26, 2018
Instrument	20180926000552490

Lender

Name	FLAT BRANCH HOME LOANS INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 764 Grandpa's Ln was $6,107.

Source: St. Charles County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	St. Paul City
Unified School District	Fort Zumwalt R-II School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,107.00	$100,176	$527,243 Land $112,501 Building $414,742
2023		$89,092
2022			$468,909 Land $112,501 Building $356,408

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 764 Grandpa's Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 764 Grandpa's Ln is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 94% of Missouri
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST PAUL PWS serves 1,700 people · EPA ID MO6011535
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 132 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Brightspeed, Gateway Fiber, Wisper ISP.

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